FBD ad suggests cover for leaving your keys in an unlocked car?

अधिनायक

I always thought that if you left your car open with the keys in the ignition and left the vehicle and then found it was stolen, that the insurance company would tell me to piss off. But I've just seen an FBD ad where a guy gets out of his car to assist a lady who appears to be in a fight with a mugger. The 'woman' whips off her wig to reveal she is a bloke who is in league with the 'mugger'. The hapless driver turns around and finds his car has been nicked. Tagline: 'It happens, we will be there if it happens to you'.

Have I got the ad wrong? Or is FBD advertising a product they don't offer?

Karoma

Ring and ask FBD which policy covers it.

Personally, I interpreted "It happens, we will be there if it happens to you" as a threat.

अधिनायक

Oh I get it. We will be there if it happens to you [pointing at you and laughing our holes off].

I am going to switch to FBD if this is covered.

oleras

अधिनाय&#2325 wrote:

I am going to switch to FBD if this is covered.

Do you find the need to help ladies in fights with muggers often ?

अधिनायक

it only has to happen once.

oleras

अधिनाय&#2325 wrote:

it only has to happen once.

Well now we have spoken about it it will always be in the back of your mind....:D , and you could always stick the mugger in the eye with the car key !! (tongue in cheek of course.......)

RobertFoster

अधिनाय&#2325 wrote:

it only has to happen once.

You got that one from the "think contraception" ads, didn't you?

punter281

The event shown on the FBD add where the old lady dips the till would not be covered by most shop policies. Losses following forcible or violent means only are covered. You can ask them about that one also!!!

Hobbes

If the advert shows something that will not be covered then you can complain to ofcom about it.