Its all gone !

SystemError

Has anyone else here spent all their money ?

**** for brains here has spent the bonus, wages AND overdraft, beating my record time and minusing the account for the month ahead before it has even begun. Havent yet paid off the maxed out credit card or bills for the month...

Please tell me Im not the only one.

scojones

SystemError wrote:

Has anyone else here spent all their money ?

**** for brains here has spent the bonus, wages AND overdraft, beating my record time and minusing the account for the month ahead before it has even begun. Havent yet paid off the maxed out credit card or bills for the month...

Please tell me Im not the only one.

I'm not doing so bad. I have spent most of my wages but I've had a few wins on the ponies and that can keep me going until this Friday, when I get paid again. When's your next pay date?

SystemError

In nearly 4 weeks time

I think next pay day I'll buy that book on how to save (forgot the name). Its getting ridiculous at this stage.

I feel shame

GLaDOS

SystemError wrote:

I think next pay day I'll buy that book on how to save (forgot the name)

Eddie Hobbes?

Riesen_Meal

Quick, call Eddie Hobbs!

Im screwed til the end of the month also, lucky I dont have a CC!

miamee

That is indeed shocking OP. I hope you have something to show for it - or at least bloody brilliant memories of Christmas to keep you warm & fed for the rest of the month

scojones

I'll send you a selection box if you like!

seamus

Not doing too badly here myself. Funds are definitely lower than they should be for this time of the month, but I should be able to scrape by with a night or two on the beer.

Hail 2 Da Chimp

Im actually OK, didnt go to mad in the sales and had set aside an extra €200 because I knew I'd blow the rest of my money... and I was correct!

tk123

I haven't spent that much yet down to laziness i haven't been in the sales yet -thou it wouldn't be hard to spend my 'bonus' - 30 quid in bonus bonds!! I'M RICH!!!!!!!!! :rolleyes: :rolleyes:

User45701

SystemError wrote:

Has anyone else here spent all their money ?

**** for brains here has spent the bonus, wages AND overdraft, beating my record time and minusing the account for the month ahead before it has even begun. Havent yet paid off the maxed out credit card or bills for the month...

Please tell me Im not the only one.

same here i figure ill just sell my car its not that cold and it is quicker getting to work on a bike than a car that way i can pay off my visa bill and have cash left over for jan

SystemError

miamee wrote:

That is indeed shocking OP. I hope you have something to show for it - or at least bloody brilliant memories of Christmas to keep you warm & fed for the rest of the month

Funnily enough this was the first crap Christmas & New Years I've ever had. Nothing to show for it as was mostly food & drink I spent it on which has all been consumed leaving me feeling like a fat broke loser. So much for my giving up chocolate I will be living off the selection boxes I got for Christmas (sjones, please send the selection box swiftpost asap. thanks)

whiskeyman

I tried to avoid the overspend mayhem this Christmas / New Years, and it's paid off! I avoided the sales, and me account is pretty healthy and ready for a few weekends away in January / Feb & March! Sweet
So many people just spend on useless junk and wonder why they're broke now.

Max_Damage

I'm nearly out of money. I'm still living of the money I had saved up from my job last year. After these poxy January exams, I'm off job hunting again.

Steffano2002

Thank God I'm not the only one SystemError!

I spent every penny I have (and I also maxed out my CC...) and now that my account is at 0, the direct debits have started coming in! I'm in the negative even though I have no overdraft set up! :eek: My bank is now going to penalise me for every day I am in the negative...

Oh well... At least I have something to show for it... Namely a new PC, new LCD monitor and new leather couch! :rolleyes:

I'll be grand sure... Next pay day is only in 22 days!

Steyr

Im floating on money. Ya poor ****!:D
Heres a clue= Start Saving.

shane86

On December 22nd I received 2700 euros back in owed tax. Back of the net.....

Spent 120 on new years eve, on what I dont know.

miamee

SystemError wrote:

Funnily enough this was the first crap Christmas & New Years I've ever had. Nothing to show for it as was mostly food & drink I spent it on which has all been consumed leaving me feeling like a fat broke loser. So much for my giving up chocolate I will be living off the selection boxes I got for Christmas (sjones, please send the selection box swiftpost asap. thanks)

Well at least if you have no money for more drinking/eating out you won't be a 'fat broke loser' by the end of January In fact you could set Jan aside as a month to get fit & get rid of the extra pounds from Christmas (have to try this one myself :rolleyes: )

jimmycrackcorm

I'll be voting in the election this year for the party that makes January a two week month - roll on PayDay.

SystemError

miamee wrote:

Well at least if you have no money for more drinking/eating out you won't be a 'fat broke loser' by the end of January In fact you could set Jan aside as a month to get fit & get rid of the extra pounds from Christmas (have to try this one myself :rolleyes: )

Great minds miamee, just finished planning out an 8 week fitness plan. Although I only put on 1lb which is a miracle. Must have been all that shopping....

jimmycrackcorm: Lets all go on strike for the cause. I say we should also change the structure of "The Week" as we know it. We should get at least 3 days for our weekend. Either adding Friday or Monday to our weekend, or making "Funday" the 3rd weekend day of an 8 day week .
And another thing: In South America you get paid monthly 13 times during the year. You get double salary, plus a Christmas bonus come the end of the year. We should really take a page from the latino book (siesta = genius)

Oh if I was a politician

Angels

Yes OP there are a few of us like yourself!

Well i decided to be smart & buy all the pressies on my Credit Card nearly maxed it but when i got paid from work i paid the CC off not realising how many Direct debits that went through before new years!!
So yes im broke now too but at least i've the CC bill cleared to show for it (",)

Steffano2002

SystemError wrote:

jimmycrackcorm: Lets all go on strike for the cause. I say we should also change the structure of "The Week" as we know it. We should get at least 3 days for our weekend. Either adding Friday or Monday to our weekend, or making "Funday" the 3rd weekend day of an 8 day week .
And another thing: In South America you get paid monthly 13 times during the year. You get double salary, plus a Christmas bonus come the end of the year. We should really take a page from the latino book (siesta = genius)

Same in France... They call it "The 13th Month".

madhitchhiker

haha!you're not alone. but that's a secret!

Ruu_Old

Didn't spend a massive amount, credit card has a limit of around 500 eurons so that stops me from buying more worthless gadgets that are sitting around the house. Bank account is healthy enough, funds are lower than usual though.

Oriel

I've just bought a printer and a new phone.

Heyes

Alas very broke at this stage, spent too much on pressies,going out,got one or two things for myself, and im feeling the pinch now.

Thankfully getting paid on thursday, but its saving time at the moment so the next while is going to be a little tough. As long as i still get a few nights out it will be happy days, but time will tell.

Busterpuss

bought all my pressies in november, so december didnt have anything to buy so bought a few more additions to pressies whacked money off my cc, and bought myself a few pressies. i have quite a bit to get me through but there wont be any nights on the beers either.:rolleyes:

daiixi

Mmm spent more monies on holiday than I wanted but just transferred funds from savings account to personal account and am fine until next pay day which is next Thursday. Credit card is pretty healthy at the moment and not due until the end of the month - after the following pay day.

darkflower

ahh!that's just money..;) there's a lot of us i'm sure!

SystemError

Ive got the solution ! Sarting Feb/Mar, every month I'll to buy each member of my family a Christmas present**. That way, come next January I will be swimming in "One million dollers ! MUAH-AH-AH" (Dr Evil accent)












**This will probably not happen as I more than likely will have forgotten about this idea by that time.

Sparky

Oh I knew a few major things were coming up this month. January is always the hardest month of the year for me because everything hits you like a train.
Car Tax
DOE
CC Bill, the middle of the month.

I'm moving off from work to college on the 8th and I'll be getting more money out of it aswell per week. Hopefully that should help.

daiixi

SystemError wrote:

Ive got the solution ! Sarting Feb/Mar, every month I'll to buy each member of my family a Christmas present**. That way, come next January I will be swimming in "One million dollers ! MUAH-AH-AH" (Dr Evil accent)

Why don't you suggest to your family that they do Secret Santa next year - everyone draws a name out of a hat, put a limit on the present i.e. €60 and each person give three ideas of what they'd like for their present. That way everyone gets something that they want and noone spends a fortune.

When I was working in Austria, it was even better. There were 14 pay months in a year. Double time for the month of December (to help with christmas) and Double time in June (to help with summer holidays). Wouldn't work in Ireland with that pesky minimum wage though

Lust4Life

Paid the rent and bought food today. NOW it's all gone.

KamiKazi

i just spent €3k on the thing in my sig, so my bank account is almost empty now

tman

somehow managed to only spend €10 on new years eve... pretty damn happy with that considering I had €200 in my wallet at the time:D
Crimbo was another story though... that was easily the most expensive I've ever had, and the largest ESB bill I've ever had has just been taken out of my account...

Pigman II

daiixi wrote:

Why don't you suggest to your family that they do Secret Santa next year - everyone draws a name out of a hat, put a limit on the present i.e. €60 and each person give three ideas of what they'd like for their present. That way everyone gets something that they want and noone spends a fortune.

That's far too sensible an idea. You're *totally* ruining Christmas! Gah!

daiixi

Pigman II wrote:

That's far too sensible an idea. You're *totally* ruining Christmas! Gah!

Take it to PI

Heyes

Spanky-s wrote:

Oh I knew a few major things were coming up this month. January is always the hardest month of the year for me because everything hits you like a train.
Car Tax
DOE
CC Bill, the middle of the month.

I'm moving off from work to college on the 8th and I'll be getting more money out of it aswell per week. Hopefully that should help.

thanks for reminding me of the car tax, forgot it was due soon :rolleyes:

Thrill

I still have some money left but as soon as a couple of hefty bills are paid off soon i'll be pretty much skint.

Christmas is costly.