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Cheques

  • 28-11-2006 8:11pm
    #1
    GrumPy
    Registered Users, Registered Users 2 Posts: 6,566 ✭✭✭


    Is my understanding of cheques correct, when I say

    That if I make a cheque out to "cash" it can be transferred for money in any bank branch straight away?


Comments

  • #2
    is_that_so
    Registered Users, Registered Users 2 Posts: 32,136 ✭✭✭✭is_that_so


    I don't think so. The last cheque I had for "cash" I had to lodge first. Bank said it was a security precaution.


  • #3
    dermot_sheehan
    Closed Accounts Posts: 2,062 ✭✭✭dermot_sheehan


    If you make it out to cash it can be cashed at the bank it was drawn upon (i.e. address on the cheque in the top right corner).


  • #4
    vector
    Registered Users, Registered Users 2 Posts: 1,756 ✭✭✭vector


    it can only be exchanged for cash in the exact branch of the bank that appears on the top of the cheque, for example Bank of Ireland, 50 Example Street, Donegal

    and even then, only if it is not ceossed with "a/c payee only", as that means it must go into the account of the payee

    things used to be more lax, and perhaps if you are "known" in a branch they will cash it, but in general the above is the case


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