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56 days interest free credit with a credit card

  • 30-11-2005 6:20pm
    #1
    kazzer
    Registered Users, Registered Users 2 Posts: 865 ✭✭✭


    Can someone please explain to me how this works. I want to make a big purchase with my AIB card soon. My bill due date is usually the 1st of every month and interest is usually applied on about the 6th, so how can I make the most of the interest free period? How does one get 56 days?


Comments

  • #2
    fintan
    Closed Accounts Posts: 647 ✭✭✭fintan


    Its time lag between you buying something and when your bill is due to be paid, generally the best time to buy is when the total for your next bill has been calculated.

    Im with AIB so I can see this on the banking on-line.


  • #3
    kazzer
    Registered Users, Registered Users 2 Posts: 865 ✭✭✭kazzer


    generally the best time to buy is when the total for your next bill has been calculated.

    So if my next bill has just been calculated, and I buy an item the next day, when is the payment for that item due? The same time as the bill just calculated or the next bill?!!


  • #4
    fintan
    Closed Accounts Posts: 647 ✭✭✭fintan


    kazzer wrote:
    So if my next bill has just been calculated, and I buy an item the next day, when is the payment for that item due? The same time as the bill just calculated or the next bill?!!

    The next bill :)


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