Crash Development

Slaanesh

You might remember a few weeks back a van side swiped me and did about a grands worth of damage. Well I filed the incident with my insurance company and notified the gardai.

Now a few weeks later I haven't heard anything so I decide to ring his insurance company and see if there was an incident report filed on his policy number. The girl then told me that the policy expired on the 9th of June, I had the crash on the 22nd. It was a company van so she said they might not have gotten around to changing the discs.

I rang the guy I had the crash with and he said "It's out of my hands, I filled out the incident form in work." So I get his work number and ring them. I tell the guy who answers that I had a crash with one of his employees and that I rang their insurance company to see if there was anything filed. He asks me with a bit of hostility, "Why did you ring the insurance company?". He then proceeds to tell me that the employee never filled out a report and that he needed all my details to complete the report which I know he didn't have. He asked me how much it would be to repair the bike and I said about a grand, he then said that they probably wouldn't go through the insurance for that type of money.

He said he'd get the employee to contact me for my details and fill out the report.

It all sounds a bit suss!

SuprSi

Hmmm, as long as you get the cash it should be fine. Strange how he was allowed to drive even after his policy had expired though.

Pigeon Reaper

Time to get the Gardai involved. Seems very suspect.

madrab

Pigeon Reaper wrote:

Time to get the Gardai involved. Seems very suspect.

yep, i agree with pigeon on this one, you might not get your money otherwise

sutty

Issues like this are a civil matter if I remember right. The gards wont do anything. You'll need to get a solicitor. S/He will need to write a letter to the company to warn them that a case maybe taken agenst them if payment is not recived. So on. The Solicitor's fee will be also rewarded as a cost of the crash. So that means the company may have to pay even more. I'd say the first letter would be enough to get them to pay. But be ready for a long wait. I'd first wait and see if they pay them-selfs with out any of that.

Hotblack Desiato

All I'll say is this - unless the accident was your fault, never, EVER settle privately, always insist on going through the insurance and doing it by the book. The other vehicle's insurer is legally liable to settle with you. If you have any suspicions about the other party's insurance (was that employee permitted to be driving that vehicle?!?) inform the Gardai immediately. Anyone who offers to settle privately except for a VERY minor incident has got to be viewed with great suspicion - if they're scamming the insurance how can you trust them not to scam you?