I can confirm that Avant card treat a Revolut top up as a cash advance.
Works with (transfer)Wise as well, and also qualifies for cashback rewards (which are a joke in Ireland tbh, a few quid a month).
Shhh don't mention it, before they catch in..
Like most legacy banks in this country, their systems are too crappy to distinguish a purchase from a Revolut top up (that is essentially a cash advance).
Is there any way to turn off 'Refer A Friend' notifications without losing potentially important notifications also?
Ulster Bank credit cards are the same, a purchase.
It works for me consistently!
I'd like to know as well.Which ones? Not like a CC company to miss a trick like that,passing up charging a fee on cash transfer.I don't think having your cc a/c in credit would evade a cash transfer charge.I wouldn't want to test it.I have put my cc a/c in credit before but never used it to transfer cash to another account.
This post is answer to masterboy123 of 01-05-22
Just checked. Still works!
KBC treat it as a normal purchase. I used to top up my Revolut to avail of the €10 cashback and then pay it off before the end of the month. Haven't paid a cent in interest (touch wood!!).
So having a credit card has actually earnt me €90 a year! €10 cashback x 12 months = €120 - €30 stamp duty.
I thought KBC stopped that. Does it still work?
Have we discovered a hole in the financial time/ space continuum here? Banks are normally very sharp about stopping anything like this.
KBC credit card also marks the top up as a regular purchase.
I've been using it over the last few years to maximise the 10 euro max monthly cashback.
I basically do all of my spending from revolut using the float (interest free period) on the KBC credit card without paying a single cent in interest.
I had forgotten about the cashback, that makes it even worse from AIB's point of view.
You could bump up your 'spending' by moving the same €500 from AIB to Revolut and back for a few days, and earn your 0.5%, up to the annual cap of course.
Apologies in advance if this has been answered elsewhere. I am relatively new to Revolut not that big a user. Main use is for transferring money to my kids.
Sometimes use it to pay their rent. Transferring money from my day to day bank into Revolut never a problem. But every time I try to send any more than 200 it says 'Sorry an unknown error occurred. Please try again later '
After that I sometimes manage to get another small transaction processed before it stops absolutely anything at all.
Guessing that it is some kind of security setting.
Very frustrating. If it is my settings how do I change it?
Well, I am on another level.
I am availing of their 0.5% cashback on credit card spending. I doubt there are any other better ways to earn money. Enlighten me if there is!
Cash Back Awards:
Spend over €5,000 (and up to €50,000) in any 12 month period from your account opening date, we will give you 0.5% of that amount back (maximum award for each 12 month period is €225)
My AIB card doesn't treat transfers to Revolut as cash advances.
Seems very strange to me! If this is true, there is a bit of a hole in the financial network - a source of free money!
Let's say you have €5k credit available on your AIB CC. You could transfer €5k to Revolut on day 1 of your CC billing period, and do whatever you like with that money for three and a half weeks, once you transfer it back to AIB before your next month statement is generated on the last day of your billing period. You could use it to buy prize bonds or put it into an interest bearing account - whatever you like really, once you'll have it back by the end of the month.
Before I started using Curve more than Revolut I used to top up my Revolut card with my Ulster Bank credit card all the time. I even withdrew some top ups from the ATM once or twice. I was never charged any additional fees by Ulster Bank.
Thanks for this.
I can confirm that I have never been charged interest on my AIB credit card. And it's considered as purchase. I am doing this for over 2 years now.
Which ones?
Not with all credit cards, some have it as a purchase.
Just in case you're not aware, it's not generally a great idea to transfer from a credit card to Revolut. That's the same as a cash withdrawal from your credit card, so they will be charging you interest at credit card rates from the day you withdraw, unless your CC account was already in credit.
I'm not sure if AIB charge an advance fee for credit cards topping up revolut (some banks do) but with a debit card you're charged whatever you're normally charged for a debit card transaction (20c in this case) so in short; yes, it's a card transaction like any other.
I have a question regarding topping up Revolut.
I use AIB credit card to top up Revolut every week. Will AIB charge me €0.20 per transaction? It is an online payment.
Watch the various debris on the floor and bangers trying to get in.You could be lucky and be able to rent a towel.
12c Gov tax per transaction at atm.It reaches a max charge of e2.50 a year per debit card.Charge year could be April to March.
Depends on if you'll get value out of it
Its €120 a year
Multi trip insurance is around 60 to 80 depending
Sure read the table of benefits it's in the ap if you click upgrade and can be read without buying it
Definitely worth it for your trip if you can get a free trial or a paid trial for 30 days for a tenner
It seems you're a frequent flyer. I do international trip once a year. Do you recommend Revolut premium for me?
Lounge buddy and a few places have it for £28 stg or €33
So it is a bit discounted
You'd definitely get the value
I have lounge access via star alliance Gold so usually have a lounge somewhere
Thanks so much for this info.
You said it's about the same as elsewhere. May I ask where do you usually book? Because on etihad website it says $40.
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