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remortgage/topup

  • 04-01-2007 2:16pm
    #1
    Closed Accounts Posts: 436 ✭✭


    I toped up my mortgage about 4 months ago to do some redecorating on my house, the topup was for E20k I've since discovered I need more to complete the work about E10k, I've applied for another topup.

    What are the chances of actually getting the topup in such a short period of time, I've to borrow another E20k as thats the minimum acmount for a topup or should I remortgage.

    Could someone please explain to me what a remortgage is?


Comments

  • Banned (with Prison Access) Posts: 8,486 ✭✭✭miju


    simply put you'll be adding 40 grand to the total of your mortgage complete with the same interest rates


  • Registered Users, Registered Users 2 Posts: 14,378 ✭✭✭✭jimmycrackcorm


    It's actually quite common for people who remortgage in your situation to underestimate how much they need and have to go back for more. As long as your LTV is ok then you should have no problem.


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