FrancieBrady wrote: » Why? Not enough people returned FG TD's to allow them to reform the government we had. That is a judgement on the government we had, what ever way you want to look at it.
jm08 wrote: » Its a proposal to County Councils/Local authorities, not a PR exercise.
Irish Examiner wrote: Housing spokesperson Eoin Ó Broin issued a draft affordable housing scheme, seen by the Irish Examiner, detailing how Sinn Féin would build thousands of affordable houses if it was in government.
jm08 wrote: » There are two schemes there, one is for affordable rent and one for affordable purchase. If you can't get the cash together to buy, there is the option of renting the property at a max. of €800-900 per month. A couple with both working should be able to afford a mortgage of €230,000.
Irish Examiner wrote: The circular states that affordable homes for €230,000 or less would be available to purchase in Dublin, and other major urban areas for households whose gross incomes are between €45,000 and €75,000 per annum with a cut-off point of €50,000 for a single person.
jm08 wrote: » My understanding of it is that the State would continue to own the site and if selling have to sell it back to the Scheme with adjustment for increase in value which will basically mean that the State/Council continues to have affordable housing. I'm sure there could be a formula for working out what the value of the house is based on cost of living/building etc.
Madeleine Birchfield wrote: » Fine Gael and Fianna Fail ought to form a coalition government. We'll see then if there exists any meaningful opposition from Sinn Fein or no opposition at all.
Mortelaro wrote: » You're funny You come out with the same lines all the time Then Countered by others with opposing lines Rinse repeat Its like coronation street Come back 6 months later and you haven't missed anything
blanch152 wrote: » Am I alone in spotting the cognitive dissonance between these two posts?
FrancieBrady wrote: » Fact...the 'electorate' do not 'return' governments. The electorate return 'TD's'. In 2020 the electorate did not think FG TD's were 'useful' enough to return enough of them to reform a government like the last one.
FrancieBrady wrote: » The usefulness of a sitting government is surely easily defined by the amount of people willing to vote them back in? In FG's case, useful to 20%.
Mortelaro wrote: » But you in a see through way have unsuccessfully skewed the metric to suit your argument That doesn't change the actual metrics The electorate in 2016 and 2020 returned a Dáil that could either have had MM or LV as Taoiseach Not MLM Fact Ergo a variation on a theme
FrancieBrady wrote: » You asked how the performance of a government could be 'defined as useless'. The only metric we have is the voice of the electorate and only 20% of them said they wanted FG to lead or be in a government this time out. Your view or my view of how they performed is not relevant to that.
Mortelaro wrote: » You need to understand a little better then Stuff like how your party can't command enough of the electorate to form a government whilst others can Democracy if you will
FrancieBrady wrote: » I understand it wouldn't if you are in constant defend mode.
Mortelaro wrote: » That doesn't compute
FrancieBrady wrote: » Yes, as the main party of 'government' only 20% see their 'usefulness'.
Mortelaro wrote: » Oh so it is FG now because it suits your argument
FrancieBrady wrote: » Ah so now it was a de facto coalition last time, because it suits your argument.
Mortelaro wrote: » But but but it was ffg plus independents so Shirley closer to 50%
Mortelaro wrote: » The tiny little old Republic of Ireland is Europe's fastest growing Economy and has been most of the last 2 decades ,better than the UK lower unemployment rates and higher,much higher benefits How that's defined as useless you'll need to explain
IAmTheReign wrote: » Where are the details of the plan available? There's no link on the article and I couldn't find anything on the SF website. I'd like to see mrore details.
From what little is in the article a couple of things stands out though. Who decided 230,000 is affordable? Someone earning 45,00 certainly can't get a mortgage for a 230,000. According to the Central banks 3.5 LTI rule someone earning 45,000 can only get a mortgage for 157,500 so who would provide mortgage finance? I assume SF would propose the government lend people the money? If so that raises questions about what happens in the event of non repayment as currently happens with government housing schemes.
Secondly, seems these would be leasehold purchases as opposed to freehold, and properties cannot be sold for a profit. Sounds great but how would this work in practice? Would these be sold back to the scheme who them resell to someone on the list? Or can the property owner resell to whoever they want as long as they are able to avail of the scheme? Since historically property prices rise on average far faster than inflation the second option would be open to rampant abuse. On the other hand if you have to sell back to the housing scheme do they guarantee you the price you paid plus inflation when you decide to sell? How do you factor in depreciation to the property over that time into the purchase price, or how do you factor in improvements made during the lifetime of the property?
maccored wrote: » By the by - I have ALWAYS stated my perference for a FF/FG govn ... mainly so they can become one party and people can see how ****ing useless they are.
blanch152 wrote: » Well, you can't have it both ways. You and others have told us many times that it is wrong that FF and FG rule out Sinn Fein for government because they are in government in the North, but then say we cannot measure their performance up there. For me, it is quite legitimate to say that SF are not fit for government down here, both because there is only a limited form of government up North, and that within that limited form, they have performed abysmally (e.g. on homelessness).
maccored wrote: » how can you compare the multifaceted nationalist/unionist/neither/british government set up in the north to a normal government?
blanch152 wrote: » I think it is a very instructive point, it gives us a chance to assess how Sinn Fein might perform if given the chance to be in government. The abysmal performance of Sinn Fein in government in Northern Ireland should serve as a wake-up call to voters down here.
Bishop of hope wrote: » The SF housing proposal has merit I think. Its a pretty detailed plan and realistic pricing involved this time. This, will put pressure on the others to come up with something to rival it.https://www.irishexaminer.com/breakingnews/ireland/sinn-fein-draft-plans-for-affordable-housing-scheme-1002267.html
No land will be sold or transferred out of public ownership for the purpose of delivering these homes, and if an owner wishes to sell their house in years to come, they will have to sell back to within the affordable housing scheme, adjusted for inflation.
Bishop of hope wrote: » It's the tories you know, the British ones up there, the Irish ones down here.