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€25k invested in prize bonds

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    #842
    oaklands
    Registered Users Posts: 187 ✭✭oaklands


    vedwards wrote: »
    Following a long drought - November 2012 since my last win, I'd come to anticipate a week almost every week with 6000 units. I had 3 (€75) in August 2012 & 1 in September & 2 in November 2012. Last week, March 1st draw I won 2 x €50; so hopefully my numbers have found their way back into the bin :D.

    I'll give them another couple of months and then decide whether to invest elsewhere.


    With 6,000 PBs you should expect to win €50 about 9 or 10 times per year and €100 every 1.7 years, 'on average'.
    Based on probabilities for March 2013


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    #843
    nhg
    Registered Users Posts: 1,000 ✭✭✭nhg


    nhg wrote: »
    8/3/13 - €50
    Since November 2012 on 30K - €250.00


    My letter confirming same came this morning..... along with another letter addressed to my son from Prize Bonds - he won €50 in Fridays draw as well. He has only a small few bonds from birthdays etc


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    #844
    oaklands
    Registered Users Posts: 187 ✭✭oaklands


    XrayMike235

    Might be a good idea to call first to ask if they already have your ID.

    I had an issue recently where they didn't register the bonds purchased in the Post Office with all the ID stuff, because the person processing it in FexCo entered it incorrectly into their database.

    The impact for me was that the new unregistered bonds were not entered into several draws because the ID flag was mistakenly set incorrectly. This was only sorted because I chased it up when the PBs didnt arrive in the post!

    So worth contacting them by phone or email, before going to the hassle etc.


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    #845
    Raytown Rocks
    Registered Users Posts: 814 ✭✭✭Raytown Rocks


    Invested €5000 last week.
    Still waiting for my Bonds to be sent to me, so no Idea of numbers etc just yet.
    Will be watching the postman closely


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    #846
    Sonnenblumen
    Registered Users Posts: 5,834 ✭✭✭Sonnenblumen


    pbwinner wrote: »
    Winnings from today's draw: €0
    Total winnings since Feb 2011 on €25k: €1050

    Thats not a bad return, just behind what the prevailing longterm PO rate at the time would have yielded but that rate has since been reduced. If you can maintain your winning pattern, you'll be ahead and from what I read here you appear to be one of the luckier bondholders?

    I think PBs are played out. At the moment there are huge opps on ISEQ and for example BoI in particular offering potentially significant rewards in return for small risk.

    May the force be with you!

    :)


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    #847
    Agent Smyth
    Registered Users Posts: 714 ✭✭✭Agent Smyth


    Winnings from 15/03/13 draw €50
    Last win 15/02/13 €50
    Total wins 2013 €150
    Total wins 2012 €375

    That's a win every month since Dec, Which is bang on the odds of a €50 win every 3.64 weeks.


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    #848
    pbwinner
    Registered Users Posts: 808 ✭✭✭pbwinner


    Winnings from today's draw: €0
    Total winnings since Feb 2011 on €25k: €1050


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    #849
    FoolsGold1
    Registered Users Posts: 289 ✭✭FoolsGold1


    Winnings from 15/03/13 3 x 50 (€150)
    Last win 8/03/13 1 x 50 (€50)
    Total wins in 2013 8 x 50 (€400)


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    #850
    missmyler
    Closed Accounts Posts: 182 ✭✭missmyler


    Winnings from 15/03/13 draw: €0
    Total winnings since April 2010 on €2k: €0


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    #851
    francie81
    Registered Users Posts: 1,411 ✭✭✭francie81


    So let me ask about PB's whatever units you buy it stays there unless cashed and can only win the minimum (if lucky) opposed to gambling?


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    #852
    FoolsGold1
    Registered Users Posts: 289 ✭✭FoolsGold1


    Yes, your bonds will be entered in the draw each week (Friday) when (as you say) "if lucky" you could win varying amounts from €50 to €20,000. You will not lose your bond money - what you will lose is any interest you might have accrued had you invested wisely elsewhere! There is also a matter of inflation as time goes on. You take your chance with everyone else and, who knows, you might win the million which is drawn last draw of each month. Worth 'gambling' on your lost interest? :confused:


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    #853
    Username Exists.
    Registered Users Posts: 127 ✭✭Username Exists.


    Winnings on two prize bonds that i got for my 21st birthday 17 years ago €0.00 :(


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    #854
    pbwinner
    Registered Users Posts: 808 ✭✭✭pbwinner


    Winnings from today's draw: €50
    Total winnings since Feb 2011 on €25k: €1100


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    #855
    Crimson King
    Registered Users Posts: 1,181 ✭✭✭Crimson King


    Winnings from today's draw: €0
    Total winnings since May 2012 on €3600: €150


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    #856
    Agent Smyth
    Registered Users Posts: 714 ✭✭✭Agent Smyth


    Winnings from 22/03/13 draw €0
    Last win 15/03/13 €50
    Total wins 2013 €150
    Total wins 2012 €375


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    #857
    XrayMike235
    Registered Users Posts: 97 ✭✭XrayMike235


    Winnings from todays draw: €0
    Total winnings since October 2008 on €18K: €1250

    Date of last win: Jan 4th (€50)


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    #858
    FoolsGold1
    Registered Users Posts: 289 ✭✭FoolsGold1


    Winnings from today 22/3/13 - Nil
    Last win(s) 15/3/13 - 3 x €50
    Total winnings in 2013 - €400


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    #859
    gabbytheking
    Registered Users Posts: 87 ✭✭gabbytheking


    XrayMike235 wrote: »
    Winnings from todays draw: €0
    Total winnings since October 2008 on €18K: €1250

    Date of last win: Jan 4th (€50)

    If you put your money in Kerry Group on the 22nd of October 2008 it would now be worth €46,800. :pac:


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    #860
    leonards
    Registered Users Posts: 256 ✭✭leonards


    gabbytheking wrote: »

    If you put your money in Kerry Group on the 22nd of October 2008 it would now be worth €46,800. :pac:

    IF.......


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    #861
    WhiteMan32
    Registered Users Posts: 665 ✭✭✭WhiteMan32


    Winnings from yesterday's draw: €0
    Total winnings since Feb 2012 on €12k: €200


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    #862
    A P
    Registered Users Posts: 380 ✭✭A P


    leonards wrote: »
    IF.......

    Liam Brady put it best in this clip! http://www.youtube.com/watch?v=GyiAjUR6Obg


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    #863
    Agent Smyth
    Registered Users Posts: 714 ✭✭✭Agent Smyth


    And if they put their money into Bank of Ireland in Oct 08.


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    #864
    FoolsGold1
    Registered Users Posts: 289 ✭✭FoolsGold1


    Winnings from today's draw 28/3/13 = 1 x 50
    Last winnings 15/3/13 - 3 x 50
    Total winnings 2013 - €450


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    #865
    Agent Smyth
    Registered Users Posts: 714 ✭✭✭Agent Smyth


    Winnings from 28/03/13 draw €50
    Last win 15/03/13 €50
    Total wins 2013 €200
    Total wins 2012 €375


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    #866
    hairyprincess
    Registered Users Posts: 2,290 ✭✭✭hairyprincess


    Winnings from todays draw: €0

    Total winnings since Feb 2010 on €500: €150
    Total winnings since Feb 2011 on €50: €0


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    #867
    pbwinner
    Registered Users Posts: 808 ✭✭✭pbwinner


    Winnings from today's draw (in lieu of Good Friday): €0
    Total winnings since Feb 2011 on €25k: €1100


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    #868
    WhiteMan32
    Registered Users Posts: 665 ✭✭✭WhiteMan32


    Winnings from yesterday's draw: €0
    Total winnings since Feb 2012 on €12k: €200


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    #869
    gabbytheking
    Registered Users Posts: 87 ✭✭gabbytheking


    Fair enough so excluding Kerry which is a share I personally have interest in you could have put it in any of the following Irish and UK companies with a good return Elan 21558, Ryanair 52000, Glanbia 48000 and CRH 23079 Paddy Power 18500 Greencore 96371. All excluding dividends which in the majority of cases outperformed the Winnings quite comfortably in most cases. Anything except a bank share would have trived and even with a bank share in a portfolio of Blue chips from ISEQ and LSE you would have neeted a better return. Say you include Anglo AIB and BOI with the above companies with an even spread for each entity of €2,000 per company the 6k bank shares may be worth say €45 today you would still have had a return of 28,878 excluding dividends of probably in excess of €3,000 over the 4.5 years. Now these are random companies I could have included others like Kerry, Smurfit, Kingspan, Aviva etc that may have performed better/worse but I would have been here for ages(Not Eircom or Aer Lingus as everybody knows not to touch Semi States long term even though I'd say Aer Lingus did ok over the 5 years). Don't forget Prize Bonds aresn't exactly safe they are Irish government bonds after all


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    #870
    FoolsGold1
    Registered Users Posts: 289 ✭✭FoolsGold1


    Thank you for this erudite analysis. I'm digesting it with breakfast and the possibilities are endless, especially as I am well-named .. FoolsGold1 .. but I freely admit that I haven't yet managed to net any worthwhile fish. Thank you again.


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    #871
    Agent Smyth
    Registered Users Posts: 714 ✭✭✭Agent Smyth


    But do any of those companies do a weekly draw


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