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PRSA Pension Scheme

  • 07-02-2006 2:37pm
    #1
    MrJones
    Closed Accounts Posts: 468 ✭✭


    Hi,
    Im currently setting up a PRSA possibly with Irish Life.
    Does anyone know what the best PRSA to go with.
    I think they are all similar as in 5% of each installment goes to them and 1% of overall when you claim or something like that.
    Anyone like to lend some advice that's in the know????


Comments

  • #2
    RainyDay
    Closed Accounts Posts: 6,925 ✭✭✭RainyDay


    MrJones wrote:
    I think they are all similar as in 5% of each installment goes to them and 1% of overall when you claim or something like that.
    5% bid/offer spread is a huge fee - this is the 'standard' PRSA fee, but not all PRSA's are standard. Contact a fee-based broker (such as www.ferga.com, www.labrokers.com, www.myadvisor.ie) who will charge you a flat fee up front of a couple of hundred euro but the ongoing fees will be much less.

    There is no 'best' PRSA - you need to investigate to find something that matches your risk profile.


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