How long is a piece of string?

WhiteWalls · 13-01-2022 12:38AM #1

What would an average return or an average expected return for an investment in Ireland?

I know they obviously vary from investment to investment but is there a general rule of thumb?

Say for arguments sake somebody invests 40k over 5 years? If after 5 years they finished with 45k for arguments sake, would that be seen as being a decent return?

13-01-2022 08:19AM

The S&P 500 returns about 10% annually. So you should look into ETFs, but the tax rate on realised gains is 41%.

https://www.investopedia.com/ask/answers/042415/what-average-annual-return-sp-500.asp#:~:text=The%20S%26P%20500%20index%20acts,its%201957%20inception%20through%202021.

littlevillage · 13-01-2022 10:34AM

https://www.boards.ie/discussion/2058227618/how-long-is-a-piece-of-string

Risk and time are the two big determinants when discussing returns on investments. I think the more details you provide about your potential investment, the better the answers you are likely to elicit from the good folks on Boards-Investments

WhiteWalls · 13-01-2022 02:42PM

Thanks for the replies. I don't have a plan to invest. I'm just wondering about the general sums that most investments make is all?

WhiteWalls · 13-01-2022 02:42PM

13-01-2022 03:09PM

ETFs are the easiest thing to invest in, apart from Prize Bonds. Irish Life offer a range of products too.

Honestly, you might want to talk to a Qualified Financial Advisor.

WhiteWalls · 13-01-2022 03:14PM

I just looked online there. 10% seems to be seen as an average return. Then I see its 55% tax on returns.

Seems poor enough to me

13-01-2022 04:02PM

https://www.boards.ie/discussion/comment/118467744#Comment_118467744

Dogecoin then.

How long is a piece of string?

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