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Driving my landlords car

  • 09-06-2006 2:40pm
    #1
    Registered Users, Registered Users 2 Posts: 20,844 ✭✭✭✭


    Hi,
    I have been arranging my holiday with the daughter of the man who owns the house we'll be staying in, she's my age and has said she could drive us places if she wanted. I'm just wondering, if I could chance my arm and somehow get her to lend me the car once or twice, is there any forms or anything I need to sign or is it just as simple as me hopping in and driving with my Full Irish license? I'm insured to drive other cars on my policy also.

    Any feedback is appreciated:)


Comments

  • Registered Users, Registered Users 2 Posts: 68,317 ✭✭✭✭seamus


    What country are you going to?


  • Registered Users, Registered Users 2 Posts: 20,844 ✭✭✭✭cormie


    Sorry. Spain:) Alicante region if that makes a difference?


  • Registered Users, Registered Users 2 Posts: 68,317 ✭✭✭✭seamus


    You'd need to contact him to check if you're covered under his insurance, or contact your own insurance company to see if your insurance covers you. Spain requires third-party insurance, as over here.


  • Registered Users, Registered Users 2 Posts: 20,844 ✭✭✭✭cormie


    If my insurance did cover me, but his insurance didn't, would that still be ok do you think?


  • Registered Users, Registered Users 2 Posts: 68,317 ✭✭✭✭seamus


    Yeah. If an insurance company says they will insure you on a vehicle, then you have no obligation to even tell the other company, let alone get their approval.

    In the event of a crash, you may have to inform both companies, as both may have to share liability.


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  • Registered Users, Registered Users 2 Posts: 20,844 ✭✭✭✭cormie


    If both do have to share liability, would that pump up my landlords insurance, or just mine do you think? I should really just phone my ins company:o


  • Registered Users, Registered Users 2 Posts: 68,317 ✭✭✭✭seamus


    Heh. Both would only have to share liability, if
    A. The landlord decided to claim fully comprehensive for the damage to his car, or
    B. You are covered by both insurance policies without having to inform either company.

    Yes, it would affect his NCB.


  • Registered Users, Registered Users 2 Posts: 20,844 ✭✭✭✭cormie


    Cool thanks for the help. I'll ring my ins company and see what they say about cover etc so:)


  • Registered Users, Registered Users 2 Posts: 20,844 ✭✭✭✭cormie


    Rang them up anyway and I would be able to drive the car but it would only be TPFT. Same as I'm on now anyway. However, I'm also able to send in my disc and cert and I'll get a refund for the time I'm not using it so that's cool and I'll be taking that option:)


  • Registered Users, Registered Users 2 Posts: 5,047 ✭✭✭Culchie


    cormie wrote:
    Hi,
    I have been arranging my holiday with the daughter of the man who owns the house we'll be staying in, she's my age and has said she could drive us places if she wanted. I'm just wondering, if I could chance my arm and somehow get her to lend me the car once or twice, is there any forms or anything I need to sign or is it just as simple as me hopping in and driving with my Full Irish license? I'm insured to drive other cars on my policy also.

    Any feedback is appreciated:)

    hee hee

    Don't drive the Landlords 'car' too hard now Cormie, or the landlord won't be too happy.

    You know what Landlords are like about their precious 'cars', make sure you have fully comprehensive insurance, and make sure to ask before hopping in and showing her 'your full Irish Licence'.

    Also make sure she doesn't drive you to any dangerous places, where the landlord might not approve of.

    :)


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  • Registered Users, Registered Users 2 Posts: 20,844 ✭✭✭✭cormie


    Culchie, it took me 2 reads of that to realise what all the ' marks were for:eek: :D;)

    Saw your apartment in your sig, nice!


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