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Do Credit Unions issue credit cards?

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  • 26-07-2006 3:18pm
    #1
    slade_x
    Moderators, Science, Health & Environment Moderators Posts: 1,424 Mod ✭✭✭✭


    I just thought i'd ask here first as it could potentially save me up to a half an hour in a queue, only to find out they don't?

    Anyone know or even have one, if so whats their typical APR?

    Thanks.


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    #2
    petes
    Registered Users Posts: 8,382 ✭✭✭petes


    Doesn't look like it.

    http://www.creditunion.ie/publisher/index.jsp?re=0&pID=93&nID=596


    You could always use the phone.


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    #3
    Ruu_Old
    Closed Accounts Posts: 36,634 ✭✭✭✭Ruu_Old


    Business/Economy/Finance tbh, it doesn't look like they do offer credit cards. It would have been quicker to give them a call alright. :)


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    #4
    slade_x
    Moderators, Science, Health & Environment Moderators Posts: 1,424 Mod ✭✭✭✭slade_x


    Yeah i just rang them, they don't.

    Is it just me or does AIB's variable APR seem a little excessive

    For example: AIB 'be' visa/ master card

    This is the most unique feature of the card. With the 'be' credit card we reward you with a lower APR based on how much you spend in a 12 month period.
    • First of all, as a new AIB credit card customer you will receive an introductory APR of 6.9% for 12 months from account opening.
    • After that 12 month period if you have spent EUR5000 or more, the APR is set at 13.9% for the following year. *
    • If you spend less than EUR5000 in the first 12 months, the APR is set at 16.9% for the following year. *
    The First year is great but after that its downhill. i know APR doesn't matter if you plan to clear the amount owed every month but still

    Maybe all those fantastic TV offers have spoiled me somehow


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    #5
    Ruu_Old
    Closed Accounts Posts: 36,634 ✭✭✭✭Ruu_Old


    Don't forget the €40 euro (I think) a year that you pay for government duty. I think I read somewhere that Tesco credit cards give it back to you though I'm not 100% sure about that.


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    #6
    BuffyBot
    Moderators, Motoring & Transport Moderators Posts: 24,924 Mod ✭✭✭✭BuffyBot


    Bank of Scotland (Ireland) offer their card with a 9.5% APR


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    #7
    daveirl
    Closed Accounts Posts: 14,483 ✭✭✭✭daveirl


    This post has been deleted.


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    #8
    vector
    Registered Users Posts: 1,756 ✭✭✭vector


    daveirl wrote:
    This post has been deleted.

    1% cashback - are you talking about the AMEX by BOI?


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    #9
    daveirl
    Closed Accounts Posts: 14,483 ✭✭✭✭daveirl


    This post has been deleted.


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