Using DeGiro

One More Toy wrote: »

Have you done all your research? Do you have a strategy and know what your risk tolerance is?

I think maybe. I'm not looking to buy google or anything, just put away a small amount into an ETF for a decade.

/\/ollog wrote: »

Yes.

Have you done all your research? Do you have a strategy and know what your risk tolerance is?

One More Toy wrote: »

Is this your first time investing?

Yes.

/\/ollog wrote: »

I meant more like any of the ones on the list in the pdf versus for example any s&p500 not on the list.
Are commission fees a big deal or not that bad ?
Kind of moot looking at the ones on the list, they seem not-great performers.

Is this your first time investing?

Deleted User wrote: »

Lots of us use Degiro.

Very low fees (some others may be lower still).
Nice user interface.

Cons, negative interest (0.5% for now) on cash balances.
Can only input a bid/ask 25% from current prices.
You cannot price as well as other platforms. Say you put an ask for 1,000 shares at $1.00, someone with a bid of $1.0001 will fill first.

Also, it's been very volatile at key times lately not allowing access which has invariably cost or saved me money :pac:

I meant more like any of the ones on the list in the pdf versus for example any s&p500 not on the list.
Are commission fees a big deal or not that bad ?
Kind of moot looking at the ones on the list, they seem not-great performers.

/\/ollog wrote: »

https://www.degiro.ie/data/pdf/ie/commission-free-etfs-list.pdf

Are these worth thinking about as a first investment?
Or is "commission free" not a big deal ?

Lots of us use Degiro.

Very low fees (some others may be lower still).
Nice user interface.

Cons, negative interest (0.5% for now) on cash balances.
Can only input a bid/ask 25% from current prices.
You cannot price as well as other platforms. Say you put an ask for 1,000 shares at $1.00, someone with a bid of $1.0001 will fill first.

Also, it's been very volatile at key times lately not allowing access which has invariably cost or saved me money :pac:

https://www.degiro.ie/data/pdf/ie/commission-free-etfs-list.pdf

Are these worth thinking about as a first investment?
Or is "commission free" not a big deal ?

[Deleted User] wrote: »

Same, from KBC... came in around 2pm

Great minds bank alike

One More Toy wrote: »

Sent last night, money available at 2.30pm next day

Same, from KBC... came in around 2pm

Sent last night, money available at 2.30pm next day

danoriordan1402

Sent from AIB to new account on Wed before noon got the email new funds in around 3pm

I sent a €1 test amount to the new account last night, be interesting to see when it goes in

Transferred to the Flatex account at 11am yesterday. Didn't get an email but checked at 10am this morning and it was in my Degiro account. Happy enough with that turnaround. Lets hope for a red day today now

Bob24

UsBus wrote: »

Am having trouble with this new setup. I did a transfer from my bank account a couple of weeks back without realising I needed to have the new account set up. The transfer has not been returned to my bank account yet. Can anyone advise where the balance should be visible with the new flatex account..?

I know someone who mistakenly transferred funds to the old NL IBAN after setting up their Flatex DE account.

Since nothing had happened after a week, they emailed Degiro, and within another week the funds had been returned to their current account.

UsBus wrote: »

Am having trouble with this new setup. I did a transfer from my bank account a couple of weeks back without realising I needed to have the new account set up. The transfer has not been returned to my bank account yet. Can anyone advise where the balance should be visible with the new flatex account..?

The balance showing for Flatex will show in the same place as you saw your other funds.

A separate issue is the non return of your funds. If already emailed, call them.

UsBus

Nemeses2050 wrote: »

My transfers since flatex takeover have been very slow. transferred on thursday afternoon via AIB only got credited tuesday morning into Degiro.

Am having trouble with this new setup. I did a transfer from my bank account a couple of weeks back without realising I needed to have the new account set up. The transfer has not been returned to my bank account yet. Can anyone advise where the balance should be visible with the new flatex account..?

Shedite27

Nemeses2050 wrote: »

Do you add anything in additional info tab when transferring via AIB please

Nothing

Nemeses2050

Shedite27 wrote: »

Mine are going very fast, sent from AIB at 9am yesterday, was able to trade by 2pm

Do you add anything in additional info tab when transferring via AIB please

Shedite27

Mine are going very fast, sent from AIB at 9am yesterday, was able to trade by 2pm

a_squirrelman

My last transfer was sent on a Thursday around 3pm and I wasn't expecting it to arrive until after the weekend but when I checked on Saturday it was there, so I'm guessing it arrived Friday afternoon.

It was from an N26 account.

Nemeses2050

towger wrote: »

I sent from AIB on Saturday ( standard not urgent ) and it was there Monday morning. Sent more late yesterday afternoon, it was there this morning.

My transfers since flatex takeover have been very slow. transferred on thursday afternoon via AIB only got credited tuesday morning into Degiro.

HelloYoungBoy wrote: »

So if you have more than 2.5k sitting in cash there is a negative 0.5% or is it on any transfers above 0.5%?

Negative interest on balance as far as I know.

There's a small but not imperceptible pressure to trade :mad::pac: But, it should not be a factor in an investment.

Deleted User wrote: »

Possibly even quicker so.

Only downside is the .5% negative interest rate above €2.5k.

So if you have more than 2.5k sitting in cash there is a negative 0.5% or is it on any transfers above 0.5%?

towger wrote: »

I sent from AIB on Saturday ( standard not urgent ) and it was there Monday morning. Sent more late yesterday afternoon, it was there this morning.

Possibly even quicker so.

Only downside is the .5% negative interest rate above €2.5k.

towger

HelloYoungBoy wrote: »

Not sure if been asked already but has anyone used the new Flatex to deposit? How long does it usually take compared to the old ssystem

I sent from AIB on Saturday ( standard not urgent ) and it was there Monday morning. Sent more late yesterday afternoon, it was there this morning.

Not sure if been asked already but has anyone used the new Flatex to deposit? How long does it usually take compared to the old ssystem

Rossdarragh1 wrote: »

I’m looking at investing in an etf called ‘betz’ from roundhill investments . It’s an etf that contains holdings of Sportsbook and gaming companies . Is it possible to purchase such an etf on DEGIRO as I can’t seem to find it on the search option?

If it doesn't have a kiid then it can't be bought in the EU. But drop degiro an email

Rossdarragh1

I’m looking at investing in an etf called ‘betz’ from roundhill investments . It’s an etf that contains holdings of Sportsbook and gaming companies . Is it possible to purchase such an etf on DEGIRO as I can’t seem to find it on the search option?

outonawing

HelloYoungBoy wrote: »

Anyone else have experience using Trading 212? I actually used the demo before deciding to open a Degiro account as they did not appear to have as an extensive a list of stocks

I've been using them for a couple of months and happy thusfar.