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Debt written off, or was it?

  • 16-10-2013 1:15pm
    #1
    Registered Users, Registered Users 2 Posts: 89
    ✭✭


    Hi all,

    I got a letter in today from a crowd who have taken over from MBNA. 2 Years ago i paid most of my debt to said company but due to so many other financial commitments i was unable to finish paying the debt so the wrote the debt off.
    This morning i received a letter stating that MBNA had written off that debt and recorded it to the Irish Credit Bureau with a follow up that this new company is now looking for the debt...

    My question is can this happen after the company wrote the debt off?

    Thanks in advance.


Comments

  • Closed Accounts Posts: 3,648 Cody Pomeray
    ✭✭✭


    This is not legal advice, but general information about writing off debt.

    Writing off a debt is an administrative exercise, of little relevance to anybody except a lender. It is primarily a matter for a lender's own accounts. Writing off a debt does not subsequently constrain the rights of the lender, or an interested party, in recovering the same debt.


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