AIB graduate account

skywalker_208 · 23-10-2003 8:16pm #1

I have an AIB student account and also a mastercard. they have renewed it automatically every year however i have graduated this year so am no longer a student.. will they still renew it automatically? or will i have to upgrade to the graduate package?

has anyone upgraded to the graduate package? and if so what are the differences between this and the student one?

sceptre · 23-10-2003 11:22pm

I'm a BOI customer but I'm fairly sure the differences are minimal. The graduate package gives you free banking for a further two years. They'll "upgrade" you eventually themselves. The credit card will renew itself forever unless you give them good reason not to.

oneweb · 23-10-2003 11:29pm

AIB cold-called me re:upgrading to graduate account. 18 months' free banking, yay!

You should call the student advisor in your local branch.

Imposter · 24-10-2003 7:06am

Unless you want something from them that you can't get from the student account, keep quiet. Once they figure out you're a graduate you should get get 2 more years (I thought it was 18 months) free banking.

Jokah · 24-10-2003 9:21am

I am on the graduate account in AIB and its excellent...

I was on the student package for a while but then I had to fill out forms etc because I started working. I have about 9 months left to go on the graduate account and the no charges thing is great.....

But because I work for the banks I will have free banking until I leave my current job

skywalker_208 · 25-10-2003 7:27pm

so is there any difference with the credit card on a graduate account? ie do they up the limit from 300? i cud do with a higher limit (but not too much higher!

)

Jokah · 28-10-2003 4:01pm

As far as I know they only increase your spending power if you are a frequent user of the credit credit card. I.e. they look at your spending trends and increase your limit accordingly.

Higher limits are great, but also very dangerous.....

Personally I would be better off with lower limit to curb spending:p

But it depends on how disciplined you are in paying off the debt incurred on your account. :rolleyes:

gimme · 28-10-2003 4:07pm

aib automatically give you a 500 euro overdraft aswell when you go graduate.

Jokah · 28-10-2003 4:16pm

Ouch......talk about encouraging debt......

michaelanthony · 28-10-2003 4:17pm

Originally posted by gimme
aib automatically give you a 500 euro overdraft aswell when you go graduate.

No they don't. You have to apply for it.

AIB graduate account

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