Have the virtual card added to my apple wallet.
You should be grand. Apple shops defo take Apple Pay without limits
Have a new credit card number so thought I better update the payee details in my Revolut account.
Deleted the old one but now when I put in the details of new card in the first name of beneficiary and my surname in the surname field it's not accepting it.
Has anything changed ?
It's making me wonder if I should switch my credit card to them to make it easier!
Who is your CC provider? I added my BOI CC recently and BOI MASTERCARD was accepted
Funny, I had issues topping up my revolut with my credit card (PTSB Visa), but it did work when I used the same CC via Google Pay.
On the topic of CC's, I am thinking of changing my credit card from BOI to Revolut as BOI are really annoying me as they are simply unable to sort an issue with approving transactions after months of trying and I can't use the card online. In any case I use revolut for everyting so handy to have all in one place.
I guess this question is not really Revolut specific but how/when do I change CC without getting caught with paying the duty twice. I seem to remember when I changed in the past I was caught with two gov duty fees?
When you close your BOI account they should send you a letter stating you have paid your government duty and closed the account, you can give that to Revolut who then shouldn't charge you the fees. I've to do the same.
Sorry is BOI.
Where in the payment field on the Revolut app did you put your card number so they can apply it?
I used to put in the first name field but now it won't accept it.
You set up the payee as BOI MasterCard first of all. Then when you go to make a payment, you can input the card number in the reference field.
Thanks but when I had it set up previously I had my BOI card number saved in the payee details so I didn't have to enter it each time.
Seems you can't enter it in the 'first name,' field anymore?
If you go to your last payment to your cc, you can select send again, or something like that, it will have the credit card reference number auto entered as the reference and you can then change the amount you want to pay.
I think you're possibly mistaken. If you were putting your card number in the payee field, the payment would not apply to your account. It's the reference field that the BOI system scrapes to know where to apply the payment.
Other banks generally let you have a default reference saved, so that you don't need to enter it each time, but revolut does not unfortunately.
As said, the easiest way is to go to the last time you made the payment and hit pay again or whatever it says, then just amend the amount to whatever you want to pay.
Can anyone offer advice?
My wife is getting asked for more & more detailed financial documentation from Revolut. I have never experienced this level of documentation demands in the many accounts we have opened with other institutions over the last decade.
She's had Revolut for 5+ years. All fine. PAYE worker. Nothing out of the ordinary.
That strikes me as excessively intrusive.
Again... we've had nothing like this experience with any other financial institute. No even remotely in the same ballpark.
What are my wife's options?
Is there any value in complaining to the Financial Regulator??
Any advice appreciated.
No advice other than to add they can pretty much ask for whatever they want. You can send them the required info or don't use their services.
Although personally they asked for income verification and wanted to know the reason and source for every cent my partner ever sent me on Revolut. I went onto chat and said I wasn't willing to do that as it would take a long time and to be honest I couldn't remember anyway! They then lifted the restrictions on my account so it seems they can and do bypass some checks if they want.
I am having the exact same issue with Bank Of Ireland. Not thinking of switching to Revolut as my main credit card (yet), but interested to see others have the same problem. BOI service for issues like this is just awful. The (several) individual agents I've talked to have all been very pleasant to work with and as helpful as they could be, but at the end of the day the problem persists over a week now and their IT department does not seem to be able to get to the bottom of it.
I am with BOI for the CC only beccuase I was moved over from KBC so I've been having this issue since that happened in Spring. I rang multiple times since and always got the "everything is fine on our side off you go" type thing. I would then forget about it for a month or two only to try book a flight for work on it and remember I can't and go though the whole ringing again and back to square one.
Finally the last time I spoke I would say two months ago I got talking to someone who seemed more knowledgeable. I only have a business account with BOI (up to the CC being moved) and when I tried to setup the CC for online banking the person added it to be under the same log in as the business account. Apparently a personal card and a business current account wont operate correctly linked like this (though I've no issues with approvals on the business account). I got a dont call us we will call you to solve this though as what ever team needs to prepare or some other rubbish and I am still waiting for the "about two week backlog" over two months now.
That is correct but the charging date for the Govt. duty is changing to January 1 from 2024 so if you're switching provider at this time of the year, you'd be as well off to close the old account before the end of December and wait until January to open a new CC account. It would save you that red tape.
The old provider will charge you €22.50 (in lieu of April 1-Dec 31 2023) when you close the account, the new provider will charge you €30 (for the calendar year 2024) on January 1, 2025.
Has anyone tried to close their Revolut credit card account? Doesn't seem to be any option to do this through the app.
I've never had one of those letters sent to me automatically. It has always been necessary to hound the bank to get it sent out.
Thank you, this is exactly the sort of tip I was looking for to make life easy. I will close my BOI card asap and open a Revolut one in Jan. I don’t need the card over Christmas anyway.
Thanks tried BOI and then the card number in the name field and tested it with a €1 transfer and BOI applied it to the account.
So sorted.
Still thinking about killing my BOI credit card anyway lol
Surprised that worked to be honest - I'm surprised they check more than just the reference field.
My mistake!
Can I ask how exactly you did this please?
If I try to add a payee, it has two fields - first/middle name and last name. Which field(s) did you use for your card number?
I had a look at the company option too. It didn't like me trying to add the card number as company name.
A while ago there were reports that SWIFT transfers to the new Irish IBAN in $ from for example E*trade or fidelity were failing.
Did anyone recently got an inbound transfer working ?
I've received inbound transfers from a number of sources using the Irish IBAN, both regular SEPA and SEPA Instant, but not from either of those I'm afraid.
How do I transfer funds from my Revolut account to my bank account - using the app. I can't locate the "Hub" with the relevant payment section .
Tap transfers - bottom of the screen in the middle.
If you haven't already set up your account as a payee, click new in the top right hand corner, then tap bank recipient and follow the prompts to input your IBAN etc.
I put BOI 5432 xxxxxxxxxxxx as the first name and my full name as the second name and the money was applied promptly by BOI.
You could do what I did and send €1 to your credit card and make sure it works.
Thanks, would you believe that the app won't let me enter any numbers in first name or last name. I'm running on iPhone if that makes any difference.
I'd be surprised if AIB would have accepted it anyway, but it would certainly be worth a try.
Going to the UK on Sunday. Need a small amount of cash to pay for a taxi.
Can I purchase an item in a shop and get cash back. £20