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Credit hassle ??

  • 22-08-2006 7:30pm
    #1
    nikorami
    Closed Accounts Posts: 63 ✭✭


    Question: Lost job and income a few months ago, and although I have tried to get something that can cover bills i can;t keep up. Now the bank and another creditor are on me for payments which have been missed. I have asked for help and patience from them to no avail. The only choice I have now is to accept a job in Germany. Does anyone know what the laws on debt collection or a good link to help me figure this out. One creditor said that if they have to write off my debt(they said in the next 2 weeks) that I will have to pay 3x as much due to court, legal and the debt. Any help would be appreciated.


Comments

  • #2
    galwayrush
    Registered Users, Registered Users 2 Posts: 12,815 ✭✭✭✭galwayrush


    as far as i'm aware, the court will be more on your side than theirs , and will only make you pay what you can afford at present , over whatever period of time it takes.the court will take an understanding view as to your circumstances. it may affect your credit rating, but then again, the bank will probably have done that already. go to a solicitor or your local MABS. MABS will negotiate for you, and i think it's a free service.


This discussion has been closed.
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