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Car accident my fault insurance question

jpboyne · 2006-05-21 16:03:11

hi, had a minor accident, hit someone from behind, you can even see the damage on either cars, anyway he wants his bumper replaced and any other unseen damage which is only fair, now he said his back was abit stiff, it was a 10 mph crash, so ok maybe it is and will probably claim:eek: , anyway if i go through my insurance…

21-05-2006 4:03pm

#1

jpboyne

Closed Accounts Posts: 16 ✭

Join Date: May 2006

Posts: 14

hi,
had a minor accident, hit someone from behind, you can even see the damage on either cars, anyway he wants his bumper replaced and any other unseen damage which is only fair, now he said his back was abit stiff, it was a 10 mph crash, so ok maybe it is and will probably claim:eek: , anyway if i go through my insurance with quinn direct does your premium go up much, i have 1 year no claims bonus.

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Comments

#2 21-05-2006 4:10pm

RoyalMarine

Closed Accounts Posts: 5,824 ✭✭✭

Join Date: May 2005

Posts: 5322

your insurance wont go up for now.
when is your insurance due to be renewed?

thats when it will increase.

you will loose the year's no claims bonus unless you selected the option for protected no claims bonus but i think thats only if its 5 years +.

best thing is to wait and see what happens.
but i guess ur looking at ur premiums going up, but not untill you renew ur insurance.

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#3 21-05-2006 4:13pm

jpboyne

Closed Accounts Posts: 16 ✭

Join Date: May 2006

Posts: 14

im due for renewal next year, you see im think if they dont claim injury and just damage, ill settle it privately, but if they claim everything ill have no choice, im wondering does anyone have experience and examples of how much their premium went up

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#4 21-05-2006 4:20pm

mike65

Closed Accounts Posts: 88,972 ✭✭✭✭

Join Date: May 2001

Posts: 84057

Post this query over here

Mike.

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