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Where is the cost of living crisis exactly?

JizzBeans

Other than a handful of minor price increases on some food items and petrol/diesel, I'm struggling to see a "crisis". When I am in town, cafes, restaurants, pubs and shops are packed with people. Hot food deli's still have lines out the door and any sign of hot weather, all the yokes load up on booze and disposable BBQ's. Dublin airport is choked with holiday makers.

Since the price fuel went, I have just driven less. Food prices go up, I buy less junk food and/or less frivolous spending. Its not that hard. Overall my costs are not up significantly.

Why are we hearing so much bluster on the news about a crisis exactly? Where is it?

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riclad

The cost of gas oil electricity is going up, meanwhile you go to the shops, food, grocerys are going up in price, rents are not going down. People on low fixed incomes may face a choice of turning off the heat or buying food. This effects small shops pubs too, they are facing high esb heating bills. I see no solution to this, russia cutting off the gas supply to Europe is causing prices to rise. People will switch to buying non brand food items at Tesco aldi I think regulators never thought that the cost of energy would rise so high or that there would be a war in Europe.

Sammy2012

Speaking to a relative yesterday. Wouldn't class them as old but around pension age. Totally out of touch with what is going on. Working people don't know how good they have it, bad with managing money, noones fault only there own if they are feeling the pinch. I didnt argue as what was the point. But it struck me that this is the attitude of many people. This relative was a stay at home parent when their kids were small and moved into a home that was almost paid for in full the day they moved in. And is now lecturing anyone who will listen about how they had it hard. It's actually sickening listening to it.

People are struggling. The amount of posts I've read over the weekend with younger people worrying about the cost of fuel, food, heating is on the rise every week. And it's only September. Some people are already at the end of their tether and more will reach it soon.

[Deleted User]

https://www.boards.ie/discussion/comment/119440655#Comment_119440655

Well then go somewhere else.

[Deleted User]

The government could save a lot of money by outsourcing religion and geography teaching to India over Teams. One lad in Bangalore could do the whole thing. We saw how essential teachers actually were during the pandemic. Win win.

Bass Reeves

https://www.boards.ie/discussion/comment/119572506#Comment_119572506

Because of the obsession fir trains as a format for public transport we have failed to maximize the bus option. If the money spend on trains ( with the exception of those around Dublin was redirected to buses we see a marked improvement in service delivery which might encourage consumers to use them more

Graces7

https://www.boards.ie/discussion/comment/119527768#Comment_119527768

We will cope better and more cheerfully than many as we are used to being careful and managing with less ... ( nearly 80 here)

Graces7

https://www.boards.ie/discussion/comment/119493999#Comment_119493999

I wish I had a food bank near here.. Wonderful they are.. make a very real difference ..

Hotblack Desiato

https://www.boards.ie/discussion/comment/119568735#Comment_119568735

They were end of life and not worth upgrading.

They couldn't make 8% now anyway as demand has gone up.

Ardnacrusha once had more than enough output to power the whole country. Things change.

Hotblack Desiato

https://www.boards.ie/discussion/comment/119572492#Comment_119572492

Exactly. People go on and on and on about pensioners, but the old age pension is quite generous in this country (Thanks to Bertie buying votes) and they get all sorts for free.

Meanwhile working families with young children struggle and get f all help. Schools up their own arse with branded uniforms, workbooks, etc. etc. you'd have to question what planet some school principals are living on.

Hotblack Desiato

https://www.boards.ie/discussion/comment/119572770#Comment_119572770

Hahaha

But we waste vast sums on religion and Irish which are both a complete waste of time.

Tonesjones

https://www.boards.ie/discussion/comment/119572761#Comment_119572761

Any jobs going in your place?

What's the money like?

Sammy2012

https://www.boards.ie/discussion/comment/119573578#Comment_119573578

This is so true. In my school today principal hounding people for fundraising money from last June. Totally out of touch with reality.

c.p.w.g.w

https://www.boards.ie/discussion/comment/119572505#Comment_119572505

Well I really would rather not work and play computer games, but that would be a terrible irresponsible use of my time and money

[Deleted User]

https://www.boards.ie/discussion/comment/119574135#Comment_119574135

There is plenty of work out there. Jump now before the recession hits.

[Deleted User]

https://www.boards.ie/discussion/comment/119440046#Comment_119440046

One thing that amazes me is the amount of brand new SUV's around. To look at them one would wonder about the crisis

EOQRTL

https://www.boards.ie/discussion/comment/119625770#Comment_119625770

Finance.

Same people will be on the Joe Duffy show or Primetime crying and blaming the gubbermint in a few months time when they can't afford the repayments or heating their house.

[Deleted User]

https://www.boards.ie/discussion/comment/119626008#Comment_119626008

They must have an income to get the finance though

EOQRTL

https://www.boards.ie/discussion/comment/119626094#Comment_119626094

Probably for sure but iv'e seen lads on 40k a year get finance for 80k cars. We've a coach driver in our place with a 212 Tesla i doubt he paid for it with cash tbh.

malinheader

Cost of living crisis is when a bag of coal goes up by 15 euros, diesel is up nearly double, electricity and most other utilities are nearly doubled and there solution is 80 cent an hour or 6.40 euros extra a day.

Really fu## in brilliant.

[Deleted User]

https://www.boards.ie/discussion/comment/119626116#Comment_119626116

Tesla i doubt he paid for it with cash tbh.

I agree. seems to be some who are not affected though. Gap seems getting wider. i heard a story on radio a man had to travel 60 mile round bus trip for a food package while streets full of SUV's.

blanch152

Different people will face different levels of inflation depending on personal circumstances, preparation etc.

On electricity and gas for example, my bills are lower now than in 2018 because of solar panels, new boiler, insulation etc. They will go above 2018 levels with the next increase in October. However, I am paying back a loan (thankfully fixed-rate) for those. Where I really benefit is that the return on investment will be much quicker.

You can't even distinguish on age grounds. A young FTB who bought an A-rated house near public transport on a five-year fixed-rate mortgage is facing a lower inflation rate than someone who bought second-hand D-rated on a variable rate hoping to fix it up.

Ditto for fixed pensions versus other pensions etc.

zell12

Has anything changed in the last three years since OP? We've all managed to survive..

batman75

Whilst I can see the logic of a contribution pension that you have to opt out of it will ultimately have a negative effect.

Employers will I expect increase prices by at least 10% to cover their contribution. So expect the cost of goods and services to go up accordingly. Therefore the cost of living will continue to pushed upwards.

The govt is not taking any fundamental steps to tackle why living here is so expensive. Until they do increasing hourly rates and other employee benefits are likely to be gobbled up by increased prices.

Annascaul

https://www.boards.ie/discussion/comment/123629328#Comment_123629328

The real issue about the cost of living crisis in Ireland is mainly around housing, specifically renting. All the other things are not unique to Ireland, they are similar to most other countries as well, from the US, to Canada, to most European counties, the UK and Australia.

wanderer 22

Deleted

wanderer 22

Aaargh

babyducklings1

https://www.boards.ie/discussion/comment/123633511#Comment_123633511

This is it increasing prices eat into wages. Like energy prices, food etc. It’s not so bad in summer with the milder weather but come winter it’s a different story.