punisher5112 wrote: » Huge profits are made in the industry.
punisher5112 wrote: » I some how don't believe the figures very much like the Garda figures.... Huge profits are made in the industry.
Allinall wrote: » Anything to back up that assertion?
Redriddick wrote: » Your Age: 43 Car type and engine: 2009 nissan tiida 1.5 years driving: 25 any claims: no Price and provider Aviva €588
cefh17 wrote: » Your Age: 26 Car type and engine: 2010 VW Jetta 1.6 Years driving: 8 (4 NCB, 2 named), 3 pp Any claims: 2x windscreen Other: Insuring my GF (4 years experience on an EU licence, and mother) Price and provider:
Wibbs wrote: » Your Age: 51 Car type and engine: 1998 Honda Integra Type R 1.8 years driving: 30+ with a full licence. any claims: None. Zero points Price and provider: 739 from of all folks Chill and about 100 quid down from last year. Fully comp with agreed value. Oddly no open drive, but I care not TBH(and they told me if I needed that for a rental car/holidays or whatever just to give them a bell). Chill were a kind of Hail Mary last resort after another crowd after a year of near double the above price, decided to double it again and cover less and others just flat out refused or quoted what I consider telephone numbers(one broker quoted three grand). The chap on the phone from Chill that year when he came back to me was apologetic at the price and was confused at my glee. Now to be fair I'm an old fart, I've never had any claim, never any points, or tickets before they came in and have always had pretty insurance unfriendly cars and am driving the above jalopy for 15 years and do low mileage. During the chat they did say all this very much stood to me. Especially the long term use of the older car. My risk is low. If I was looking for my first year insurance on the same car, or even a lower power/risk car of the same age well, good luck. Which to be fair is a nice change to hear. In previous years the length of ownership or the fact it's my "pet car" at this stage seemed to mean nada. I even checked this with a few saying I had the car a year or two and it made little difference. So yeah, it's nice to see some nuance come in.
Tommyboy40 wrote: » Age 51 2005 Mercedes CL500 5.0 V8 308BHP 1996 Mercedes SL500 5.0 V8 335BHP 1996 Mercedes E220 2.2 150BHP 2003 Smart For Two Cabrio 62 BHP 142 Alfa Romeo Giulietta 1.4 170BHP Fully comp Full Business use Agreed value Unlimited windscreen cover Comprehensive driving of other cars Breakdown cover in Ireland, UK and Europe Last year €2,648 This year €2,492
marcos_94 wrote: » Who is that with out of curiosity? Id like to explore a policy that allows me to have more than 1 daily driver
Tommyboy40 wrote: » It's actually the best policy in the world. It does look expensive at first but it's amazing value when broken down. It's the Chubb Masterpiece policyhttps://www.chubb.com/uk-en/individuals-families/motor.aspx
marcos_94 wrote: » thanks for sending that on. Looks very interesting Do you know if there is a mileage cap on the classic as well, or any other limitations (no commuting, etc)? I currently have a daily and a classic and would be keen on getting another daily perhaps thats a bit lighter on fuel!
barry181091 wrote: » Back again to the grind. I honestly don't know where the last year has gone Like last year, most of the quotes I am getting this year are mad high, with one exception. 09 1.6D Fiat Bravo Location: Cork city centre. No points, convictions etc 1 NCB, 0 Named. 1 windscreen claim. Doesn't really seem to effect much Current insurer: AA 1700 last year -> renewal quote of 2100. :rolleyes: Below are in format last years quote -> this years quote with 1 year NCB. Comprehensive/TPFT Liberty - 3800 Fully Comp -> 1849/1639 (TPFT) 25 plus.ie - 2593 (Standard) - 2737 (Xtra). (2427/2564 - 750excess) -> 2009/2172 Xtra Acorn - Kennco 2285.47 (250 excess) -> 1398 RSA TPFT Axa (Direct) - 2594 Compy, 2448 TPFT. -> 1760/1658 TPFT Chill.ie - Axa 2430, Asgard 2778, Kennco 3203. All comp. Similar TPFT. -> RSA Sertus 1403/1280 TPFT Its4women - 2792(Standard), 3012 (Extra), 2614/2820-700 excess -> 1336 Comp/1230 TPFT Kennco (Direct) - 2894. (Comp) Fresh quotes: AIG - 1648/1484TPFT Allianz - 2000 TPFT Aviva - 1760/1658 TPFT. FBD - 1891/1856 TPFT XS Direct - 1780 Comp (3k Excess :pac: ) Quoteme.ie - 1962/1847 TPFT Post - 1784/1650 And the quote I think I am going for? Bank of Ireland - 922 (Popular) or 1011 (Prestige) TPFT / 943 (Popular) or 1034 (Prestige) Comp I honestly don't know how theirs is so low. It appears its all to do with my address. My specific address gives this, but if I just put in the area it gives a quote about 500 higher. It seems to be a big in their system, but that isn't my fault :pac::)
barry181091 wrote: » Looks like I will not be getting any such good deal this year. It appears prices have gone up, unless there is the one cheap company I have yet to contact. ---- 09 1.6D Fiat Bravo Location: Galway city centre. No points, convictions etc 2 NCB, 0 Named. 1 windscreen claim. Doesn't really seem to effect much BOI renewal came in at 977 (From 920 last year), I got them down to 930 though. Others: (Comp/TPFT - Most of these are online) AA: 1177/1090. Would not come down on the phone other than a 40 euro CircleK voucher :rolleyes: 123.ie: 1754/1456 Acorn: 1080/973 Allianz: 1626/1585 Aviva: 1529/1403 Chill.ie: 1394/1322 FBD: 1945/1850 Liberty: 1389/1245 Supervalu: 1362/1364 Post: 1369/1259 Any ideas?
marcos_94 wrote: » Try some of the brokers. Im in the middle of renewal now and the brokers are getting good prices from RSA (~900 through a broker with RSA vs 1,400 direct with RSA). im currently with a broker called GMHD who have been very good, but Iv also tried Glennon, Dolmen, and Sheridan
![Photo of [Deleted User]](https://w5.vanillicon.com/v2/5dc0c82bb5d5c9e7a358d7971a18240f.svg)
