switching credit cards/bank accounts

ryan27

hey guys,

Just wondering, I'm with Bank of Ireland and I have a Bank Of lreland credit gold advantage credit card. Looking at my last statement I noticed bank charges were high and looking around other financial institutions seem to be offering better deals... If I switch i want to switch all banking and credit cards over to one institution.. Just wondering then

1. Which financial institutions would anyone recommend?
2. I really think Bank of Ireland do a good service but i'm disappointed at
their bank charges and APR on Credit cards.. is there anything I can do
to get a better deal out of Bank of Ireland without having to switch?


Cheers

BendiBus

ryan27 wrote:

hey guys,

Just wondering, I'm with Bank of Ireland and I have a Bank Of lreland credit gold advantage credit card. Looking at my last statement I noticed bank charges were high and looking around other financial institutions seem to be offering better deals... If I switch i want to switch all banking and credit cards over to one institution.. Just wondering then

1. Which financial institutions would anyone recommend?
2. I really think Bank of Ireland do a good service but i'm disappointed at
their bank charges and APR on Credit cards.. is there anything I can do
to get a better deal out of Bank of Ireland without having to switch?


Cheers

Change from a Gold Card to a regular one? Reduced (or eliminated) fees.

Pay your balance in full every month. If you need to borrow don't do it with a credit card, get a loan instead! No need to worry about APR then. Paying credit card interest is for mugs.

cudman

would probably be to forget about the bank and store all your money undr the matress. make all tranactions by cash and your money will be safe if the bank gets robbed