How do people feel about this one? Will it be short and sweet?
Mod warning:
https://www.boards.ie/discussion/comment/121425200/#Comment_121425200
Everyone pays PRSI and its not just for pensions, it's for eyecare, dental and other benefits.
I pay PRSI but am not entitled to any of the above! More ignorance.
For which you pay a much reduced PRSI rate. More lies.
You are either very well paid to be paying 12%+ or your also including the Child and Spouse pension contribution as well, which is a separate additional benefit.
Someone on 60,000 in the PS/CS pays around 9.24% towards their occupational pension (ASC and Superannuation) when thresholds are taken into account, excluding child/spouse. That's very reasonable and very normal for most workers.
I don't know why you think you are being picked on because of your occupation.
I shudder to think how low the contribution would be without the ASD. Today's PS/CS pensioner's are stealing a pension, their contributions must have been buttons.
Oh and I see that the propanda machine did not mention the reduction in pensionable earnings with the increased Contributory State Pension announced in the Budget. 🤔
I didn't say I was "being picked on." I said: the Pensions Levy/PRD/ASC has never had anything to do with pensions. It was just a label that the gullible public (e.g. you) would buy and that would enable the government to cut PS pay a third time (in the economic crisis years) without riling up PS pensioners. That's simply a factual matter and I notice you don't really dispute it. The money has never been ring-fenced or invested for the benefit of those paying it, which is what the government would do if this were really about shoring up the PS pensions. Instead it just goes into general government coffers where it can be used for such things as bailing out profligate private-sector corporations that were too clueless to perform even basic risk-benefit analysis. And for the first decade or so, everyone in the PS was liable for it, regardless of whether they had a pension entitlement or not. Only in the last year or two, when they changed the name did they realise that that particular fact was giving the game away: that it wasn't ever about pensions.
If there's anyone here who has a "victim complex," though, it's quite clearly you. I'm sorry you feel so hard done by. However, I see no reason to continue trying to talk reasonably with someone with such a clear and clearly baseless animus against the public sector. I guarantee when the police or firefighters come to bail you out, or you're being cared for in a hospital, you hold your tongue about all of this. Or do you just berate them for being parasites while they're saving your arse?
As one half of the tweedle-dumb and tweedle-dee act who have spewed nothing but sh!t and misinformation for months in this thread it’s hilarious to watch you try and come across as some paragon of truth. At least your partner had the cop on to bow out when he reached a certain level of stupidity.
If pensions are paid out of current expenditure then it's logical that the deductions taken from you are put back into the current account.
Providing facts is not having a victim complex.
I see you did use that old trick of using the contributions of two separate benefits and pass it off as the amount your paying for "my pension", singular.
As far as I can see, nobody has refuted the figures and facts I provided.
Don't accuse people of lying just because they are correctly pointing out your ignorance and falsehoods.
It's not my job to educate you however, go look up what the marginal rates of class A and B PRSI are. Class B contributions are all but useless so I'm paying for nothing. A Class A contribution record leading to a full contributory OAP is the best "investment" going.
Do Civil Servants still skip the fourth point on the scale? Or did that change with the introduction of new scales previously?
How is that poster lying?
By not mentioning that his rate of PRSI is reduced due to more limited benefits.
Quick to moan at not being entitled to the benefits I mentioned.
Not so quick to mention his prsi deduction is lower.
The New Entrants deal is still in effect, some of my COs got it earlier this year.
Ask your local HR
Okay thanks, good to know!
Not every grade skips 4 and 8. Co, eo and ao do, heos do not if I remember right. You'd need to go and dig out the original circular.
Edit: I went digging and found an old post-
it only applies to grades that were reduced under circular 18/2010, circular 07/2019 lays it out - skips for only those grades for new entrants who joined after 2011
Grades affected were ao, eo, co, so, services attendant and cleaner.
Ah fair enough. No good to me so, Thanks
New Entrants also skip point 8 as part of the same deal
When are the payments a being made, does anyone know?
Already paid by NSSO and if there is any amendments (like overtime etc) they hope to that paid by end of nov.
LA here. No payments made as of today (payday).
If your la, you need to contact your own payroll
That’s a given. Just wasn’t sure if there was an official date of when it will be sorted.
I assume they are processing it currently. It may take some time.
The benefits are not "more limited" they are practically non-existent
Marginal rate is 4% for both, it used to be 7% for class A, the reduced classes were not lowered in line with the reductions to class A employee PRSI.
The 4% is not applicable to all pay, but I'm still paying PRSI but getting nothing in return.
From someone who constantly indulges in misrepresentation and half-truths, your post is the epitome of hypocrisy.
You can't falsely accuse people of lying and hope to retain any semblance of credibility (not that there was any)
How very cute of you. Comparing the marginal rate of both, not mentioning how much lower the threshold is for contributions to start for Class A.
So I'm right then.
The amount of PRSI you pay is less than the vast majority of employees.
The benefits are not non-existent. You won't be made redundant either so why would you be looking at the job seekers type protections and thinking you are missing out? Narrows the gap between Class A and others some more.
Every payroll will be different so won't be one official date given.
All depends who/where the payroll is processed.
FFS lads who gives a rat's arse who's right and who's wrong when it comes to PRSI, get a life.....
Ok dozens of posts on prsi, for some reason.
Has there been an announcement on when the pay deal will come into effect?
Coming from the private sector where increases are earned rather than handed out like participation awards. The sense of entitlement shown by some delusional individuals here is maddening.
My god some of you need a wake up call.
There you go. Apply away
And join the parasitic dysfunctional drain and drag on all things innovative and profitable.
No thanks .