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Australia Trials Cashless Welfare Card

  • 03-09-2017 08:17AM
    #1
    Registered Users, Registered Users 2 Posts: 4,406 ✭✭✭


    In March of this year Australia embarked on a 1 year trial of using a debit card style system for Welfare payments.

    This card cannot be used to withdraw cash, has and a set limit of how much can be used on cigarettes and alcohol.

    People on this card still have access to a small amount of cash as 80% of your payment goes to the card and the rest is sent to your bank account.

    The Australian government is hailing the trial a success already with trial community's saying public disorder and gambling issues are on the down.


    It feels a bit like rationing and a return to Butter Vouchers. I can also see the merits in it in poorer areas, but as a single guy who has been on the dole this system would be a complete pain in the arse, I can also see how it could be exploited with people selling the use of thier card for cash. It's also another step in the direction of a cashless society. If the trial ends in a complete success I would expect other countries to start looking at this system.

    www.dss.gov.au/families-and-children/programmes-services/welfare-conditionality/cashless-debit-card-overview


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Comments

  • Registered Users, Registered Users 2 Posts: 12,899 ✭✭✭✭bear1


    If people are up in arms at the PSC and crying foul that it's like a form of ID then I cannot see the government suggesting this here.
    The Irish don't generally like change.


  • Registered Users, Registered Users 2 Posts: 61,272 ✭✭✭✭Agent Coulson


    An independent study into its impact in East Kimberley and Ceduna – both home to large Aboriginal populations – showed a big drop in alcohol abuse and family violence.
    Prime Minister Malcolm Turnbull said it would now be rolled out into a third site – the Goldfields region in Western Australia.
    “This is an exercise in practical love, in compassion, in ensuring the taxpayers’ dollars are not being spent on substance abuse and drugs leading to violence,” he told reporters.

    http://www.thejournal.ie/australia-welfare-card-3576674-Sep2017/


  • Registered Users, Registered Users 2 Posts: 9,880 ✭✭✭Canis Lupus


    It's a 'solution' to a problem with specific areas of Australia. Some of the aboriginal areas are pretty far out by all accounts. I watched a doco one night and in one place (where they implemented the card) they literally have a bus drive about to collect people out of their heads/passed out from drink. It's fair enough to cry out nanny state but you have to try something I guess. There are people who don't have drinking problems etc caught up in it but if it helps the lives of an entire community then I reckon it's a small price.


  • Registered Users, Registered Users 2 Posts: 969 ✭✭✭Greybottle


    They could start here by arranging that Rent Allowance is paid directly to Landlords, but they can't even get that right.


  • Registered Users, Registered Users 2 Posts: 4,165 ✭✭✭Captain Obvious


    There will always be people who will find a way to scam any system that is brought in. I'm much more a fan of the universal income idea and eliminate most social welfare payments along with it.


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  • Closed Accounts Posts: 23,646 ✭✭✭✭qo2cj1dsne8y4k


    Great idea if used properly! Hope they need ID to use it in supermarkets. Hopefully Ireland will bring similar in


  • Registered Users, Registered Users 2 Posts: 27,565 ✭✭✭✭steddyeddy


    God almighty people stop worrying about welfare. If you're the squeezed middle as you call yourselves then stop looking to blame other people for your situation. Look at your own life choices. Maybe you didn't work hard enough in life. Maybe some of you relied on your parents handouts too much.

    99% of the time people on the dole aren't happy to be on the dole. If it's such a life of luxury then quit your jobs and go on the dole.


  • Registered Users, Registered Users 2 Posts: 36,548 ✭✭✭✭LuckyLloyd


    steddyeddy wrote: »
    God almighty people stop worrying about welfare. If you're the squeezed middle as you call yourselves then stop looking to blame other people for your situation. Look at your own life choices. Maybe you didn't work hard enough in life. Maybe some of you relied on your parents handouts too much.

    99% of the time people on the dole aren't happy to be on the dole. If it's such a life of luxury then quit your jobs and go on the dole.

    Ha, well said. Divide and conquer.


  • Registered Users, Registered Users 2 Posts: 27,565 ✭✭✭✭steddyeddy


    LuckyLloyd wrote: »
    Ha, well said. Divide and conquer.

    Well I don't understand it. There's posters from good backgrounds complaining about being squeezed and finding it tough to live on their over-taxed waged. Then in the same breath, they criticise those on the dole and preach that they are poor because of their own life choices.

    So in other words the poor are poor because of the poor and the moany middle are struggling because of the poor. I think they should apply their principles to themselves. Not doing well in life = poor life choices.


  • Registered Users, Registered Users 2 Posts: 30,905 ✭✭✭✭Wanderer78


    Great to see a country being so 'pro-active' in dealing with its complex social issues! Next!


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  • Registered Users, Registered Users 2 Posts: 4,165 ✭✭✭Captain Obvious


    steddyeddy wrote: »
    God almighty people stop worrying about welfare. If you're the squeezed middle as you call yourselves then stop looking to blame other people for your situation. Look at your own life choices. Maybe you didn't work hard enough in life. Maybe some of you relied on your parents handouts too much.

    99% of the time people on the dole aren't happy to be on the dole. If it's such a life of luxury then quit your jobs and go on the dole.

    What are you basing this on? Why exactly should I not be concerned about where the money taken out of my weekly pay is going?


  • Registered Users, Registered Users 2 Posts: 27,565 ✭✭✭✭steddyeddy


    What are you basing this on? Why exactly should I not be concerned about where the money taken out of my weekly pay is going?

    Because the dole bashers seem to have zero clue about where their money goes. You had one specimen on the last thread saying 40% of his income goes on people who abuse the dole.


  • Closed Accounts Posts: 23,646 ✭✭✭✭qo2cj1dsne8y4k


    This isn't the last thread though and the only one trying to steer this thread towards dole bashing is actually you, the rest of us were discussing a system in Australia.


  • Registered Users, Registered Users 2 Posts: 27,565 ✭✭✭✭steddyeddy


    This isn't the last thread though and the only one trying to steer this thread towards dole bashing is actually you, the rest of us were discussing a system in Australia.

    A system which emulates the system in America. A system aimed at dole users. A system some people think could be implemented here.

    It's hard to see where I got dole from alright.


  • Registered Users, Registered Users 2 Posts: 27,565 ✭✭✭✭steddyeddy


    So why exactly would I want dole users to feel more embarrassed about being on the dole?


  • Closed Accounts Posts: 23,646 ✭✭✭✭qo2cj1dsne8y4k


    They're not, they're going to buy their groceries, whatever they want, with a prepaid card and get 20% of their payment into the bank. They're not being asked to perform tricks like circus monkeys for it.


  • Registered Users, Registered Users 2 Posts: 27,565 ✭✭✭✭steddyeddy


    They're not, they're going to buy their groceries, whatever they want, with a prepaid card and get 20% of their payment into the bank. They're not being asked to perform tricks like circus monkeys for it.

    So they're being singled out. I don't believe in singling out people on the dole. I believe in getting them back to work. I work in the states half the time. The system is similar there and it's a cause of great embarrassment to people.


  • Closed Accounts Posts: 23,646 ✭✭✭✭qo2cj1dsne8y4k


    How are they being singled out? They're recieving a state payment on a pre loaded card. Most people will need to spend the money on food anyway, tomato/tomatoe its all the same thing


  • Closed Accounts Posts: 369 ✭✭Ineedaname


    How are they being singled out? They're recieving a state payment on a pre loaded card. Most people will need to spend the money on food anyway, tomato/tomatoe its all the same thing

    What's the point of it then?


  • Registered Users, Registered Users 2 Posts: 27,565 ✭✭✭✭steddyeddy


    How are they being singled out? They're recieving a state payment on a pre loaded card. Most people will need to spend the money on food anyway, tomato/tomatoe its all the same thing

    I don't understand your post.

    Question: How are they being singled out?

    Answer: They're bring given a pre-loaded card.


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  • Registered Users, Registered Users 2 Posts: 27,565 ✭✭✭✭steddyeddy


    Ineedaname wrote: »
    What's the point of it then?

    The same posters bring it up again and again. They want the dole to be for what they see as essential purchases.


  • Closed Accounts Posts: 369 ✭✭Ineedaname


    steddyeddy wrote: »
    The se posters bring it up again and again. They want the dole to be for what they see as essential purchases.

    What exactly qualifies as "essential"?


  • Registered Users, Registered Users 2 Posts: 4,165 ✭✭✭Captain Obvious


    steddyeddy wrote: »
    I don't understand your post.

    Question: How are they being singled out?

    Answer: They're bring given a pre-loaded card.

    As opposed to going to a post office to collect money? Are they not already being singled out by being provided the money?


  • Closed Accounts Posts: 2,910 ✭✭✭begbysback


    Ineedaname wrote: »
    What exactly qualifies as "essential"?

    WiFi, toilet rolls, cappuccino and nutts subscription

    Everything after that is living large


  • Registered Users, Registered Users 2 Posts: 27,565 ✭✭✭✭steddyeddy


    As opposed to going to a post office to collect money? Are they not already being singled out by being provided the money?

    Good point. They're already being singled out. A lot of people on the dole feel stigma and hate every minute of it. So why would we single them out further?


  • Registered Users, Registered Users 2 Posts: 61,272 ✭✭✭✭Agent Coulson


    There is one way not to single them out then stop all social welfare payments to everyone and get rid of the welfare system altogether.


    No one is singled out then.


  • Registered Users, Registered Users 2 Posts: 9,597 ✭✭✭gctest50


    It's a 'solution' to a problem with specific areas of Australia. ..........

    That's what happens when you take over a country and take all the nice bits by the coast for yourself and send the natives to the sh!tty part in the centre

    and kill off most of them

    DBkAKpL.jpg


  • Registered Users, Registered Users 2 Posts: 27,565 ✭✭✭✭steddyeddy


    There is one way not to single them out then stop all social welfare payments to everyone and get rid of the welfare system altogether.

    And there's a lot of ways to single them out more. This being one of them.


  • Closed Accounts Posts: 369 ✭✭Ineedaname


    A vast majority of the welfare bill is on pensions.

    Would this apply to them too?


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  • Closed Accounts Posts: 23,646 ✭✭✭✭qo2cj1dsne8y4k


    wasnt there an article a few months back discussing how some families couldn't afford tpons for their teenage children? If their state benefit can only be accepted in stores then surely this will help the families who are in poverty and real need?


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