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Townhouse - no mgmt company

  • 09-03-2023 11:04pm
    #1
    Registered Users, Registered Users 2 Posts: 53
    ✭✭


    I'm looking to buy a townhouse that has no management company in place. There's less than 10 units in the building, each has their own door access and shared car park for the block. Any potential risks (other than the obvs of having to clear the weeds myself 😅) i.e. getting a mortgage or house insurance



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Comments

  • Registered Users, Registered Users 2 Posts: 6,718 Former Former Former
    ✭✭✭


    At a minimum, someone needs to maintain the car park. If a giant pot hole emerges, who fixes it? If someone trips and falls in the car park, who is liable?





  • Is there block and public liability insurance in place?

    I assume there will me nobody available to complete the MUD questionnaire so you don't know what kind of problems you are buying into.



  • Registered Users, Registered Users 2 Posts: 53 Jemm
    ✭✭


    As far as I know there isn't anything in place. It seems they came together to paint the building a few times over the years but from what the EA is saying there isn't anything else in place



  • Registered Users, Registered Users 2 Posts: 6,548 Claw Hammer
    ✭✭✭


    You won't get a mortgage without building insurance. If you can get building insurance ll should be well.



  • Registered Users, Registered Users 2 Posts: 50 d mc
    ✭✭


    Interesting. I have a 2 bed apartment / duplex in DL.


    No common areas - every unit is located above a commercial unit but we all have our own door access at street level.

    But when I last tried to get insurance they advised me I need to contact management company and get block insurance.

    Which is a balls. as there is no management company.

    All they could offer was contents insurance.



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