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Would you give yr bank details?

  • 09-01-2006 10:32AM
    #1
    Maccattack
    Closed Accounts Posts: 1,322 ✭✭✭


    I'm gonna be listing an expensive item on ebay soon.

    I have a Paypal account but dont want to use it for this one as i think their charges are too high.

    Was gonna offer bank transfer as an option. is it safe to do so? or is there a better method to offer?


Comments

  • #2
    BrianD
    Closed Accounts Posts: 7,221 ✭✭✭BrianD


    Bank draft - but could be forged.
    Cash - get them to meet you at your bank
    Western Union - most legitimate users would be suspicious
    Bank transfer - If you are dealing with a sole individual you should be ok to give them your bank details for an electronic payment.

    I would imagine if it's an expensive item e.g. a car that you would be taling with the buyer on the phone so you should be able to scope them out.

    Decide on one method of payment and stick with it. Beware if the buyer tries to deviate from it when paying.


  • #3
    Random
    Closed Accounts Posts: 19,080 ✭✭✭✭Random


    If it's an expensive item... really expensive ... paypal has some 30day reclaim facility or something on payments. They claim they didn't get it and you're screwed outta the product. I've heard others saying they've had problems with it.


  • #4
    Maccattack
    Closed Accounts Posts: 1,322 ✭✭✭Maccattack


    Thanks for the replies. Ive heard about the Paypal reclaim thing before. sounds dead dodgey and another good reason to avoid that method.

    was thinking about asking for a Bankers draft or Postal/Money order. Then wait til it clears before sending. That should be safe shouldn't it?


  • #5
    eth0_
    Registered Users, Registered Users 2 Posts: 10,846 ✭✭✭✭eth0_


    Bank drafts can bounce/be found to be conterfeit MONTHS after you've cashed them, the bank will just take the money back off you. Be careful.


  • #6
    Random
    Closed Accounts Posts: 19,080 ✭✭✭✭Random


    Should be good Maccattack, aye :)


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  • #7
    Random
    Closed Accounts Posts: 19,080 ✭✭✭✭Random


    eth0_ wrote:
    Bank drafts can bounce/be found to be conterfeit MONTHS after you've cashed them, the bank will just take the money back off you. Be careful.
    You what?


  • #8
    Maccattack
    Closed Accounts Posts: 1,322 ✭✭✭Maccattack


    You sure about that???? :eek:


  • #9
    Sponge Bob
    Banned (with Prison Access) Posts: 25,234 ✭✭✭✭Sponge Bob


    drafts are not what they were, there are genuine (but stolen) AIB drafts out there and some forgeries too , BoI drafts I heard .

    ca$h is what i would go for or an IBAN (from the EU) straight into your bank account .


  • #10
    Maccattack
    Closed Accounts Posts: 1,322 ✭✭✭Maccattack


    i guess i could ask for personal cheque and wait for that to clear.


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