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Help To Buy

  • 09-10-2020 4:35pm
    #1
    BaRcOe
    Registered Users, Registered Users 2 Posts: 1,164 ✭✭✭


    Anyone else getting screwed over because Properties want a chunk of your money before Help To Buy kicks in?

    Our house is 400k. 10% is 40k. Help To Buy is 30k. We should just need 10k to buy the house. Simple. BUT.. The Developer wants 20k upfront, and will give us the 10k back later on. Its so stupid and defeats the purpose of Help To Buy. Absolute Cowboys out there.


Comments

  • #2
    sp9612
    Registered Users Posts: 9 ✭sp9612


    Hi, How did this work up in the end for you? I am looking at the scheme now. But there is a lot that's not very clear. Can I get a mortgage approval in principle from the bank, and then complete the process with revenue and they give the amount I qualify for to the bank and I have my mortgage then? Or suppose I am building / buying a house for 300k, Do I need to give this myself to the bank to get my mortgage, and then afterwards revenue refunds me?

    Any help to shed some light on these would be greatly appreciated. I hope you've had some joy in your progress!

    Thanks



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