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Revolut Megathread.

Toots

Starting a new thread as the old one had reached the 10k post limit.

Link to old thread: https://www.boards.ie/vbulletin/showthread.php?t=2057481488

Carry on

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Aquos76

Rodney Bathgate wrote: »

Revolut provides physical, virtual and disposable virtual.

I use my virtual card for all online transactions, I don’t use the physical card for anything online.

A virtual card is no dissimilar to your physical card thou, regardless whether is virtual or physical it’s still attached to your account. I haven’t used my physical card in months as I only use Apple Pay now. The disposable virtual cards are brilliant thou and I do use them quite a bit

_Godot_

The redesign is utter ****e.

Marlow

Mr.S wrote: »

Since when are (premium?) cards branded as Visa "Infinite" and actually debit cards vs prepaid? Surely they pay a bit extra to use the Infinite branding, but it doesn't actually give the end user any benefit?

Although the move to proper debit is useful as they should now work with offline terminals, right?

All the Revolut cards have been Debit cards for quite a while now, most still marked Debit prepaid.

I'm not sure, if the plastic cards are Infinite now, but the metal ones are.

/M

g6fdyotp5nj2l7

Aren't all revolut cards prepaid

Marlow

Mr.S wrote: »

My premium card is marked as Infinite and Debit, not prepaid.

The proper Debit I can understand, but what’s the point of Infinite if it doesn’t give any benefit?! (I assume they pay Visa extra for it). Just curious!

Seems they changed the Premium ones, too, then. And yes, the removal of the prepaid tagging is a good one. The previous ones were tagged Visa Platinium Debit Prepaid.

The one annoying thing still, is that the Visa cards are coded for UK, while the Mastercard Metal cards are coded for Ireland.

/M

budhabob

_Godot_ wrote: »

The redesign is utter ****e.

I can't for the life of me find my vaults in the redesign....

Aquos76

budhabob wrote: »

I can't for the life of me find my vaults in the redesign....

CosmicFool

The new design is awful

-=al=-

Looks awful! I still haven't updated since they got rid of the swipe system for going through currencies, it's also a massive size for an app at 433MB :eek: It used to be peanuts

..Brian..

Lads trying to get paid from someone to my new revolut account and they say my Iban is not being accepted on their end. Anyone had similar? It's says euro but Iban is GB, altough that shouldn't matter should it?

nsa0bupkd3948x

..Brian.. wrote: »

Lads trying to get paid from someone to my new revolut account and they say my Iban is not being accepted on their end. Anyone had similar? It's says euro but Iban is GB, altough that shouldn't matter should it?

Have they tried with no spaces?

Marlow

..Brian.. wrote: »

Lads trying to get paid from someone to my new revolut account and they say my Iban is not being accepted on their end. Anyone had similar? It's says euro but Iban is GB, altough that shouldn't matter should it?

Are you sure, that you have that right ? Revolut used to start with GB27 not GB62. Unless they have you on a different system of course.

The currency of the account does not matter to SEPA. SEPA will just transfer in EUR. If the account is a different currency, the receiving bank converts it.

If that GB62 is correct, try and contact support. Might be something that isn't updated across banks yet.

/M

Aquos76

Marlow wrote: »

Are you sure, that you have that right ? Revolut used to start with GB27 not GB62. Unless they have you on a different system of course.

The currency of the account does not matter to SEPA. SEPA will just transfer in EUR. If the account is a different currency, the receiving bank converts it.

If that GB62 is correct, try and contact support. Might be something that isn't updated across banks yet.

/M

My Revolut Iban starts with GB38

[Deleted User]

I've GB14

Or RevoGB21

The same for eur, USD and CAD

Notice the UK one has an actual sort code and account number

Maz2016

Achilles CoolS Circus wrote: »

Have they tried with no spaces?

Yes try remove spaces. I had this issue with AIB last week

TheChizler

The 3rd and 4th digits of an IBAN is a checksum so will differ from account to account.

[Deleted User]

Have amazon got a different policy for charging Revolut cards? I’ve noticed on all my recent orders that the money is being taken straight away after paying but as things start to dispatch it still says in the dispatch notice: “you have only been charged for the items dispatched in this delivery”.

I much prefer all the money being taken straight away of course so I’m happy with this change.

FluffPiece

The vast majority of my purchases over the years have been debited at point of order with only 1 or 2 debited upon dispatch. This is regardless of payment method used.

People have often told me it's unusual but that's been my experience.

Marlow

Claire Shaggy Denim wrote: »

Have amazon got a different policy for charging Revolut cards? I’ve noticed on all my recent orders that the money is being taken straight away after paying but as things start to dispatch it still says in the dispatch notice: “you have only been charged for the items dispatched in this delivery”.

I much prefer all the money being taken straight away of course so I’m happy with this change.

EU consumer protection law actually requires them not to charge you until they ACTUALLY dispatch. In Germany for example this is taken very seriously. Other countries may be a bit more lax about.

As Amazon works across then entire world, they may have implemented things a bit more compliant than needed for some countries. Easier the handle it that way for them.

I generally don't get charged by them until the order is processing, but I'm using Curve with Amazon, so that may be different again.

/M

markc1184

My revolut app updated over night on Android and now for the life of me I cant find my vaults. Can anyone point me in the right direction.

[Deleted User]

Marlow wrote: »

EU consumer protection law actually requires them not to charge you until they ACTUALLY dispatch. In Germany for example this is taken very seriously. Other countries may be a bit more lax about.

As Amazon works across then entire world, they may have implemented things a bit more compliant than needed for some countries. Easier the handle it that way for them.

I generally don't get charged by them until the order is processing, but I'm using Curve with Amazon, so that may be different again.

/M

Anytime I’ve used curve it’s taken the payment straight away too (or within 10mins of ordering anyway).

It’s a long time now since I remember an order being charged at a later time.

It’s a bit of a crazy rule that by the EU, I think it should be the other way around that you are charged straight away as it’s much handier.

Rodney Bathgate

I was checking the price for a disposable virtual card on Saturday and was able to add one to my account for free. There was a fee to add one previously, not sure if this is just my account but worth a try if you don’t already have one. You can cancel if it shows a fee.

[Deleted User]

Rodney Bathgate wrote: »

I was checking the price for a disposable virtual card on Saturday and was able to add one to my account for free. There was a fee to add one previously, not sure if this is just my account but worth a try if you don’t already have one. You can cancel if it shows a fee.

My app won't create a virtual card. I get an error message saying to try later. Gave it a test there, its been like that for two months.

Bummer1234

markc1184 wrote: »

My revolut app updated over night on Android and now for the life of me I cant find my vaults. Can anyone point me in the right direction.

On iOS its in the wealth screen and its on the top along side stocks and crypto, could be different on android.

[Deleted User]

Rodney Bathgate wrote: »

I was checking the price for a disposable virtual card on Saturday and was able to add one to my account for free. There was a fee to add one previously, not sure if this is just my account but worth a try if you don’t already have one. You can cancel if it shows a fee.

Thanks for pointing this out, was the same for me they alway wanted 5.99 for a disposable virtual card but added now for free.

msmx5

gilberto_eire wrote: »

My app won't create a virtual card. I get an error message saying to try later. Gave it a test there, its been like that for two months.

How many cards do you currently have?

I was told that you can add a virtual card as long as you have "less than 5 active cards" on your account. I currently have 6 active cards so I would need to delete 2 in order to be able to create a new virtual card. {I'm not sure if this limit is the same for every user). 2 of my cards are virtual ones but I was trying to add a disposable one to the mix.

msmx5

markc1184 wrote: »

My revolut app updated over night on Android and now for the life of me I cant find my vaults. Can anyone point me in the right direction.

??? Post864

Wuff Wuff

msmx5 wrote: »

How many cards do you currently have?

I was told that you can add a virtual card as long as you have "less than 5 active cards" on your account. I currently have 6 active cards so I would need to delete 2 in order to be able to create a new virtual card. {I'm not sure if this limit is the same for every user). 2 of my cards are virtual ones but I was trying to add a disposable one to the mix.

why would you need 6 cards?

Cheshire Cat

markc1184 wrote: »

My revolut app updated over night on Android and now for the life of me I cant find my vaults. Can anyone point me in the right direction.

See post #864

https://www.boards.ie/vbulletin/showpost.php?p=113538506&postcount=864

msmx5

Wuff Wuff wrote: »

why would you need 6 cards?

I don't need 6 cards.

Who does? Sort of stumbled on that many by accepting beta cards (RevPay) and things like the replacement card for those with cards that "might not work properly on TFL" (Transport for London / Underground) as well as when they started trialling VISA cards and also when there was the "bug/feature" that let you add extra virtual cards. They've built up over time - even split 3 x visa, 3x Mastercard - to be honest I never use the physical cards anymore - use Google Pay instead.