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Hire Purcahse Check

  • 01-05-2006 6:27pm
    #1
    FX Meister
    Closed Accounts Posts: 5,217 ✭✭✭


    I'm buying a car from a private seller tomorrow evening but I want to do a HP check to make sure there is nothing owed on the car. I can't seem to find a number for the company that do this. Can anyone help? Cheers.


Comments

  • #2
    FX Meister
    Closed Accounts Posts: 5,217 ✭✭✭FX Meister


    Just found it in a search. No worries


  • #3
    Squirrel
    Registered Users, Registered Users 2 Posts: 2,376 ✭✭✭Squirrel


    What are you getting? You can't keep us in suspense


  • #4
    Tipsy Mac
    Closed Accounts Posts: 2,559 ✭✭✭Tipsy Mac


    Is there a period of time a car can be on hire purchase, eg upto 5 years or can it apply to any aged car? I was under the impression that a 2nd hand car bought with a "motor loan" didn't fall into this category as it was not a new vehicle that was financed in the beginning


  • #5
    FX Meister
    Closed Accounts Posts: 5,217 ✭✭✭FX Meister


    Got a 03 Golf Highline, 1.6. Pretty sweet


  • #6
    Eoin
    Registered Users, Registered Users 2 Posts: 21,263 ✭✭✭✭Eoin


    Tipsy Mac wrote:
    Is there a period of time a car can be on hire purchase, eg upto 5 years or can it apply to any aged car? I was under the impression that a 2nd hand car bought with a "motor loan" didn't fall into this category as it was not a new vehicle that was financed in the beginning

    It depends on the loan you choose. You can definitely get a 2nd hand car on HP, but the term of the loan may be shorter as the finance company will want to ensure they have positive equity in the car in the event of the customer defaulting on payments. A "motor loan" is generally not secured, and is effectively just a personal loan - I suspect it is nothing more than just branding by the banks.


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