I'm with EBS and had no problem with getting a credit card, granted I transfer the majority of my wages every payday and have these categorised as salary. Got approved instantly about 6 months ago
I just generated one there - the top of the transaction listing it says Account Transactions from X - Y
Did you tick the “I get paid into my Revolut” account option?
I transfer most of my salary but not in one go. I generally move maybe around 1k at the start of the month and then have an auto top up of 500 set so it gets moved but spread across the month so not a clear cut as you.
I just stopped the application at that point today.
I did yes just to see and it worked, the same case for the pay later credit option I thought they may have been stricter or given me a real low credit balance but no
Interesting, I’ve been a heavy Revolut user for quite a few years so I wonder if they may look at that aspect of it rather than purely on actual salary transfer similar to your case (somewhat similar anyway).
I might try again and tick the salary paid to Revolut option and see what they say.
Thanks for your help.
Apparently revolut won't give me a car insurance quote because of "Vehicle details"
Anybody know a workaround?
This is what I get when I generate a statement. I selected July 2023 through to January 2024. I've done it through the app and through desktop, and both generate the same statement without the details that are included on yours. PITA.
Long shot, but any chance you have no transactions during the period?
Bang on. That was it. Needed it for mortgage application and without the dates it look weird. Just made a small purchase and the dates now appear covering the 6 months. Cheers.
Glad I could help - best of luck with mortgage app!
I selected that I am getting paid into Revolut and despite it giving at least two warnings that your application will be refused if you aren't paid in full into revolut it proceeded to approval in principle instantly, few documents requested this morning and now fully approved with the card ordered and a higher limited than I had on my previous card. Thanks again for tips.
I guess they must go on a case by case basis and since I put considerable sums of money though revolut every year it must give you some bonus points. I am also premium whether that makes any difference.
They are essentially just passing through AIG onto their app. It's not actually revolut insurance. Therefore theres likely nothing to do.
Anyone any idea what's actually happened to them? Saying someone paid with a phone app, did they just get their card & add it into apple/google pay
In my (limited) experience of other people who had fraud problems, Revolut are a lot less helpful than legacy banks. In one case, a friends self-reported fraud, their account was locked pending a review and then they were notified that they had broken T&Cs and their account would be closed. They contacted AIB about the same fraud and AIB left their account in place, suspended the card debt pending an investigation and then wrote off some of the debt and left their account open.
Revolut do customer care at scale which means its mostly unhelpful rubbish when bad things happen.
I got a better quote from AIG directly than going through Revolut.
I got a much better quote from Allianz than from AIG in the end.
An insurance contract require "utmost good faith". Any circumvention of the process means you are giving the insurance company an opportunity disclaim liability in the case of an accident.
They are cheaper than AIG directly for me with the metal 10% off but 123.ie and Allianz are both cheaper than Revoluts offering. I think ill go with 123.ie [RSA] as they are only about 10€ more than Allianz and their driving other cars is comprehensive up to 2.5l (€50,000) and (74kW battery EV I think it was) vs 3rd party with Allianz.
That chill.ie option was there Friday but not today AIG are also 3rd party driving other cars.
AA option is kinda crap and who i am currently with as they did a deal last year of 279€ car insurance with Allianz but no break down so you had to get AA membership for intro offer of 90€. I'm not giving them 412.50€ just for car insurance and then prob 150€ for AA membership with rescue plus.
Mod Warning: I have deleted a number of posts on here that do not directly relate to the use of a financial product, but rather speculate on financial institutions and their operation. This thread is to help people with queries relating to the operation of financial products offered by Revolut. Do not drag the thread of topic.
I've had this account for ages but when I go to the credit card section it says "We will let you know when this service is available"
It's strange. Assumed the staggered introduction would be over by now.
Regarding Vault's, is there a way of hiding them on the app?
Does anyone use Revolut as their only bank.
Have a pain in my hoop with bank charges here. And considering binning my bricks bank if it’s possible.
Only thing i think ill miss is being able to go in and lodge a few quid when ever I accumulate a few quid in notes. And statesavings don’t accept revolut for some reason
Yes, switched over about 18 months ago, no problems and is much better than the legacy Irish banks.
Thought about getting a Revolut credit card to replace my BOI one but decided not too and the only reason is that if I ever get cash or a cheque to lodge (havnt had it yet) then I can lodge to my credit card - at least that is fee free.
Have a mortgage but the repayment comes out of our joint Revolut account. Have both a sole and joint account.
You can open a free EBS and lodge there and transfer it to revolut for the rare occasion you need to.
I'm paid into revolut but I don't keep too much cash in there just the day to day and a bit extra in some pockets.
Have ebs (no fees) for when ever I need cash lodgements but I also have an aib deposit (no fees) and credit card with them (no fees) and some PTSB deposit accounts also (no fees).
In other EU countries, you can lodge cash into neo-banks through a local shop. Perhaps the same thing will happen here too.
Lol and maybe we'll have affordable housing one day too.
Use Revolut as my own account for last 12 months but we have joint account with AIB as have mortgage with them too. So not paying any bank fees on any of our accounts thankfully.
No issues with Revolut and on rare occasion where I might get a cheque just lodge it to AIB account and move across to Revolut that way. So my case is probably not exactly what you are asking!
Me and the missus have moved everything across to a a Revolut joint account, and I also use Revolut Business for my business. Bills, wages, everything is all through Revolut.
We still have AIB accounts going back to our student days but will get around to closing them soon...
How do you get the GB account? Is there a fee?
All customers registered within the EEA have access to:🇬🇧 GBP local account (sort code and account number) https://help.revolut.com/en-IE/help/transfers/inbound-transfers/how-to-receive-money-from-another-bank/what-account-details-should-i-use-to-transfer-money-to-my-revolut-account/what-account-details-are-available-for-me/
Edit: never mind, figured it out
I am getting the following message when trying to add money via my PTSB card
‘Your bank is offline on the card network’
not sure if it’s a Revolut or PTSB issue? (Assuming PTSB??) Anyone else experiencing similar?
Yes same here on ptsb