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Revolut Megathread.

Toots

Starting a new thread as the old one had reached the 10k post limit.

Link to old thread: https://www.boards.ie/vbulletin/showthread.php?t=2057481488

Carry on

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Gooser14

I initiated the transfer of funds from Revolut to my BoI account at 10 am yesterday. This would normally complete in 4 or 5 hours. On this occasion it has not yet arrived in the BoI account & is still showing as pending in Revolut. Anyone else having problems transferring funds from Revolut to BoI or other banks.

Davexirl

Gooser14 wrote: »

I initiated the transfer of funds from Revolut to my BoI account at 10 am yesterday. This would normally complete in 4 or 5 hours. On this occasion it has not yet arrived in the BoI account & is still showing as pending in Revolut. Anyone else having problems transferring funds from Revolut to BoI or other banks.

European Bank Holiday yesterday, the funds won't clear till Tuesday.

LizardKing

Euro (Friday ) and Irish Bank Holiday (Monday) likely will delay the transfer..

pl4ichjgy17zwd

Yeah on the Easter long weekend I made a payment on the Friday that wasn't executed until Tuesday. Went through in normal times after that.

iHungry

Should the exchange rate to sterling be constantly updating? Just now xe.com 0.88802, revolut 0.8735 showing since yesterday

sonyvision

Been using Revolt for nearly 2 years and have saved me a fortune in exchange/banks fees.

The latest is where I hold shares through an SAYE scheme with work. The third party is a global nominee who holds the shares collext dividends etc. Recently got paid dividends into the hold account but if I want these transferred to my irish account incurres a charge of 25GBP plus 1.75% FX!.

Used my Revolut UK details without issue and didn't incurrer any charges!. First time using the UK account details but glad to know it works.

J_A_F_A

Their FX rates are fixed at the weekends as the FX markets are closed.
More here: https://community.revolut.com/t/weekend-exchange-rate-surcharge-clarification/4483

iHungry wrote: »

Should the exchange rate to sterling be constantly updating? Just now xe.com 0.88802, revolut 0.8735 showing since yesterday

Aquos76

Is there anyway that I can avoid having to go through the text verification every time I top up with my PTSB Visa debit card. I never had to do this up until about a month ago why my top ups started to fail. When I finally got it sorted, apparently the saved expiry date on my PTSB changed somehow from 8/22 to 12/22 on the Revolut app. After I deleted that card and re-added it again, I’m getting this text verification ever since.

Sarn

Aquos76 wrote: »

Is there anyway that I can avoid having to go through the text verification every time I top up with my PTSB Visa debit card. I never had to do this up until about a month ago why my top ups started to fail. When I finally got it sorted, apparently the saved expiry date on my PTSB changed somehow from 8/22 to 12/22 on the Revolut app. After I deleted that card and re-added it again, I’m getting this text verification ever since.

I’ve made no changes to my PTSB card and I now get this too. It just seems to be a general security update.

Marlow

Aquos76 wrote: »

Is there anyway that I can avoid having to go through the text verification every time I top up with my PTSB Visa debit card. I never had to do this up until about a month ago why my top ups started to fail. When I finally got it sorted, apparently the saved expiry date on my PTSB changed somehow from 8/22 to 12/22 on the Revolut app. After I deleted that card and re-added it again, I’m getting this text verification ever since.

It'll stop eventually for amounts 300 and lower anyhow. For larger amounts it seems to trigger every time.

PTSB seems to have tightened the security at some point, when new rules were introduced for card payments.

/M

Gooser14

Gooser14 wrote:

I initiated the transfer of funds from Revolut to my BoI account at 10 am yesterday. This would normally complete in 4 or 5 hours. On this occasion it has not yet arrived in the BoI account & is still showing as pending in Revolut. Anyone else having problems transferring funds from Revolut to BoI or other banks.

Funds were in my BoI account this morning.

Stewball

Is Revolut's standard plan physical debit card just like any other debit card you'd get from AIB/BOI etc?

Atlantic Dawn

Stewball wrote: »

Is Revolut's standard plan physical debit card just like any other debit card you'd get from AIB/BOI etc?

Yes the only difference I can see is it doesn't offer cashback.

Damo 2k9

Hi all, I have a Perx Reward Card I received as a bonus in work, does anyone know if there is a way of adding the amount to my Revolut using this card?

I had a quick search on here and nothing, someone did use their Perfect Incentive card to add money to their revolut, which I think is similar, but doesnt seem to be working for me at all.

Cheers.

TheChizler

Damo 2k9 wrote: »

Hi all, I have a Perx Reward Card I received as a bonus in work, does anyone know if there is a way of adding the amount to my Revolut using this card?

Did it recently for my n26, you can't top up directly but you can use it to top up someone else's PayPal account and transfer to you vie friends and family and withdraw to your bank account from there. Probably against a whole bunch of ts and Cs.

g6fdyotp5nj2l7

Do all stores petrol stations accept revolut

Sheep Shagger

Joyce Rhythmic Stepmother wrote: »

Do all stores petrol stations accept revolut

It's a visa debit card so yes.

Wuff Wuff

Joyce Rhythmic Stepmother wrote: »

Do all stores petrol stations accept revolut

Some pay at the pump terminals might not

pl4ichjgy17zwd

Joyce Rhythmic Stepmother wrote: »

Do all stores petrol stations accept revolut

Only place it's been rejected for me is the post office

Marlow

Meilani Yummy Rust wrote: »

Only place it's been rejected for me is the post office

Is your card one of the old ones that are coded as "Prepaid Credit Card" or one of the newer ones that are coded as Debit Card.

Important difference there.

An Post will only take Debit Cards.

/M

Yggr of Asgard

Revolut has now started moving their Lithuania based customers onto the Bank License they hold there.

This is getting really confusing now

US customers via a 3rd party bank
EU customers via UK emoney but moving to emoney in Lithuania
Lithuania customers on a bank license
UK customers via UK emoney

Also there is a major app update coming shortly which does some significant redesign.

pl4ichjgy17zwd

Marlow wrote:

Is your card one of the old ones that are coded as "Prepaid Credit Card" or one of the newer ones that are coded as Debit Card.

It's about three years old at this point so prepaid I'd imagine. I've never checked to see how it's coded. I have the pride one too. If I just tap it, it always works but if it's chip and pin, it doesn't. I know they only accept debit so I don't try anymore.

g6fdyotp5nj2l7

Wuff Wuff wrote:

Some pay at the pump terminals might not

Really, so you can't rely totally on it so. You would always need to have your bank card too just in case.

g6fdyotp5nj2l7

Meilani Yummy Rust wrote:

Only place it's been rejected for me is the post office

By the machine or the tellers ?

pl4ichjgy17zwd

Joyce Rhythmic Stepmother wrote:

By the machine or the tellers ?

The machine. It's worked when I've tapped but not when I've inserted it but ymmv depending on which card you have

Hurrache

My sister forgot her PIN/passcode as she never used it, always uses face unlock to get into the app. Somehow she managed to make a mess of trying to get in using the facial recognition and now is unable to get into the app.

She's tried the Forgot my passcode functionality where you submit a photo of you holding your identification but nothing seems to happen when she's directed to the All chats page.

Anyone know what she can do?

Marlow

Meilani Yummy Rust wrote: »

It's about three years old at this point so prepaid I'd imagine. I've never checked to see how it's coded. I have the pride one too. If I just tap it, it always works but if it's chip and pin, it doesn't. I know they only accept debit so I don't try anymore.

3 years old could very well be coded as Credit Prepaid. My first cards were for sure.

/M

Yggr of Asgard

Hurrache wrote: »

My sister forgot her PIN/passcode as she never used it, always uses face unlock to get into the app. Somehow she managed to make a mess of trying to get in using the facial recognition and now is unable to get into the app.

She's tried the Forgot my passcode functionality where you submit a photo of you holding your identification but nothing seems to happen when she's directed to the All chats page.

Anyone know what she can do?

Install the app on a different device which will allow access as that relies on email and sms verification.

Than deinstall on the old device and reinstall there. It should in theory now be treated as secondary device and request a new setup rather than asking for the previous PIN code.

No guarantees that this will work but it's worth a try.

Hurrache

Yeah, we tried that and it looks for the account passcode after the SMS and email verification process. She's going down the route of contacting them via twitter or facebook or some such.

scary

Marlow wrote: »

3 years old could very well be coded as Credit Prepaid. My first cards were for sure.

/M

how can you tell which is which?