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Loan break?

  • 24-10-2006 5:47pm
    #1
    Mr Jinx
    Registered Users, Registered Users 2 Posts: 434 ✭✭


    does anyone know if it is possible tp take a break from paying back a personal loan for a few months, do any banks facilitate this ?


Comments

  • #2
    BuffyBot
    Registered Users, Registered Users 2 Posts: 24,924 ✭✭✭✭BuffyBot


    It can be done, but at the banks discretion. Normally they won't do it on a whim, but if there are circumstances involved a chat with the lending official might be a good idea.


  • #3
    Mr Jinx
    Registered Users, Registered Users 2 Posts: 434 ✭✭Mr Jinx


    BuffyBot wrote:
    It can be done, but at the banks discretion. Normally they won't do it on a whim, but if there are circumstances involved a chat with the lending official might be a good idea.

    well situation is leaving fulltime employment for a year (say collage) and will only be on a low wage,hopefully if they see my situation they might come to some agreement.


  • #4
    BuffyBot
    Registered Users, Registered Users 2 Posts: 24,924 ✭✭✭✭BuffyBot


    They might, but in those circumstances, they are not obliged in the least.


  • #5
    hmmm
    Registered Users, Registered Users 2 Posts: 11,205 ✭✭✭✭hmmm


    If it was your choice to voluntarily leave employment, they will take a dim view. Banks aren't in the business of adjusting the contracts they sign with you to suit your lifestyle choices.


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