on_the_roots wrote: » In your case, this claim penalized you by only €22/year during 3 years?
CoBo55 wrote: » You don't go back to zero years. I made a claim in 2017 which put me back to having 3 years NCB on my cert, this is my last year being penalised (€22) for making that claim. If I hadn't had NCB protection I would have another 3 years to go.
on_the_roots wrote: » Sorry for my ignorance, but what is the point with NCB Protection? I never understood this. If you have a claim it will be registered on your name and every quote that asks for claims on last 5 years will definitely put up prices for you anyway, no matter how many years you have left on your NCB certificate. Can you help me understand what is the advantage of having this protection?
mankteln wrote: » Renewal coming up next month and AA are offering €950 so been shopping around, cheapest I've found so far is its4women at €711. They don't offer any no claims bonus protection which I have at the moment(and having started off with no no claims bonus I know that's worth it's weight in gold!) so not keen to switch to them. AXA (who I was with previously) are offering €840 and they have some protection (it's step back so you lose a year), anyone know what other companies offer NCB protection at this stage (lots tend not to offer it until you're full/5+ years)
Chrisam wrote: » Hi Just renewed this morning. Quoted €604.69. This was the cheapest, Ivernia, offered through Chill. Just wondering, what is the secret formula to cheaper car insurance? Would love insurance quotes less than €400 and am not sure what factor is contibuting to my higher insurance quotes? 46 yr old female driver 10 yr old Renault Megane Hatchback (diesel), which I've had 9 yrs 9+ years NCB 8k milage pa Comp insurance Parked in driveway Not used for work Any thoughts on what is contibuting to my €600+ quotes?
Miscreant wrote: » I just switched to Its4women and they definitely offer a protected no claims bonus. I had to pay a little extra for it but it was definitely there on the website when I purchased and confirmed in my policy documentation.
mankteln wrote: » cheapest I've found so far is its4women at €711. They don't offer any no claims bonus protection which I have at the moment(and having started off with no no claims bonus I know that's worth it's weight in gold!) so not keen to switch to them
Odyssey 2005 wrote: » I did thanks. There's full protection (2claims in 3years I think) then if there were to be a 3 rd claim step back would kick in. It's a diesel hybrid.
BillieT wrote: » ..... ...... I cant get insurance now, because my tax is out, ...
laneooo wrote: » Hey Pete, I'm basically the same as you (Same car, near same age etc) with cheapest so far being axa at €577...did you manage to get it any cheaper with another company?
PsychoPete wrote: » Your Age: 27 Car type and engine: 2014 A6 3 litre quattro Years driving: 10 Any claims: No Claims Price and provider: Currently fully comp €650 with 123 Shopping around now, cheapest so far is axa with fully comp coming in at €590
Wheety wrote: » Did you cancel with them? Was it within 14 days?
BillieT wrote: » No sign of insurance disk after 2 weeks so I rang them this morning, they said I missed out a line on my address, and it would be another 98 euro. (I mean, I think it would be very hard for me to forget to put my house number and street number. ) And also, I was insured with them previously, so they had my address already anyway.
BillieT wrote: » Thank you My husband tried that, and put the 123 policy number, they came back and said that the insurance had to be up to date. But I am gonna try that again tomorrow. I cant even go into the tax office because they never even sent me the disc. It's so fricken stressful
wotzgoingon wrote: » +1 I have being taxing cars online for many years now and never once put in my correct insurance policy numbers.
PsychoPete wrote: » You don't actually need insurance to tax a car just write random numbers for the policy number. They'll still tax your car for you
BillieT wrote: » Female: age 62, Driving for years, never ever had an accident or made a claim, and I Just had a day from hell with 123.ie I had my car off the road for 4 months cos I couldn't afford it. Before that I was insured with 123 So two weeks ago I got a fantastic quote of 281, again from 123. Promptly paid it, in case they changed their minds, then had to wait till this week to tax it. No sign of insurance disk after 2 weeks so I rang them this morning, they said I missed out a line on my address, and it would be another 98 euro. (I mean, I think it would be very hard for me to forget to put my house number and street number. ) And also, I was insured with them previously, so they had my address already anyway. So after a lot of back and forward with a guy who sounded lke a robot, he was just repeating the same thing over and over again. That it was my fault and I have to pay the extra 98. I said I'd rather cancel it. So I had to pay 60 for whatever, admin or something, and they are refunding me 217 or thereabouts. I shopped around all day afterwards, and I cant get insurance now, because my tax is out, and I cant get taxed because my inurance is out AXA came in at 414, but refused me because of the above sorry for the long rant.
Wheety wrote: » I'm going to start looking for my renewal over the next week. I'm a 40 year old male. My cheapest quote last year was its4women. Renewal is €390 for 'Premium' and €405 for 'Premium Plus'. Both are fully comp with 'Plus' also including: Windscreen cover Roadside Assistance Home Start Emergency Overnight Accommodation Legal Expenses Drive a 2015 Hyundai i30. I'll be checking their own website as new customer to see what comes up. Last year it was €330/€357 so I'm hoping to get it cheaper. Have to print out your own disc with its4women. Edit: Just checked their website. Can get the Premier Plus for €351, standard Premier for €323.
