cplwhisper wrote: » Don’t move to Aviva as you’ll loose - Comp driving other cars, next year when car is 13yrs old they’ll apply an age loading to car.& Axa allow 5 pp on each licence at no additional fees(speed, seatbelt & mobile phone offences it the terms) Aviva rate has discount of €140 as both drivers have no penalty points(that’s me assuming based on ideal states above) so even if a week after renewal ye get 1st of PP ever then you’ll be loaded on the spot. Fail to disclose would be immed cancellation on their discovery. Not talking bullsh1t.. I’m ex-Axa staff and have family who are current Aviva staff so best knowledge in this scenario. Current home/farm rate includes the motor-discount so it’s not that they’ll hike the rate it’s because you choose to remove that rate
Dr_Colossus wrote: » Insurance industry needs state intervention at this stage. Perhaps a €300 set fee to cover the legal requirement of basic third party and motorist can thereafter purchase optional extras from existing providers. It might reduce the number of uninsured drivers on the road.
DAK69 wrote: » Age: 34 M (3 points), + 33 F Licence: 10+years ago NCB: 9 yrs Car: 141 Toyota verso 1.6d Location: Donegal Renewal with Allianz: €770 (up €130 on last yr) even though Iv gone from 6 to 3 points Got AIG for € 467 . Far more extras included to
CoBo55 wrote: » AIG seem to be getting a lot of business hopefully it stays that way.
biko wrote: » Renewed now - Liberty quote me €550 for another year. So it actually went down!
biko wrote: » Renewal time again Went with Liberty again, €562 On par or cheaper than others I looked at, around 6 companies or so from the sticky list
biko wrote: » Liberty again, €496 euros with a promo code (before that was €523)
florawest wrote: » Vw polo 1.4 diesel 09 F 50's + named driver son 25 Full licence 30 +6 years. Have few extras, fully protected no claim bonus, comprehensive driving of other cars, breakdown assist, key cover and open driven insurance. Axa current provider renewal €670, down to €600 Aviva €540 Rang Axa to say got lower quote but they wouldn't budge, I have house and farm insurance with them too policy worth €750, will ring week before renewal April 23rd to see if they will go bit lower or match Aviva, just think if I move they will hike up my other policy come August (renewal).
Galwayguy35 wrote: » 2019 Golf diesel €488 comp with 123
florawest wrote: » Rang Axa again during week 14-04 and they dropped it to €570 didn't match Aviva but feel getting bit more comprehensively driving other cars, plus had them for breakdown on motorway once ( leak in diesel pipe crack in pipe) and was impressed with their service.
cplwhisper wrote: » ALSO - based on Zero penalty points (pp) Axa allow 3 pp on each driver licence at no additional cost. The Aviva rate would have included 26% pp discount to get down to €540 thus 729 originally. So 3 pp by any driver , even a week after renewal is €190 on the spot....fail to disclose them has excess clause of €2000+ on top of the standard €300. Axa best by far in your scenario
AnSliabhCorcra wrote: 32 year old Male Cork Seat Leon 211 (1.0) Liberty - 380 for 1 year, fully comprehensive. 4 years no claims bonus. No penalty points. 1 named driver on policy (with no penalty points, driving 20+ years)
Warbeastrior wrote: » Im 27 year old Male Donegal Nissan Pixo 10 (1.0) 6 years no claims bonus. No penalty points I named driver on policy (with no penalty points, driving 30 years) Liberty quoted me €570 How on earth have I been charged €190 extra than yourself I wonder! I know my car is 11 years older but surely that shouldn't be that big a gap. A Also, I have two extra years no claims bonus. I've heard people saying us in Donegal get hit worse due to rally narrative.
Spursyiddo wrote: » My axa renewal is €1,600 on a 02 polo 1.4 with a learner permit, I done a quick quote on 123.ie, a 08 note 1.4 and I'm getting €1,066. would I be better sticking with the polo or invest in a newer car. Any advise would be great
chancer12 wrote: » Got a great quote from the AA yesterday for insurance but they don't do breakdown assist, you have to take separate membership for that. when the membership guy called me to negotiate a price on that he told me that I can't have my daughter on the membership as she doesn't live at my address. She uses the car occasionally and I want to keep her insured on it as much for a convenience for me as for her. I live in the suburbs (Dublin) and she's in the city. It is highly unlikely she would have the car overnight. I just want to ensure she's covered in case she's on a day trip somewhere and something happens. Do any of the experts on here know if that is the norm and more importantly is that going to cause a problem with having her insured on the policy? For what it's worth the details of the insurance are: Driver 64, Female, Dublin based Car: Renault Clio, 182, 11 cc Full no claims bonus protection Comprehensive with one additional driver, 26, both full licence and no penalty points, convictions etc EURO 332.28 plus AA membership EURO 60 reduced down from 120
The Continental Op wrote: » See what quote AXA will do. They provide a decent tow service with most of their policies. Its very useful. Used it twice to get a car to a mechanic.
corsav6 wrote: » 142 Zafira tourer 2.0cdti 130bhp. Renewal for myself and the wife is €380 with 123.ie Got that down to €345 just doing a new quote online. I'm going to price around tomorrow and see the difference between them all.
The Continental Op wrote: » At that price I wouldn't be wasting too much time looking for a better quote :eek:
