Scum burn out car and post on Facebook

Voodoomelon

Got linked to this today:

http://imgur.com/a/SAXIX

Unbelievable stuff. They rob a car and burn it out, then post it online for everyone to see. Despite the pictures, I very much doubt anyone will be done for the offence.

Reading the comments would make your blood boil, you forget there's such delinquent, hateful scum out there. Once they're 10-12 years old, there's no going back.

Blazer

There's a really good case for sterilising scum like this. Eventually in a few years society will no longer stand for it and resort to sterilisation to prevent scum from reproducing.

Dartz

A jaysus... and that looked like a Type-r too.

clarbar

That's not in limerick is it? Girl on facebook posted same car picture yesterday her car was robbed while she was in work terrible stuff

Voodoomelon

Aye, the same girl I would imagine, was stolen from her work and burnt out in Southill.

Foxhole Norman

Dartz wrote: »

A jaysus... and that looked like a Type-r too.

I think it might even be a Jordan!

I really wish there was an easy way to sort these "things" from people.

HurtLocker

Fieldog posted this in AH Facebook thread so credit to him http://m.imgur.com/a/SAXIX

Way more to it. The scum who's accused of doing it starts goading with his friend in the comments.

He put the car as his cover photo *cringe* bottom of the bucket people

ba_barabus

I suspect he will receive a Darwin Award before a prison sentence.

That's not much of a consolation for the owner however. It does sound as if the car/owner was targeted however.

Joeface

Most annoying , one of my previous integras was stolen,video up loaded and all. Just sicking.
No one got for it.insurane did not cover a thing. Completely out of pocket after it.

solomafioso

There was also a thread on reddit (r/ireland) posted two days ago. Pure scum.

http://www.reddit.com/r/ireland/comments/2axya6/dumb_limerick_facebook_car_thieves_from_rfacepalm/

Idbatterim

I guess some people just want to see the world burn!

The Dagda

Joeface wrote: »

Most annoying , one of my previous integras was stolen,video up loaded and all. Just sicking.
No one got for it.insurane did not cover a thing. Completely out of pocket after it.

Why did your insurance not cover the theft and burning of your car?

Atlantic Dawn

The Dagda wrote: »

Why did your insurance not cover the theft and burning of your car?

Possible he only had it 3rd party.

Joeface

Nope had fully comp @ the time.problem with insurance is your value on the car is completely different to there's .I was offered something in the region of 600 , car cost more than that and was valued at the purchase price. They just do not pay that out.


Owner of the civic will find that out as well. If the car was a few years new and higher value you could negotiate a better claim. But for me it was not worth the time attempt ing to make the claim.

droidman123

Been saying it for years,scum breeds scum.I think after say 2 or 3 strikes they should be steralised.it might.takea generation or two to take affect, but at least the country would be rid of most of the toerags.never will happen though,too many do gooders screaming for their "civil rights"

Chance The Rapper

How come pictures are allowed in AH now?

quadrifoglio verde

Joeface wrote: »

Nope had fully comp @ the time.problem with insurance is your value on the car is completely different to there's .I was offered something in the region of 600 , car cost more than that and was valued at the purchase price. They just do not pay that out.


Owner of the civic will find that out as well. If the car was a few years new and higher value you could negotiate a better claim. But for me it was not worth the time attempt ing to make the claim.

Does the whole agreed value happen here like it does in the uk?

punisher5112

Pitty these poor poor young fellas have nothing to do....:mad:

Such scum I would love to say a lot worse but I will hold back on that.
For some reason things will never change in Ireland because these criminals have too many rights and have too many do gooders to back them up.

Free legal aid and a sob story has already been lined up if anyone in our police force is bothered to go and catch these fools.

I work hard like most others and can honestly say when I was younger where I lived had nothing like what some of these estates have and give to the children in those areas.

I went out played around on bikes, played football or anything you put your mind to with very little as parents would have very little themselves.

I am car mad and anything with an engine and would not sleep till I tracked down these fools and made them suffer in some way.

In my job the respect has gone and a lot of the time you would be spoken down to or on occasions threatened by such tools as these thiefs.


One good thing to come out of this is it's an eye opener to others to make sure they have good security/immobilisers fitted.
Especially older cars and certain BMW models whih are quite new.

dr.fuzzenstein

Well, the only consolation is that the subhuman scum who stole the car will most likely die before the age of 40 with either a needle in the arm or a bullet in the head.

dgt

Chance The Rapper wrote: »

How come pictures are allowed in AH now?

You using touch boards?

Joeface

quadrifoglio verde wrote: »

Does the whole agreed value happen here like it does in the uk?

Not that I am aware off. Accessor showed up valued the car made an offer.I argued the value of the car ,getting examples of same year and model with similar milage.but it didn't do much to help
Really hope the girl that owned that car gets a better deal than I did.

Tail Docker

Joeface wrote: »

Not that I am aware off. Accessor showed up valued the car made an offer.I argued the value of the car ,getting examples of same year and model with similar milage.but it didn't do much to help
Really hope the girl that owned that car gets a better deal than I did.

Insurance assessors are generally as much use as a bottomless bucket. They have one job - protect the insurance company. The clue is in the asses bit.

visual

Insurance is a scam

they always ask what value do you want to insure car at. Then adjust price of policy to suit but if there is a claim they renegade on the deal.
I don't know why they aren't pulled up on this but with the governments we all elect consumers rights are over looked when big business can make a quick buck.

challengemaster

visual wrote: »

Insurance is a scam

they always ask what value do you want to insure car at. Then adjust price of policy to suit but if there is a claim they renegade on the deal.
I don't know why they aren't pulled up on this but with the governments we all elect consumers rights are over looked when big business can make a quick buck.

Insurance is there so you end up no worse, or no better off than before you had an accident. You should in theory be able to return to your pre-accident state - in terms of car insurance, that means replacing the loss of vehicle. Hence you get reimbursed what your car is actually worth at the time of loss, as that's what it would cost to buy an identical vehicle and put you back in your pre-accident status.

You "value" a car at €27,000 - it's actually worth €5,000. Your insurance premium may be increased to account for the extra risk, but it's actually retarded to assume you'd be paid out €27k for no reason, by paying an extra €100 on your policy. You're making financial gain from that situation.

visual

challengemaster wrote: »

Insurance is there so you end up no worse, or no better off than before you had an accident. You should in theory be able to return to your pre-accident state - in terms of car insurance, that means replacing the loss of vehicle. Hence you get reimbursed what your car is actually worth at the time of loss, as that's what it would cost to buy an identical vehicle and put you back in your pre-accident status.

You "value" a car at €27,000 - it's actually worth €5,000. Your insurance premium may be increased to account for the extra risk, but it's actually retarded to assume you'd be paid out €27k for no reason, by paying an extra €100 on your policy. You're making financial gain from that situation.

you will have to put this in simple English for me as the way I'm reading it is. Insurance charge proportionally according to the value insured but come claim time decide that is all nonsense and select a value based on the cheapest example of similar make/model for sale elsewhere and call this the market value. As the market value is much lower then they can justify paying less.

This doesn't take into account that you might have bought 4 new tyre's had new discs pads and shocks fitted all round with a new NCT while the example they hold up as like for like is some old tired example that is in need of some much needed TLC.

If the insurance company only work on market value then why not be open and transparent at time of taking your money and state the market value is X and in event of a claim we will reimburse you X only. Why ask what value do you want to insure the car at if the only time this becomes relevant is when its below the market rate.

I know plenty of people who have had cars written off or stolen, that when they were reimbursed did lose out. They only way they ended up in a equal or better car was by digging into their pocket to make up the balance.

challengemaster

visual wrote: »

If the insurance company only work on market value then why not be open and transparent at time of taking your money and state the market value is X and in event of a claim we will reimburse you X only. Why ask what value do you want to insure the car at if the only time this becomes relevant is when its below the market rate.

I'm fairly sure that is stated in the T&C's you agree to at the time of taking out a policy - in terms of the we will only reimburse you current market value at the time of claim bit. More than likely its in the policy documentation too.

I don't work in insurance, but I can only imagine the obvious reason they don't tell you what your cars current market value is, is because it would be a huge undertaking to keep a constantly up-to-date database on the valuation of every single car type/spec on the roads.

It's much easier to state in the T&C's that they only pay out what the car is actually worth as market value, and have an assessor decide on the repair or replacement cost on a case-by-case basis. The owner will (or should) know what their own car is worth, so as an insurer, why not have the client provide you with a valuation so you can provide a quote?

Moreover, it's simplistic to think the insurance company can say "market value is X, we'll pay that" at the time of quotation.And it makes sense, particularly in higher value vehicles. Between the time of quotation and time of claim the car could have significantly depreciated. Lets say I insure my imaginary 142 reg in August, valued at €30,000. It's crashed in June and a claim put in. To replace that car, like-for-like, is going to cost significantly less than the 30k paid for it initially due to depreciation. They're not going to give you 30k anyway, unless they want to piss away money.


And from posts on here in the past - it's up to you, the insured, to fight your own corner when it comes to acceptance of the valuation of the vehicle. If you don't agree with what they've quoted you, you need to stand your ground until you get a fair deal. Most people don't bother and just accept the valuation as the last word on the matter.