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Insurance Company strikes again

  • 03-04-2006 3:07pm
    #1
    sneakyST
    Registered Users, Registered Users 2 Posts: 367 ✭✭


    Is there any law to prevent an insurance company revoking an insurance quote given only last week -deciding that they wont insure the car???


Comments

  • #2
    prospect
    Registered Users, Registered Users 2 Posts: 4,787 ✭✭✭prospect


    sneakyST wrote:
    Is there any law to prevent an insurance company revoking an insurance quote given only last week -deciding that they wont insure the car???

    Usually when a quote is given, there is an accompanying 'sell-by' date.


  • #3
    leeroybrown
    Closed Accounts Posts: 7,563 ✭✭✭leeroybrown


    Normally all quotes are given with a sell by date. Other than that the only reason I can think of for revoking the quote is them claiming that your information was not accurate/correct.


  • #4
    sneakyST
    Registered Users, Registered Users 2 Posts: 367 ✭✭sneakyST


    No the info was correct. I even got a reference number. They said they made a mistake.


  • #5
    bazz26
    Registered Users, Registered Users 2 Posts: 51,363 ✭✭✭✭bazz26


    Usually the quote is good for 15 - 30 days depending on the insurance company. If the information you gave them is wrong then they would have grounds for withdrawing it.

    Did they give you a reason as to why they have withdrawn the quote?

    Have a read of the small print in the terms and conditions of the quote. If the reason is not in there then legally they may be obliged to honour the quote.


  • #6
    bazz26
    Registered Users, Registered Users 2 Posts: 51,363 ✭✭✭✭bazz26


    sneakyST wrote:
    No the info was correct. I even got a reference number. They said they made a mistake.

    Was it an online quote?

    I think internet laws are different and when a genuine mistake is made the company in question can refuse to honor it. I'm far from 100% sure on this so it might be worth asking Consumer Affairs.


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  • #7
    seranka
    Closed Accounts Posts: 1 ✭seranka


    If they made a mistake then yes they can withdraw the offer. Human error happens sometimes and the person quoting probably entered the wrong details. Its tough but it happens.


  • #8
    sneakyST
    Registered Users, Registered Users 2 Posts: 367 ✭✭sneakyST


    Yeah they quoted for the wrong model ...silly arses....Axa will quote though ...only 300 in the difference so its not too bad.


  • #9
    Abelloid
    Registered Users, Registered Users 2 Posts: 3,495 ✭✭✭Abelloid


    Was it Hibernian by any chance?


  • #10
    [Deleted User]
    Posts: 3,620 ✭✭✭ [Deleted User]


    bazz26 wrote:
    Was it an online quote?

    I think internet laws are different and when a genuine mistake is made the company in question can refuse to honor it. I'm far from 100% sure on this so it might be worth asking Consumer Affairs.

    Internet laws? What are you talking about!

    We are citizens of Ireland not Internetland


  • #11
    sneakyST
    Registered Users, Registered Users 2 Posts: 367 ✭✭sneakyST


    no it was eagle star. FBD and axa are the only ones who would quote.


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