Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie

Does state have the right to ask banks if an individual holds an account?

Options
  • 13-12-2006 7:10pm
    #1
    Filan
    Closed Accounts Posts: 703 ✭✭✭


    My mother is wondering whether the state has the right to check her bank accounts. Worried that she may not get a full old age pension when her separation is over. Does the state have to right to ask banks as to whether an individual has an account and the details? Alan


Comments

  • Options
    #2
    The_Minister
    Registered Users Posts: 10,255 ✭✭✭✭The_Minister


    You may want to try in legal discussion to see what her rights are regarding her privacy while banking.


  • Options
    #3
    Blackjack
    Registered Users Posts: 3,597 ✭✭✭Blackjack


    Filan wrote:
    My mother is wondering whether the state has the right to check her bank accounts. Worried that she may not get a full old age pension when her separation is over. Does the state have to right to ask banks as to whether an individual has an account and the details? Alan

    The answer is yes. In certain cases the state will have the right to ask and to freeze the assets of the account holder. Generally used by the CAB, but I believe it extends beyond the CAB also.

    As mentioned might be better to seek legal advise on this.


  • Options
    #4
    mattDL
    Closed Accounts Posts: 37 ✭mattDL


    They can only check if you give them written permission. However, if you refuse permission it could be taken that you have something to hide !!!

    This applies to Social Welfare. CAB is adifferent kettle !!!


  • Options
    #5
    shoegirl
    Registered Users Posts: 2,018 ✭✭✭shoegirl


    Yes.


  • Options
    #6
    Mrs. MacGyver
    Closed Accounts Posts: 1,294 ✭✭✭Mrs. MacGyver


    mattDL wrote:
    They can only check if you give them written permission. However, if you refuse permission it could be taken that you have something to hide !!!

    This applies to Social Welfare. CAB is adifferent kettle !!!

    Yes, this is correct. If you have savings and don't declare them this can be serious as you would be 'depriving yourself of an income' for means purposes.


  • Advertisement
Advertisement