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New insurance company
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03-02-2007 11:24pm#1
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The BMW Motorrad insurance is under-written by Eagle Star, and is similary priced to Carole Nash (but they are reviewing their pricing).Dub13 wrote:BMW are providing there own bike insurance as of a few weeks ago and its not with ether of the Irish company's operating at the moment so maybe its these guys.
This Adelaide offering is a different operator. The more the merrier.
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Krusty_Clown wrote:The BMW Motorrad insurance is under-written by Eagle Star, and is similary priced to Carole Nash (but they are reviewing their pricing).
This Adelaide offering is a different operator. The more the merrier.
BMW would want to review their pricing alright - their quote to me was over double what i am paying Carol Nash and they wont let you put a second bike on the policy - you have to take out a separate policy.:mad:0 -
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madrab wrote:i assumes bmw only allow bmw's to be insured or are they open minded?
as far as i know it is only BMW bikes , which I find strange as you would imagine that in a small market like in Ireland you would need to offer it to all bikes in order to make money.
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WILKEL wrote:as far as i know it is only BMW bikes , which I find strange as you would imagine that in a small market like in Ireland you would need to offer it to all bikes in order to make money.
You would think, but from what I have anecdotally heard/read, BMW believe that BMW riders are less of a risk than other "common" folk who cannot afford a proper bike.
And, from what I have also anecdotally heard/read, they believe that their customers also are willing to pay a hefty premium to be privileged to be insured by the same company that sold them their bikes.
I would certainly like to see Adelaide and e-bike (the other alleged insurer) enter the Irish market. e-bike are the crowd that offer discounts for R+G's shrooms (and possibly similar products from other manufacturers) because they genuinely can help reduce costs claimed as part of FC policies. (i.e. dropping the bloody thing off its stand)
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Why would they want to sell insurance to riders of other manufacturers bikes? They're in it to sell more bikes, not to create competition in the Irish market! BMW sell bikes and cars, they don't sell insurance. That's Eagle Star's job. They're just putting a BMW badge on it.. I'm sure they're making a few quid out of it, but most would be going to the actual underwriters (The number you dial, is an Eagle Star number, staffed by Eagle Star employees).nereid wrote:You would think, but from what I have anecdotally heard/read, BMW believe that BMW riders are less of a risk than other "common" folk who cannot afford a proper bike.
6 Months ago, a dealer told me that BMW were introducing an insurer so that bikers could take BMW bikes for test rides and pay for a day's insurance). I reckon this offering is just a by-product of that introduction.. If we can insure for a day, why not insure for a year and make a little money.
As for BMW riders being lower risk, sure aren't all BMW riders over the age of 50, all bmw bikes slower than anything else on the road, and constantly broken down and off the road?
<insert random prejudiced remark here> 0 -
nereid wrote:You would think, but from what I have anecdotally heard/read, BMW believe that BMW riders are less of a risk than other "common" folk who cannot afford a proper bike..
..you are of course, correct. Up 'til yesterday I was one such person. Slipper wearing, pipe smoking, 30-something.............then my RT moved to Dublin, and my H-D arrives next Wed...........
So, talk to me now, before I become an uninsurable sociopathic loon........only 2 days left Ode To The Motorist
“And my existence, while grotesque and incomprehensible to you, generates funds to the exchequer. You don't want to acknowledge that as truth because, deep down in places you don't talk about at the Green Party, you want me on that road, you need me on that road. We use words like freedom, enjoyment, sport and community. We use these words as the backbone of a life spent instilling those values in our families and loved ones. You use them as a punch line. I have neither the time nor the inclination to explain myself to a man who rises and sleeps under the tax revenue and the very freedom to spend it that I provide, and then questions the manner in which I provide it. I would rather you just said "thank you" and went on your way. Otherwise I suggest you pick up a bus pass and get the ********* ********* off the road”
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