How do people feel about this one? Will it be short and sweet?
Mod warning:
https://www.boards.ie/discussion/comment/121425200/#Comment_121425200
So he's a post 2011 entry? lol.
Some people cannot be saved.
The only people who could be happy with this deal are people who don't understand mathematics and/or have never heard of inflation. Take a trip to any supermarket. . . the price of food has skyrocketed and, what's more, it's staying at that price. When we hear of inflation is coming down it means it's comng down relative to the large increases which have already occurred.
I’m a post 2011 entry, I knew exactly how the scheme worked before I joined. Couldn’t care less what it was before. That decision was on me. 97% of people don’t understand maths, big call that. Even the perennial moaners who work less than half the year the vote was in the 80%s.
Yeah, Im 35+ years from retirement. I've no issue with the pension. Its what I signed up for. I have other options (like everyone) if I want to increase the amount I retire on.
So you couldn't care less what the pension was before 2011? Take the much worse post 2011 pension so - a pension based on average career earnings which averages out (at present) at a few thousand more than the state OAP pension.
Yeah how could I care about what a pension was before I decided to join. Mine won’t be a few thousand more.
You'll have to wait and see. I read a report on an actuarial study done for one of the unions and it was calculated that the new entrant these days would have to live to be 96 to take more from their pension than they actually put in. This is no surprise when you look at the pension deductions in your pay slip.
Surly everyone has avc pension set up and not going to rely on the HSE pension Because your in for a shock if you do
The previous pension arrangements for any civil or public servant are completely irrelevant to everyone. There is ZERO chance of them ever being returned to those levels.
“Take the much worse pension so”. No one has any choice here.
Obviously anybody can look for whatever deal they think they can get, but a little realism is needed too
I joined the civil service in june 2004 and my pension is still ****. Its not just post 2011 getting screwed on the pension.
How so?
I have to stay until im 65 for full pension even though ill have 46 years done. So im going to be paying pension contributions for 6 years after the age of 60 and not getting any benefit.
.
They have to take the worse pension because the unions did nothing about it in 2011 and have done nothing since.
You think they have done nothing. It is your opinion. You seem to think the could do a lot better about the pension and also get salary increase matching the inflation and some more.
Did you try to go up in the union ranking as you seem to have high expectation in terms of result so I assume you have many arguments that could help them?
I know they've done nothing. The best evidence for that is those terms are still in place and the unions have taken no industrial/strike action in protest.
The old pension terms are never coming back.
I couldn't rule out some halfway house between what pre 2013s and post 2013 though but I doubt it and arguably the ANC addition already did this to an extent.
I think the members of the AHCPS are capable of understanding the mathematics of the deal and the options on the table.
Even the group of part time workers that you’re one of voted en masse to accept the deal. You’re not suggesting teachers are idiots as well are you?
People looked at that own individual circumstances, the other variables at play and made a decision that suited their circumstances.
As with any similiar decision.
Fairly simple, no matter the outcome.
Members of the single scheme pay significantly less ASC than those who aren’t.
It’s simply not true to say “they’ve done nothing”
No industrial action has happened because most people understand it would not work
Could the pension discussions be moved to a different thread as it’s possibly deserving of a thread of its own
Maybe the 18% against were all maths teachers lol.
Am I right in saying if its integrated, you wont be getting the oap portion until 68 as things stand too?
Anyone any guesses when we might get the 2.25%? Or will it be 3.25% at this stage as could be after June.
Think we'll all be luck if there is anything at all in the pension pots in 30 odd years
No, it’s 66
And theres the supplemental pension for those under that age too
I take the very simple view:
If a private pension fund goes under. Thats your problem. If a government pension fund goes under, thats the governments problem.
In my opinion, the Single Scheme is the safest pension investment there is in this country.
Overall vote hasn't been ratified yet I think so that wont happen for another week or so.
Depending what department you work in and whether or not there are any "variables" specific to you, its likely the majority will begin to get the increases at the start of May I would think but it could be longer for individuals or groups as it was the last time.
No I will get it at 66. Pretty sure they can't change that.
Ah I’m a standard enough grouping so maybe May. I thought they are ages after vote but that’s reasonably quick
There isn't a govt pension fund though!
If the govt can't pay pensions there are probably even bigger problems of greater concern
Ah yeah, it’s just a simple line to allow a comparison between them.
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