I think it will be FF/FG again with god knows who. Hopefully a left wing party
It will be November 15th
If you recall correctly, I strongly criticised SF over their treatment of Brian Stanley who got caught up in a similar situation to O'Brien. I saw the differences then between what Stanley did and what McGonagle (and the people who gave him a reference) and NOD (and MLMD who sang his praises) did.
Inappropriate messaging of children is on a far higher plane of wrongdoing than anything that Stanley or O'Brien were accused of.
Even if you are correct, it is another current unknown about the SF plan, another delay to getting the SF plan going. We need to build houses, we need certainty.
Nothing to do with sending inappropriate messages to children which was called out as wrong and a serious offence from day one. Get the Shinners out from under your bed and call it out and the omerta that went with it from FG.
Is it wrong and is FG's omerta and a FG TD supporting him wrong or not?
A good man to ask about banks is Brian Hayes, CEO of the Banking and Payments Federation Ireland.
He was also a Fine Gael TD and MEP.
A little reminder of what Fine Gael's 2011 New Politics policy said…
"Fine Gael’s starting point is simple: political failure lies at the heart of Ireland’s economic collapse. The finger of responsibility must, in the first instance, point directly to the massive policy failures of the recent Fianna-Fail led Governments and their willingness to promote the interests of a so-called “Golden Circle” over the interests of the Citizen. Under Fianna Fail a political culture developed which ensured that the bankers and the developers were not dealt with before it was too late. A culture which tolerates cosy cartels and high costs in the private sector and ignores the need for radical reform in the public sector."
Banks never had a problem lending for properties for which a ground rent was payable so it's not a huge leap to suggest that they'll find a way of lending under the SF plan.
It's also not a huge leap to suggest that bankers in general wouldn't be hugely keen about SF getting into power with higher personal taxation for higher earners. It wouldn't be beyond the bankers to allow doubts to fester about this particular policy.
I don't disagree with you, but the type of situation you have described is a far far lesser evil than sending inappropriate messages to children.
If SF did any of this stuff, there would be lads foaming at the mouth here.
The hypocrisy of the FG faithful over this is off the scale. Cannot call it out nor the omerta that accompanied it.
You can only assume they did, Harris would not deny it when interviewed on camera even after admitting he knows if it happned are not. A simple no is all he had to say and he couldn't.
Anyone in a working corporate environment and most outside of a working corporate environment will know that sending any type of message classed as a pornographic message is not classed as “workplace banter” - doesnt matter if its “viral” 🤪
“The Whatsapp, as sent, was generic and viral at the time and was not of myself. It was brought to my attention some three months afterwards, a lot of texts that are sent in the workplace environment, amount to workplace banter,” he added.” https://m.independent.ie/irish-news/politics/patsy-obrien-says-pornographic-message-sent-to-fine-gael-female-staffer-was-workplace-banter/a951722977.html
Absolutely hilraious if some FG staffer tried to pull a Malcolm Tucker trick and didn't think they would get caught.
I suggest you re-read the post.
Sinn Fein's housing policy is based on a number of fantasies.
Firstly, that people will be happy to buy a house that they can't sell on to anyone they like
Secondly, that banks will be happy to finance houses that they can't repossess and sell on to anyone they like
Thirdly, that a state construction company can be set up overnight and build houses, despite having no history of doing so and no employees.
Fourthly, that construction contractors will be willing to give up their freedom to price and work jobs that they choose in exchange for lower wages/harder work in a State construction company as it is claimed that this company can build houses cheaper somehow.
Finally, this can all happen immediately, because they are going to abolish all the existing schemes.
All they need is a state guarantee that should they need to repossess, the covenant on the property is removed (no longer restricted to the affordable scheme for selling).
This is the issue the banks had - what happens in case of default. I believe old Mcdonald already answered this one too a few times
You told a porkie blanch. I don't have to do anything other than point that out. Here is what you said:
Yes, but the banks won't give mortgages for SF's weird housing plan.
The poster appeared to be suggesting that because SF will not be relying on Part 8s, they won't have the same problem building houses.
If I am wrong, you will be able to show me where the banks have said that they will lend. If you actually read the post you quoted (and understand it), you will note that I didn't say what you claimed. Once again, you have made up what a poster said to save your embarrassment.
In that post, I pointed out that the best case scenario for Sinn Fein was months of delay and for the electorate they are taking a step into the unknown, unless Sinn Fein, and they have a couple of days to do this, can somehow produce a statement from the banks that they are fully prepared to lend to the new SF idea.
a Part 8 is planning permission.
Do you think that a State construction company doesn't need planning permission?
The plot thickens as they say. If true, it's exactly what you would say if trying to get a story pulled.
Jaysus Harris and his handler's are all over the shop. Once you are explaining you are losing. If we get nothing out of this election, we will get an insight into the level of political interference that takes place between FG and RTE. I wonder will Catherine Martin (Green) reveal all on the RTE bailout when she loses her seat and Greens are decimated. The way she handled the RTE debacle was weird - I suspect FFG were calling all the shots.
Every election has one incident that is never forgotten. Harris created a doozy.
The banks have not said either way. Therefore it is a porkie to claim they have said they won't. The Journal ran a fact check on this:
The facts: The verdict here is something of a mixture: McDonald is right to say the BPFI has never said it wouldn’t lend to people, but it has never said it would either.To muddy things further, the BPFI has expressed some reservations about the idea (without saying what they are), but also said it would be open minded about any ideas to ramp up homeownership with a future Government. For context, Sinn Féin’s plan proposes that the State would continue to own the land a house is built on, while there would be conditions on the sale and rent of the property.Fianna Fáil in particular has repeatedly claimed that banks and the BPFI have expressed scepticism about the plan, though Sinn Féin has retorted that the BPFI have told the party there are no major issues with it.The claim and counterclaim came up early in the campaign, when The Journal sought a statement from the BPFI.The federation said that the BPFI met with Sinn Féin for a “preliminary discussion” about the plan and “identified a number of issues that would require further consultation in order to enable lenders to provide mortgage finance”.It said this only related to “some elements of their plan” but they did not say which, adding that the BPFI was committed to working with “any future government to improve the supply of housing in Ireland”.
The facts: The verdict here is something of a mixture: McDonald is right to say the BPFI has never said it wouldn’t lend to people, but it has never said it would either.
To muddy things further, the BPFI has expressed some reservations about the idea (without saying what they are), but also said it would be open minded about any ideas to ramp up homeownership with a future Government.
For context, Sinn Féin’s plan proposes that the State would continue to own the land a house is built on, while there would be conditions on the sale and rent of the property.
Fianna Fáil in particular has repeatedly claimed that banks and the BPFI have expressed scepticism about the plan, though Sinn Féin has retorted that the BPFI have told the party there are no major issues with it.
The claim and counterclaim came up early in the campaign, when The Journal sought a statement from the BPFI.
The federation said that the BPFI met with Sinn Féin for a “preliminary discussion” about the plan and “identified a number of issues that would require further consultation in order to enable lenders to provide mortgage finance”.
It said this only related to “some elements of their plan” but they did not say which, adding that the BPFI was committed to working with “any future government to improve the supply of housing in Ireland”.
It isn't the banks role to underwrite or criticise political plans and I reckon they won't say anything on it until it is an actual proposal from a govenment.
story keeps going - Examiner reporting today
Have the banks said that they will lend?
We've two days to go, SF's housing policy is based on banks lending and as yet, there has been no commitment from the banking federation that this will happen. What does that say about SF's housing policy?
It is important to never forget that no matter how bad things are, they can always get worse.
Simon is right now on the canvass in Louth and says he 'hasn't decided yet' if he will canvass with McGahon. Had ample opportunity to get ahead of this debacle but hasn't a clue how to, decisive leadership?
I use the term "plan" in a loose way, until they can explain how they will get the banks to lend its really more of a wish.
Much like how FF and FGs are more of a hope than a plan.
SF are the only ones who have based their plans on getting banks to lend as far as im aware.
This is true, mainly because no other party, large or small, has a plan
SF, FF and FG have promised the same target, an average of 60,000 a year over the next 5 years. Whoever forms the next govt they won't be getting 60,000 next year
With a 12-18 month lead time on average at best we are looking at 40,000 next year in 2025, which means (back of a fag box calculation) we would need 50k in 2026, 60k in 2027, 70k in 2028 and 80k in 2029
It's an absolute mountain for any govt to achieve because of the situation FFG created
Its the covenanting and other requirements. Banks will lend on conventional leaseholds no bother; these aren't and not one bank has said they'd lend - cause they wouldn't be securitisable.
I'm so undecided, thinking now of giving sf a vote, the place is a joke any way. That's ffg fault... if sf bring it crashing down, it could have positive outcomes…
Often times, things have to get worse, before they can get better ....
