Cheque now out of date

Our man in Havana

I wrote out a cheque to my insurance broker last july. I though no more about it till I was talking to him and said that he had forgotten to loadge it.

Because the cheque is more than 6 months old he cant do anything with it. He wants me to write him a new cheque.

Whats the legal position? I wrote him a cheque out in good faith and he failed to lodge it within 6 months, Can I refuse to issue a new one?

007

mike65

If the cheque was'nt cashed he has'nt taken any of your money yet! Send him another one and tell him to use it this time! I'd be more concerned that your hav'nt been covered or did he issue an insurance cert anyway?

Mike.

Our man in Havana

Originally posted by mike65
If the cheque was'nt cashed he has'nt taken any of your money yet! Send him another one and tell him to use it this time! I'd be more concerned that your hav'nt been covered or did he issue an insurance cert anyway?

Mike.

He did issue an insurance cert. It was an inital down payment of €90. I am now paying monthly via direct debit. Just seems he mislaid it.

BuffyBot

FFS, the guy made a mistake. Pay up what your due - it's not like you lost out on anything.

Borzoi

Getthe original cheque back - then send him a new one. No problem.