€25k invested in prize bonds

pbwinner · 06-06-2014 1:05pm

Thargor wrote: »

Im going to put 20k in Prize bonds next week once I find my customer number, wages are piling up in my current account doing nothing and I dont trust the markets not to correct soon so not putting it in shares.

PBwinner who started this experiment hasnt exactly been getting the best return but everywhere is offering complete cack rates at the moment so might as well.

Well actually the return hasn't been too bad, when compared to the rates on offer at the banks. I did a quick calculation in one of the past posts in reply to someone who asked about investing in PBs - have a read of that.

FoolsGold1 · 06-06-2014 1:19pm

Winnings from today's draw - Nil
Last win 9/5/14 - €50

FoolsGold1 · 13-06-2014 1:13pm

Winnings from today's draw 13/6/14 - Nil
Last win 9/5/14 - €50.

scotchy · 13-06-2014 7:47pm

Friday the 13th....

€50 win thank you very much off about €9k of bonds.

.

pbwinner · 13-06-2014 11:17pm

Winnings from today's draw: €0
Last win 9th May 2014: €50
Total winnings since Feb 2011 on €25k: €1550

pbwinner · 20-06-2014 1:04pm

Winnings from today's draw: €50
Last win 9th May 2014: €50
Total winnings since Feb 2011 on €25k: €1600

FoolsGold1 · 20-06-2014 4:07pm

Winnings from today's draw - Nil
Last win 9th May, 2014 - €50

pbwinner · 27-06-2014 1:05pm

Winnings from today's draw: €0
Last win 20th June 2014: €50
Total winnings since Feb 2011 on €25k: €1600

FoolsGold1 · 27-06-2014 3:38pm

Winnings from today's draw - Nil
Last win 9th May 2014 - €50

pbwinner · 04-07-2014 1:05pm

Winnings from today's draw: €0
Last win 20th June 2014: €50
Total winnings since Feb 2011 on €25k: €1600

FoolsGold1 · 04-07-2014 1:48pm

Winnings from today's draw - Nil
Last win 9th May, 2014 - €50.

Thargor · 04-07-2014 1:51pm

Anyone besides Pbwinner want to post up the amount they've invested vs the amount they've won plus how long they've been invested?

Tempted to put 15k in here, there is literally nothing attractive savings or investment-wise out there for me atm.

FoolsGold1 · 04-07-2014 2:06pm

Hello Thargor, No problem - laziness takes over I guess.

2013: For this whole year on approx. 40K I won €1,200.

(Prior to that, over a few years during the build-up to the 40K, I won about another thousand.)

2014: I went for broke at the beginning of the year and stepped up to 60K:mad::eek: for the same reason which you outlined. So far since 1/1/14 I have won €350, which is more or less in keeping with my nom de plume! A bit of luck would help no end.

Thargor · 04-07-2014 2:26pm

Thanks Foolsgold, Ive heard similar anecdotal evidence about prizes being way down lately, wonder if its just a case of loads of people flocking to PBs due to the crappy interest without any increase in prizes, actually a decrease in prizes.

FoolsGold1 · 04-07-2014 7:58pm

Yes, I think that "loads of people have come flocking" but I believe that a pro rata increase is always made in the number of Prizes awarded each week in line with the uptake. However, I have a (silly?) notion that prizes are drawn, somehow, on an "area" basis, "County", say, irrespective of the number of Bonds held in any particular county. Is that crazy/fair/or plain daft?

nhg · 04-07-2014 8:09pm

I buy €200 every month on DD, cashed in everything I had up to December 2012 in October 2013.

In 2013 I won €600 on both a 30K investment for 11 mths & about 2 years of €200 monthly purchases.

Currently have €3600 in monthly purchases since Jan 2013. I have won €150 so far in 2014 (€50 win today on a bond bought in March this yr.)

Frogdog · 06-07-2014 10:24am

Interesting thread. Thanks for starting it and keeping it going OP.

I bought €100 worth of prize bonds for my new goddaughter yesterday, and while in the Post Office decided to set up a direct debit of just €25 a month for myself also. The girlfriend will do the same next week.

I'm under no illusions of winning a big prize, but a prize of €50 every now and again would be nice!

Taylor365 · 06-07-2014 11:49am

Frogdog wrote: »

Interesting thread. Thanks for starting it and keeping it going OP.

I bought €100 worth of prize bonds for my new goddaughter yesterday, and while in the Post Office decided to set up a direct debit of just €25 a month for myself also. The girlfriend will do the same next week.

I'm under no illusions of winning a big prize, but a prize of €50 every now and again would be nice!

Just to crush your spirits further, I've been doing a DD of 200 a month for the past while.

Up to 1k and nout.

Frogdog · 06-07-2014 3:23pm

Ah ya, but sure it's all luck. I won't miss €25 a month, and this will help me save a little bit of money for a rainy day. And if I do win a prize, even better. I've requested any prize to be reinvested anyway.

pbwinner · 11-07-2014 1:24pm

Winnings from today's draw: €0
Last win 20th June 2014: €50
Total winnings since Feb 2011 on €25k: €1600

Seve OB · 11-07-2014 2:21pm

do people think it's better to have a "block of bonds" rather than picking them up here and there?

ive had a few given to me down through the years and never won a cent. invested 5k in Dec and won €50 in April on the "Block".

I think the Block gives you a better chance, so wouldn't be a fan of topping up every month by DD

Thargor · 11-07-2014 2:31pm

Shouldn't make any difference as long as the draw is fair, same as having the same odds of winning the lotto with the numbers 1 2 3 4 5 6 7 8 as any other combination.

FoolsGold1 · 11-07-2014 2:48pm

Winnings from today's draw - €50
Last win 9th May, 2014 - €50

ei9go · 14-07-2014 8:44am

Thargor wrote: »

Shouldn't make any difference as long as the draw is fair, same as having the same odds of winning the lotto with the numbers 1 2 3 4 5 6 7 8 as any other combination.

I agree, if the draw is actually fair.

My suspicion based on observing the winnings with a couple of family members is that their is some kind of weighting towards newly purchased bonds

On a number of occasions a win has resulted very soon after buying a large value bond (1,000 Euro values) and no subsequent wins.

I also believe that you should if buying small amounts say by DD regularly, return them every year or so and combine them all, it's on the form to do this.

A Post Office clerk told me that he has done this for people many times and they return and tell him that they have won a prize very soon afterwards.
The question is however, is this because of the previously mentioned weighting towards new bonds or because they were combined.

Thargor · 14-07-2014 10:29am

That was my experience aswell, practically an envelope waiting at home for me every time I went home from college for the first couple of months when I had 20k worth, then it just went off a cliff and I didnt hear anything after that, cashed them in a year later.

pbwinner · 18-07-2014 1:07pm

Winnings from today's draw: €0
Last win 20th June 2014: €50
Total winnings since Feb 2011 on €25k: €1600

FoolsGold1 · 18-07-2014 5:10pm

Winnings from today's draw - Nil
Last win 11th July 2014 - €50

pbwinner · 25-07-2014 1:01pm

Winnings from today's draw: €50
Last win 20th June 2014: €50
Total winnings since Feb 2011 on €25k: €1650

FoolsGold1 · 25-07-2014 2:41pm

Winnings from today's draw - Nil
Last win €50 - 11th July, 2014.

FoolsGold1 · 01-08-2014 2:58pm

Winnings from today's draw - €100 (2 x €50)
Last win €50 - 11th July, 2014.

Frogdog · 01-08-2014 5:25pm

Nice one Fool's Gold! How much have you won in total since you initially invested? Do you still hold 60k's worth?

XrayMike235 · 01-08-2014 5:32pm

Used to be about one prize every 6 weeks but now nothing since last November!

Total winnings since Feb 2008 on €18k: €1550

Date of last win: 15th of November (€50)

FoolsGold1 · 01-08-2014 10:49pm

Frogdog wrote: »

Nice one Fool's Gold! How much have you won in total since you initially invested? Do you still hold 60k's worth?

Hi Frogdog!

Very poor. Yes, I still have that.

2014 ... ... €500

2013 (on c. €35K) ... ... €1,200

Before that on a small couple of K. ... ... a few €75s, as it was then.

Still....you never know (or maybe you can guess too damn well!).

pbwinner · 08-08-2014 1:38pm

Winnings from today's draw: €0
Last win 27th July 2014: €50
Total winnings since Feb 2011 on €25k: €1650

FoolsGold1 · 08-08-2014 5:46pm

Winnings from today's draw - Nil
Last win 1st August, 2014 - 2 x €50 (€100)

Cute Hoor · 08-08-2014 10:04pm

€50 win on Friday last, PB bought July 1999, first win since October 2013.
€50 win today, PB bought June 2007.
Next Friday - the big one!!!

Winnings to date (no winning records kept pre 2005) €975 on €7,500 worth of PB's bought monthly over a 16 year period.

Winnings 2011 €75
Winnings 2012 €150
Winnings 2013 €200
Winnings 2014 €100 (so far)

TigerTim · 13-08-2014 9:06am

TigerTim wrote: »

I had 1000 pounds (pre Euro) to spare about 15 years ago & put it in Prize Bonds & forgot about it. Still waiting for the 1st envelope to drop thru' the door. No luck for me. But hoping I get the big one someday.

T.

First cheque for 100 Euro dropped thru' the door yesterday. Happy days.

T.

topper_harley2 · 13-08-2014 11:14am

TigerTim wrote: »

First cheque for 100 Euro dropped thru' the door yesterday. Happy days.

T.

Long time to wait to make 100 quid interest! !

TigerTim · 13-08-2014 5:35pm

It sure was. Was only thinking of cashing them in lately.

T.

Frogdog · 13-08-2014 8:04pm

Taking out bank charges, fees, DIRT and other taxes, it's probably worth more!

pbwinner · 15-08-2014 3:37pm

Winnings from today's draw: €0
Last win 27th July 2014: €50
Total winnings since Feb 2011 on €25k: €1650

Thargor · 15-08-2014 4:21pm

I have an existing PB customer number for a few bonds I forgot to cash out when I got out of them last time. I want to park 10 grand worth of traveling money in Prize Bonds for a year but it seems like Ill have to go to a bank to get a draft and a load of other crap in the Post Office, this will require a day off work due to my circumstances, is there any easier way to do it if you already have a customer number?

bp_me · 15-08-2014 7:13pm

Thargor wrote: »

I have an existing PB customer number for a few bonds I forgot to cash out when I got out of them last time. I want to park 10 grand worth of traveling money in Prize Bonds for a year but it seems like Ill have to go to a bank to get a draft and a load of other crap in the Post Office, this will require a day off work due to my circumstances, is there any easier way to do it if you already have a customer number?

A few 1500€ transactions from your debit card.

Thargor · 15-08-2014 8:23pm

Looks like that'll have to be it...

Hollister11 · 15-08-2014 8:38pm

Is this safe ?

FoolsGold1 · 15-08-2014 10:09pm

Winnings from today's draw - €100 (2 x €50)
Last win 1/8/14 - €100 (2 x €50)

Thargor · 15-08-2014 10:28pm

Hollister11 wrote: »

Is this safe ?

Using your debit card with the State Savings Company? Id say commerce on the internet doesnt get any safer

pbwinner · 22-08-2014 1:06pm

Winnings from today's draw: €50
Last win 27th July 2014: €50
Total winnings since Feb 2011 on €25k: €1700

FoolsGold1 · 22-08-2014 1:19pm

Winnings from today's draw - Nil
Last win 15/8/14 - €100 (2 x €50)

pbwinner · 29-08-2014 1:34pm

Winnings from today's draw: €0
Last win 22nd August 2014: €50
Total winnings since Feb 2011 on €25k: €1700

€25k invested in prize bonds

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