doing deliverys. wear/tear

Volvoboy

i've been doing deliverys for the past while in mammys arosa, around a month or two, i'm just wondering about wear and tear on such a little car with tiny miles for the year 1998 with 30,500 miles. i.e gearbox and starter.

thanks.

-VB-

colm_mcm

how are you fixed for insurance, you know carrying other peoples goods for reward etc?

Volvoboy

i checked that, and nope not insured, sure if i have a tip in the car how would anybody know i was doing deliverys, i can just say i was picking up my dinner.

Wishbone Ash

Volvoboy wrote:

i checked that, and nope not insured, sure if i have a tip in the car how would anybody know i was doing deliverys, i can just say i was picking up my dinner.

You could collide with someone who is aware that you are carrying out deliveries with non commercial insurance. The Gardaí are not stupid either. I'm sure they would be aware of 'delivery' persons in their area as most of these are done at night. Your insurance will be considered null and void if you are caught or have an accident.

colm_mcm

I'm afraid most delivery drivers don't have the right insurance, so I make a point of not crashing into them.

HelterSkelter

colm_mcm wrote:

how are you fixed for insurance, you know carrying other peoples goods for reward etc?

For fúcks sake, why is boards filled with these moral police that divert every subject to make the original poster out to be a criminal? Just answer his question and if you don't know then shut up.

Henry Ford III

HelterSkelter wrote:

For fúcks sake, why is boards filled with these moral police that divert every subject to make the original poster out to be a criminal? Just answer his question and if you don't know then shut up.

There's nothing wrong with pointing out the potential voiding of the op's insurance.

Driving with valid insurance is a legal requirement after all.

Kimbot

And its extremely difficult to get the said insurance and by right your employer should be paying it but they are not!! Just like the wages which are terrible low per hour, fair enough you get tips but you can't exactly depend on getting tips all the time!!

HelterSkelter

Henry Ford III wrote:

There's nothing wrong with pointing out the potential voiding of the op's insurance.

Driving with valid insurance is a legal requirement after all.

His original post was asking about the possible wear and tear to his car from the constant starting of the engine and frequent gear changes associated with that type of driving. His insurance cover has nothing to do with this topic.

Henry Ford III

Volvoboy wrote:

i checked that, and nope not insured, sure if i have a tip in the car how would anybody know i was doing deliverys, i can just say i was picking up my dinner.

Oh yes it does. He's proposing to drive uninsured deliberately.

Wishbone Ash

HelterSkelter wrote:

His original post was asking about the possible wear and tear to his car from the constant starting of the engine and frequent gear changes associated with that type of driving. His insurance cover has nothing to do with this topic.

Yes but the OP had to check if he was insured - he didn't know if his policy covered him. In other words he got some good advice. If he was aware that he was uninsured he may have phrased his post differently in the first place and not mentioned the delivery work.

Would you like to be involved in an accident with an uninsured driver?

HelterSkelter

Wishbone Ash wrote:

Yes but the OP had to check if he was insured - he didn't know if his policy covered him. In other words he got some good advice. If he was aware that he was uninsured he may have phrased his post differently in the first place and not mentioned the delivery work.

Would you like to be involved in an accident with an uninsured driver?

Ok, why don't we suggest that he checks if he has a valid licence for his TV, and his dog while we're at it? How about checking to see if he pays his bin charges?

jhegarty

HelterSkelter wrote:

For fúcks sake, why is boards filled with these moral police that divert every subject to make the original poster out to be a criminal? Just answer his question and if you don't know then shut up.

becuase its better he takes the advice of the moral police here before he comes to the attention of the real police or has a crash and has to pay out of his own pocket for the 06 bmw he writes off....

Wishbone Ash

HelterSkelter wrote:

Ok, why don't we suggest that he checks if he has a valid licence for his TV, and his dog while we're at it? How about checking to see if he pays his bin charges?

Now you are being ridiculous. Lack of a TV or dog licence do not endanger or inconvienence anyone else to the same extent as uninsured drivers.

Henry Ford III

This is getting silly.

...and yes constant stop and start town deliveries will have a negative effect on the car.

Driving knowingly uininsured however may have a much more devastating effect.

HelterSkelter

Wishbone Ash wrote:

Now you are being ridiculous. Lack of a TV or dog licence do not endanger or inconvienence anyone else to the same extent as uninsured drivers.

Why don't you ask him if his car passed it's NCT then? Or if he is on a full or provisional licence? Is he tired from working all day and driving in the evenings? Perhaps he is a danger cause he is tired while driving.

HelterSkelter

jhegarty wrote:

becuase its better he takes the advice of the moral police here before he comes to the attention of the real police or has a crash and has to pay out of his own pocket for the 06 bmw he writes off....

Look, if I was a delivery driver and was not covered under my insurance I would say I was on my way to the shop or whatever. If I was hit by a delivery driver I would not ask questions. The insurance company have no way of finding out.

Wishbone Ash

HelterSkelter wrote:

Look, if I was a delivery driver and was not covered under my insurance I would say I was on my way to the shop or whatever. If I was hit by a delivery driver I would not ask questions. The insurance company have no way of finding out.

That may be difficult if you have an accident in you locality with someone who know's you are delivering. It may also be difficult to explain to the Gardai why you have a car full of Chinese/Indian/Pizzas etc. with receipts stapled to each bag.

A few young lads in my area are at this. I don't know whether they have adequate insurance but if I had an accident with one I would certainly be bringing my doubts to the attention of the relevant people.

HelterSkelter

Wishbone Ash wrote:

That may be difficult if you have an accident in you locality with someone who know's you are delivering. It may also be difficult to explain to the Gardai why you have a car full of Chinese/Indian/Pizzas etc. with receipts stapled to each bag.

A few young lads in my area are at this. I don't know whether they have adequate insurance but if I had an accident with one I would certainly be bringing my doubts to the attention of the relevant people.

Like I said, if I had an accident with one of these guys I would say nothing to the insurance company about them being a delivery driver. That way I would get paid. I don't see how making a fuss about it is going to help anybody.

Guy:Incognito

HelterSkelter wrote:

Like I said, if I had an accident with one of these guys I would say nothing to the insurance company about them being a delivery driver. That way I would get paid. I don't see how making a fuss about it is going to help anybody.

What if another car hits him and has an unscroupleous (sp?) who driver who realises he's not properly insured, useing it to get out of paying.?

johnnyrotten

Whatever abouit Wear and tear, What about the smell of the "Large tray of Curry Chips and rice"

Volvoboy

i'm a panel beater, so the chances of me getting the ins company's involved wont be an issue, if the driver of the other car insisted i'd just bring him to my body shop where i work and get the work done there at my cost, yes i know its wrong to do this but if you were earning 173.87 per week for a 40 hour week, and you had a chance to earn 70+ for four hours work, would you turn your nose up at it?

i just got my hours for this week 6-10 friday, saturday, sunday.

Volvoboy

What about the smell of the "Large tray of Curry Chips and rice"

frebreeze, and a magic tree

i keep the car immac anyway.

Supercell

HelterSkelter wrote:

Like I said, if I had an accident with one of these guys I would say nothing to the insurance company about them being a delivery driver. That way I would get paid. I don't see how making a fuss about it is going to help anybody.

Hmm this is a valid point.

If you do have a bump with one of these, surely its to the receiving parties benifit to treat it as a normal bump and claim against the normal insurance.
If my front bumper was ripped off or worse then all i'd care about would be who is paying to get it fixed tbh.

Wishbone Ash

Volvoboy wrote:

i'm a panel beater, so the chances of me getting the ins company's involved wont be an issue, if the driver of the other car insisted i'd just bring him to my body shop where i work and get the work done there at my cost, yes i know its wrong to do this but if you were earning 173.87 per week for a 40 hour week, and you had a chance to earn 70+ for four hours work, would you turn your nose up at it?

i just got my hours for this week 6-10 friday, saturday, sunday.

Can you also do a bit of 'bodywork' in the theatre of your local A & E?

There can be more to accidents than material vehicle damage! :rolleyes:

Volvoboy

i was under the assumption that people had a problem with the fact that i had no ins to pay for thier cars damage rather than injuring somebody, i could hurt somebody with or without ins

Wishbone Ash

Volvoboy wrote:

i was under the assumption that people had a problem with the fact that i had no ins to pay for thier cars damage rather than injuring somebody, i could hurt somebody with or without ins

Repairing/replacing vehicles is only peanuts for insurance companies compared to settling personal injury claims resulting from accidents.

colm_mcm

How can fast food companies get away with knowingly getting people to void their insurance?

HelterSkelter

colm_mcm wrote:

How can fast food companies get away with knowingly getting people to void their insurance?

It's the employee's responsibility to make sure they have valid insurance. At least it is where I work (not fast food delivery!!)

HelterSkelter

Volvoboy wrote:

i'm a panel beater, so the chances of me getting the ins company's involved wont be an issue, if the driver of the other car insisted i'd just bring him to my body shop where i work and get the work done there at my cost, yes i know its wrong to do this but if you were earning 173.87 per week for a 40 hour week, and you had a chance to earn 70+ for four hours work, would you turn your nose up at it?...

Be careful, the moral police will be checking that you are fully tax compliant now before they give you a straight answer on the wear & tear question!!

colm_mcm

has anyone actually answered the original question i wonder.

unkel

Wishbone Ash wrote:

Repairing/replacing vehicles is only peanuts for insurance companies compared to settling personal injury claims resulting from accidents.

The reality check some posters on this thread including the OP need. An insurer will do anything in high-value cases to avoid having to pay. And if they do have to pay, they will sue and try and reclaim the money. The insurance dodger could very well end up having to pay them back the bulk of his/her disposable income. For life :eek:

HelterSkelter wrote:

For fúcks sake, why is boards filled with these moral police that divert every subject to make the original poster out to be a criminal?

Imho, colm_mcm's remark has nothing to do with being on a high horse or being a member of the moral police. It is genuinely helpful as the OP didn't (and still doesn seem to) capture the consequences of a situation where there will be a large insurance claim

Perhaps you should cop on too and abandon the old Irish "ah sure it'll be grand" attitude. It ain't non-payment of a TV license we're on about here, dude

Volvoboy

well after alot of thinking and weighing up the pros and cons i've decided that i'm going to ask my employer abut the insurace issue if she says its up to me to get it sorted, i'm gonna pack it in, 70 quid per night aint worth it if i have to pay out 0000's of euros in copm.

i'll have a chat to her this week and let ya know how i get on.


well at least we've solved one problem, no more wear and tear!!
also thanks to the moral police

colm_mcm

We've just ruined someones life!

Our man in Havana

I am glad someone has shown him the error of his ways.

colm_mcm

shown him the error of his ways, and completely ignored his original question!

Good Job!

Esel

Volvoboy wrote:

i've been doing deliverys for the past while in mammys arosa..

Volvoboy wrote:

well after alot of thinking and weighing up the pros and cons i've decided that i'm going to ask my employer abut the insurace issue if she says its up to me to get it sorted, i'm gonna pack it in..

A bit puzzled now . . do you work for your mammy or were you driving her car on your employer's insurance?

RiderOnTheStorm

Henry Ford III wrote:

...and yes constant stop and start town deliveries will have a negative effect on the car.

Extra wear & tear on clutch. Also short journeys are not great for the battery, and they ruin your mpg (so thats hard on the pocket & environment).

also, some posters have a point. The first response to a lot of questions in Motor thread seems to be to try and find a fault with the OP and then berate him/her. (eg, I was doing 120k in right-hand lane of motorway and car comes up behind me and flashes - response is 'what were you doing in right-hand lane? thats for overtaking only!) Its seems to be that if there is any fault on the part of the OP then the question is invalid and attracts rebuke.

Yes, you should have correct insurance if using car for business. But this guy is not driving without any insurance. Im not defending him, but lets have less of the moral police, eh? By and large, most of the posters and readers here are law abiding and conciencious. I dont think many skangers or boy racers or sucide merchants read this forum, so who are we trying to correct?

...oh, I bet I get a few responses to this post

Henry Ford III

RiderOnTheStorm wrote:

....Yes, you should have correct insurance if using car for business. But this guy is not driving without any insurance. Im not defending him, but lets have less of the moral police, eh? By and large, most of the posters and readers here are law abiding and conciencious. I dont think many skangers or boy racers or sucide merchants read this forum, so who are we trying to correct?

...oh, I bet I get a few responses to this post

He would have insurance yes but it would be potentially voidable if a claim occured when doing deliveries.

You and others have mentioned the moral police, but it's more black and white than that. The op proposed to knowingly drive with inadequate cover. What's more others have backed him saying "they'll never find out" or similar, which is frankly frightening.

If a claim occured during his deliveries - say he knocked down a pedestrain - and injuries were €500,000, guess who pays?

Yes us mugs who properly pay our premiums.

Go figure.

Volvoboy

esel- mams car and i'm a named driver.

colm_mcm

Jaysus, if I was drivin my mams car without proper insurance and she found out she'd throw a wobbly!