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Pension/PRSA for self-employed

Yorky · 2006-05-29 21:53:19

For a single annual payment would a pension scheme or PRSA be most suitable for a self-employed person? I've been told that a pension has lower charges ie .75% management charge against 1% for a PRSA. I can take out a personal pension on the following terms: 2% commission .75% management charge No bid/offer spread. Is this…

29-05-2006 9:53pm

#1

Yorky

Registered Users, Registered Users 2 Posts: 1,485 ✭✭✭

Join Date: January 2006

Posts: 652

For a single annual payment would a pension scheme or PRSA be most suitable for a self-employed person? I've been told that a pension has lower charges ie .75% management charge against 1% for a PRSA. I can take out a personal pension on the following terms:

2% commission
.75% management charge
No bid/offer spread.

Is this a good deal? Do you know of a better one? Would better offers come up closer to the October 31st tax return deadline?

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