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Stories from the Celtic Tiger Years Mod Warning in OP PLEASE READ

chops018

Does anyone have any good (or bad) stories from the Celtic Tiger years?

You always hear phrases about how people partied etc., was there just a constant flow of credit available to people and people actually taking the money e.g. was there actually teachers on circa €30k a year buying a house and car and an apartment somewhere.

I was in school and college during these years, graduated into the recession, so I didn't really see what was fully going on at the time bar the fact everyone was working and had money. My dad was working on the buildings on great money and my mam was working away also, we were never stuck really money-wise, also rent seemed to be a lot cheaper back then and fuel and also my college fees were only around €800 a year along with wages being fairly similar to what they are now (from what I can remember anyway, will stand corrected if I am wrong)

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The J Stands for Jay

John_Rambo wrote: »

So true, excellent observation. I've said it before, I reckon Gerry Ryan's death was a wake up call for a lot of men in his situation and in his bad state of health.

It was always strange seeing him doing the Operation Translation weigh ins.

Ginger83

McGaggs wrote: »

Capped at E254 a month.

per account

[Deleted User]

Went on a date to a well known cafe bar with notions in Dublin in 2005 and went to the jacks only to find a socialite who has since dropped off the face of the earth - double barrel surname, first name rhymes with Wavin and second name like a young sheep - snorting the devil's dandruff off the toilet bowl. It was a wet Tuesday night, door wasn't locked and he wasn't even doing it off the cistern or the toilet roll holder. Yuck.

freshpopcorn

[Deleted User] wrote: »

Went on a date to a well known cafe bar with notions in Dublin in 2005 and went to the jacks only to find a socialite who has since dropped off the face of the earth - double barrel surname, first name rhymes with Wavin and second name like a young sheep - snorting the devil's dandruff off the toilet bowl. It was a wet Tuesday night, door wasn't locked and he wasn't even doing it off the cistern or the toilet roll holder. Yuck.

Going by my googling skills he doesn’t hide it!

For Forks Sake

Deleted User wrote: »

Went on a date to a well known cafe bar with notions in Dublin in 2005 and went to the jacks only to find a socialite who has since dropped off the face of the earth - double barrel surname, first name rhymes with Wavin and second name like a young sheep - snorting the devil's dandruff off the toilet bowl. It was a wet Tuesday night, door wasn't locked and he wasn't even doing it off the cistern or the toilet roll holder. Yuck.

Even wrote a book about it. Think he's living in Spain these days.

https://www.independent.ie/life/a-tigers-tale-party-boy-gavin-lambe-murphy-on-penning-tell-all-book-of-cocaine-fueled-party-years-34377853.html

PhilOssophy

I never heard of him (before my Google search!) but why the begrudgery? We all did stupid things when we were young. He learned from it. Good on him for turning his life around, no?

RasTa

This was posted an hour ago and is now sold out(40kg) so we are definitely back

https://twitter.com/higginsbutchers/status/1276868851158974464

One More Toy

RasTa wrote: »

This was posted an hour ago and is now sold out(40kg) so we are definitely back

https://twitter.com/higginsbutchers/status/1276868851158974464

Lord above...

L1011

To make it even worse, wagyu is not even vaguely worth it. Conspicuous consumption as I'd bet every one of those steaks will be photographed extensively for social media between cooking and eating.

One More Toy

L1011 wrote: »

To make it even worse, wagyu is not even vaguely worth it. Conspicuous consumption as I'd bet every one of those steaks will be photographed extensively for social media between cooking and eating.

Precisely

Just my opinion, but I think the boom is back for upper-middle classes. I'm seeing a lot of shiny new cars, including electric ones even teslas in Dublin with charging stations at their house.

I think people are seeing their property values increase and are feeling richer. Definitely more lending too I know a guy at work more senior than me got a loan to get his kitchen redone. And my bank and avant card are pushing loans on me hard, which I will probably acquire as I'm looking for a mortgage in the next year and want to leave a trail of good credit history

freshpopcorn

A 6th class went to Paris in my town in 2005 for a few days!

PhilOssophy

One More Toy wrote: »

And my bank and avant card are pushing loans on me hard, which I will probably acquire as I'm looking for a mortgage in the next year and want to leave a trail of good credit history

Don't believe that bs about a good credit history! This isn't the states - banks care about how much you are earning, how much of a deposit you have, how safe your job is and how much you are saving each month.

Don't take out any loan on the above belief, even if the banks tell you its not true!

One More Toy

PhilOssophy wrote: »

Don't believe that bs about a good credit history! This isn't the states - banks care about how much you are earning, how much of a deposit you have, how safe your job is and how much you are saving each month.

Don't take out any loan on the above belief, even if the banks tell you its not true!

My mate works in banking (so do I but in back office) , they check the central credit registrar to see if you were able to pay back a loan in the last 5 years. I'm aware we don't have credit scores like in the state or UK. But that's what he told me and he's pretty experienced. We're hoping to have the guts of the price of a house anyway so it'll only be a relatively tiny mortgage

Doctors room ghost

L1011 wrote: »

To make it even worse, wagyu is not even vaguely worth it. Conspicuous consumption as I'd bet every one of those steaks will be photographed extensively for social media between cooking and eating.

I’d rather an Irish lamb chop out of Aldi than any of that other sh1te

PhilOssophy

One More Toy wrote: »

My mate works in banking (so do I but in back office) , they check the central credit registrar to see if you were able to pay back a loan in the last 5 years. I'm aware we don't have credit scores like in the state or UK. But that's what he told me and he's pretty experienced. We're hoping to have the guts of the price of a house anyway so it'll only be a relatively tiny mortgage

Yeah but the won't turn you down if you haven't had a loan in the last 5 years either! Save your interest if you can at all!
Tiny mortgage = the dream scenario! Fair play.

Wildly Boaring

Harvey Norman this week!!

Sky King

Wildly Boaring wrote: »

Harvey Norman this week!!

If you have to pay for that per fortnight, you definitely shouldn't be buying it.

One More Toy

Wildly Boaring wrote: »

Harvey Norman this week!!

Oh dear lord christ all fúcking mighty in all that is holy

One More Toy

PhilOssophy wrote: »

Yeah but the won't turn you down if you haven't had a loan in the last 5 years either! Save your interest if you can at all!
Tiny mortgage = the dream scenario! Fair play.

Hmm I'll have to ask him is it really worthwhile

And yeah it took 12 years of hard saving. Buying the cheapest of everything, doing it the hard way scrimping and saving. Not following the herd. Dressing modestly. I could go on and on but it's off topic

LiquidZeb

Wildly Boaring wrote: »

Harvey Norman this week!!

I'll take 20.

Pinch Flat

Got a flyer through the post during the week. I see €5,000 odd tv's are a thing again. Probably a few spas buying them on credit cards.

afatbollix

I love this thread.

My brother is a farrier, The lad who comes and puts shoes on yer horse.

He was at a yard up north and the owner asked him to do a horse at his other land but my brother knew that was a hour away and he needed to get home to the kids, so he said Its a bit of a drive it's late I'll do it tomorrow as its an hour in the wrong direction for getting home.

Yer man says no problem we'll take the chopper. My brother was worried about the weight of the kit as its quite heavy but yer man was like its ok this thing can hold 8 people.

So he loaded all the kit into the chopper and it took 10 mins and landed in the field rounded up the horse and got some new shoes for it and he was back to the van in 30 mins and on the way home.

Rodney Bathgate

Wildly Boaring wrote: »

Harvey Norman this week!!

Tempting but I only use the existing kettle a couple of times a month at most so couldn’t justify that.

Mickiemcfist

One More Toy wrote: »

My mate works in banking (so do I but in back office) , they check the central credit registrar to see if you were able to pay back a loan in the last 5 years. I'm aware we don't have credit scores like in the state or UK. But that's what he told me and he's pretty experienced. We're hoping to have the guts of the price of a house anyway so it'll only be a relatively tiny mortgage

Just to back up PhilOssophy, whatever your mate does in banking, it ain't in giving good consumer advice. They check the register to see if you've been UNABLE to pay back a loan in the last 5 years. Being able to manage your finances without debt & build up savings is categorically the best way to prove you're able to repay a loan/mortgage.

However dont take either of our word for it, genuinely contact the banks mortgage department & ask, they wont tell you to take out a loan you don't need.

ChikiChiki

Wildly Boaring wrote: »

Harvey Norman this week!!

The absolute hack of that kettle. I wouldn't even let the thing be visible in my skip.

I'd love to know if they have sold any.

Ipso

Wildly Boaring wrote: »

Harvey Norman this week!!

Smeg, indeed.

[Deleted User]

PhilOssophy wrote: »

I never heard of him (before my Google search!) but why the begrudgery? We all did stupid things when we were young. He learned from it. Good on him for turning his life around, no?

Not sure I see too much begrudgery in any of the posts there but I suppose he got famous for doing nothing other than partying a lot after inheriting loads of money and is now in his 40s and has never had a job.

steves2

Wildly Boaring wrote: »

Harvey Norman this week!!

If you pay 500 for a kettle then you really have nothing else to worry about. Smeg is such a terrible name isn't it.

Doctors room ghost

My brother is a farrier, The lad who comes and puts shoes on yer horse.

Thank goodness you explained to us simple minded gombeens what a farrier is.we would never have known.

The Undecided One

Doctors room ghost wrote: »

My brother is a farrier, The lad who comes and puts shoes on yer horse.

Thank goodness you explained to us simple minded gombeens what a farrier is.we would never have known.

Thank goodness he has, some of us (me) are not native speakers of the English language and appreciate a quick explanation of a word they have never seen or used before.