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Quick question about cheques

  • 12-08-2006 6:16pm
    #1
    Vorsprung
    Registered Users, Registered Users 2 Posts: 2,816 ✭✭✭


    I got 2 cheques, both are from accounts in BOI, College Green. Both are crossed. Can I just walk in there on Monday and get them cashed?

    TIA


Comments

  • #2
    dermot_sheehan
    Closed Accounts Posts: 2,062 ✭✭✭dermot_sheehan


    If it's crossed the bank is only supposed to pay it into a bank account (i.e. they will not cash it)


  • #3
    antoinolachtnai
    Registered Users, Registered Users 2 Posts: 9,815 ✭✭✭antoinolachtnai


    A cheque-cashing service or a friendly cash-premises owner might cash it for you, mind you, providing it isn't marked a/c payee only. (Although I could be wrong about this)


  • #4
    Brown_Eyed_Girl
    Registered Users, Registered Users 2 Posts: 107 ✭✭Brown_Eyed_Girl


    This will have to be paid into your account unfortunately as it is crossed.....

    Are you concerned about them being returned or something ???


  • #5
    Vorsprung
    Registered Users, Registered Users 2 Posts: 2,816 ✭✭✭Vorsprung


    Brown_Eyed_Girl wrote:
    This will have to be paid into your account unfortunately as it is crossed.....

    Are you concerned about them being returned or something ???

    Nope just going away next week and wouldn't mind the extra bit. It's grand, have the credit card anyway which should do me until they come through.
    Thanks for the replies


  • #6
    antoinolachtnai
    Registered Users, Registered Users 2 Posts: 9,815 ✭✭✭antoinolachtnai


    you may be able to lodge directly to credit card account if that is any help.


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  • #7
    vector
    Registered Users, Registered Users 2 Posts: 1,756 ✭✭✭vector


    antoinolachtnai wrote:
    you may be able to lodge directly to credit card account if that is any help.

    Nice idea,

    Just looked at my AIB Credit Card statement, it says cheques must be payable to "AIB Credit Card Services"

    I suppose that is a good idea, if they were willing to accept cheques payable to Mr John Cardholder then Mr John Cardholder could use a credit card like a current account! lodginf cheques and withdrawing money at an ATM, and naturally the banks wouldn't like that because there is no fee for paying in a cheque.


  • #8
    ircoha
    Closed Accounts Posts: 2,290 ✭✭✭ircoha


    bigjimthefirst wrote:
    I got 2 cheques, both are from accounts in BOI, College Green. Both are crossed. Can I just walk in there on Monday and get them cashed?

    TIA


    prob too late now but the question asked was
    "Can I just walk in there on Monday and get them cashed?"

    If there means BOI College Grenn, the answer is yes, as they are drawn on BOI CG


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