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AIB Online Banking - New Rate question?

Random · 2006-12-22 22:33:12

My current account for AIB in my online banking has a line saying "New rate 12.200%" Can anyone advise what that rate refers to? AIB Cust Care tell me it's just an information line which doesn't effect my account - that's grand. But what interest rate is this that it refers to? Excuse my apparently stupid question.

22-12-2006 10:33PM

#1

Random

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My current account for AIB in my online banking has a line saying "New rate 12.200%"

Can anyone advise what that rate refers to?

AIB Cust Care tell me it's just an information line which doesn't effect my account - that's grand. But what interest rate is this that it refers to? Excuse my apparently stupid question.

0

Comments

#2 22-12-2006 10:48PM

BuffyBot

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Overdraft rate?

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#3 22-12-2006 10:50PM

Random

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I don't have an overdraft. And it's a student account.

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#4 22-12-2006 10:55PM

geld

Registered Users, Registered Users 2 Posts: 534 ✭✭✭

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All current accounts are capable of going overdrawn. Hence the rate is advised. I would imageine that they have to do this as all customers should be aware of the rate if they did.

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#5 22-12-2006 11:00PM

Random

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So I can just go and withdraw more than I have in my account, without anyone clearing it with me first? And I'll be charged 12.2% on everything I take out? Or ?

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#6 22-12-2006 11:02PM

parsi

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It's an advisory that the overdraft rate has changed. It doesn't imply that you have one or can use one !

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