Hit By Joyriders

patrickc · 11-01-2007 10:40pm #1

the other night my girlfriend's dad was on his was home from work, he was coming over a bridge and joyriders hit his car, they had no lights on or anything. they drove off and he was so shocked he didn't get make or model of their car. Is there any way to get damages from this other than go through your own insurance? Any info would be greatly appreciated for him.. Thanks

CLADA · 11-01-2007 10:48pm

might be worth making an enquiry with the motors insurers bureau, I think they are based in Molesworth St, they basically compensate people who have suffered injury or damage at the hands of uninsured drivers.

patrickc · 11-01-2007 10:56pm

Thanks a million didn't even know they existed, got their number of their website and will pass it on tomorrow.

CLADA · 11-01-2007 10:59pm

No bother, but make sure he reported the incident to the guards to strengthen his case.

delta_bravo · 11-01-2007 11:04pm

But dont expect the money soon. It may take years

fastrac · 11-01-2007 11:10pm

happened me in 2000.bureau only paid personal injuries.i had to claim off my insurance for the car. if it happened on the way from work his prsi will cover medical expenses .but all this takes years

Stark · 11-01-2007 11:18pm

As I understand it, the insurance companies have an agreement with the MIB. If you have comprehensive insurance, you can claim off it without losing your NCB and your insurance company will then recoup their money from the MIB.

Seth Brundle · 12-01-2007 12:16am

Don't you need a reg to claim off the MIB

patrickc · 12-01-2007 11:25am

Great will see how he gets on today when he calls them

patrickc · 12-01-2007 8:24pm

they cant help him cos he had no personal injuries. Thanks for the replies though

DaveD · 12-01-2007 10:38pm

kbannon wrote:

Don't you need a reg to claim off the MIB

Yep !

If you're hit by an untraced motorist you have to claim off your own policy.

PauloMN · 13-01-2007 12:08am

DaveD wrote:

Yep !

If you're hit by an untraced motorist you have to claim off your own policy.

Yep, unfortunately this is the case as it would be too easy to scam otherwise. Happened my wife, woman swerved infront of her, smashed up the car and just legged it. :mad: My wife was shocked and concerned about our son in the back of the car - she only got part of the reg.

Suppose that's what insurance is there for at the end of the day, but I'll never understand how some peoples' minds work.

patrickc · 13-01-2007 12:38am

yeh it's crap though, when you've built up a big NCB and it's not protected.:mad:

Hit By Joyriders

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