1.6 + engines and young people's insurance

dahooligan

Hi, sorry about the generic/typical insurance question, but I can't ind anyone to insure me on a 1.6 Honda Integra.

I was looking at 1.3 Civic's for ages but can't get the same value in a Civic as I can with an Integra (there are some great ones with low mileage for +/- €4k )

Quinn Direct will insure me on a 1.6 Alfa 156, on a 1.9 Passat TD red i etc all for less than €2k, but they just won't budge on a bog standard 1.6 Integra. Can anyone suggest anything?

22 male, 5 years Prov licence, 0 years NCB.

Please don't sneer, if it can't be done then so be it.
Cheers

mloc123

have you a policy with some1 at the moment on another car?

smash

you're under 25 and have a provisional. Integras are sports cars, you wont get insurance anywhere I reckon. Quinn wont insure anyone under 25 on a car with over 120bhp

Joeface

I got my Integra at 24 and the insurance with Quinn direct , It was €1500 the first time , even though it is the Dual Carb engine 105bhp i believe , they said it was classed as a performance car and that since it was a Jap imp the insurance was going to be higher . I had tried a few years before that in the same type of car and Got a big fat no ....Its the Provisonal License, one I had my full pretty much any car was possible. I thing u will have a tough time get insuranse in any of the imported Coupes ...such as Levin's , integra , civics any thing around the 1.6 size . best advice would be get the full license first and the try again.

mloc123

It is possible on a provisional licence. Quinn will swap your policy from one car to another if you buy a new car(they are legaly obliged). But if your just looking for a fresh quote they will say "not till you are 25".

Joeface

hmmm interesting Idea....so what happens in the next year of insurance , do they have to continue insuring him or can they say he does not meet the criteria

mloc123

hehe, who knows I presume they will send out a renewal quote but I dunno.

5500

The problem with the cars your looking at is there all imports.The 1.6 carb or even FI integra is by no means a sports car but its loaded anyway for being an import.

The older EG civics 92-95 were practically the easiest car in the world to rob so there loaded even more!If you can stretch to a 96 irish 1.4 civic you may well get a reasonable quote.

Mr Magnolia

Ignition Course with Hibernian Insurance should sort you out.

Eoin

Joeface wrote:

hmmm interesting Idea....so what happens in the next year of insurance , do they have to continue insuring him or can they say he does not meet the criteria

This can happen. I am on a group insurance scheme, and I got quoted about €300 extra to upgrade from Alfa 156 1.6 to a BMW 330D for the year.

Luckily enough I thought I would double check, and specifically asked if they would renew the policy, and sure enough they said I would have to go elsewhere once the year was up. Thank God I checked, or I could have been in trouble come renewal time - pretty annoyed they didn't volunteer this information though.

@dahooligan - this isn't what you asked, but after 5 years you could have sat your test up to 5 times over by now. Even with an 18 month wait between each test you could have sat it three times. That's what I would concentrate on.

aldy05

I was thinking about getting an integra about a year ago and at that stage i had 1 year NC and was 19 and quinn direct gave me a fair enough quote for it cant remember what is was though. It was the dual carb integra. Apartently it depends a lot on where you like and if you are looking for a quote on those cars, so I've been told

babybundy

Sparks400 wrote:

Ignition Course with Hibernian Insurance should sort you out.

that course is bullsh*t