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How the f**k can you afford a decent car?

[Deleted User]

Since my pay has increased nearly 50% over the last couple of years I thought I would buy a car that's not a thirsty, gutless and uncomfortable. I thought it would be nice to get something that had a bit of power, didn't cripple me on long journeys, and could play a podcast from USB without having wires all over the cabin leading into a homemade aux port in the glovebox.

But if I get something that meets those requirements, isn't ten years old, and doesn't have over 100,000 miles on it, I'd need about €15,000. How does anyone save that kind of money every few years working in a regular job? Do most people spread it out using finance? Even if I got finance, I would have to pay nearly €100 a week and over €2,000 in interest, and that's more than my pay can stand.

This is a serious inquiry. How does this work for most people? How do they lay their hands on new or new-ish cars? Are they all selling drugs on the side?

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Toyotafanboi

realdanbreen wrote: »

The ones who post on instagram and facebook every time they go out for a meal will be the most likely candidates for a new reg plate.

Instagram was pretty much invented to put up pics of you "living your best life", doing nice/ fun/ lavish things. If you're on it, you're going to be exposed to it.

Maybe you need a new circle of friends who are less shallow, or to leave Insta' down for a while?

Nikki Sixx

Toyotafanboi wrote: »

Also dont fall into the trap of thinking that the only reason people buy new is the reg plate.

Ah come off it. A big factor in buying new is parading the vehicle around town/ in the staff car park for the first two months. The new reg gets people saying, “he/she is doing well.”

Shefwedfan

Nikki Sixx wrote: »

Ah come off it. A big factor in buying new is parading the vehicle around town/ in the staff car park for the first two months. The new reg gets people saying, “he/she is doing well.”

Majority of people I work with get company cars. That is because of the mileage we do every day and because the cost of insurance is so high because every plonker in Ireland has a sore neck

We do not have an option, brand new car and swapped every 3-4 years. Even at end of that contract the car could be perfect but it is sent back and a brand new car sent to replace it.....

Nothing to do parading around with a new reg. Some people just have an issue with people driving a new car so you see the attitude above.

What difference to you or anyone else what someone drives? the only people I see concerned about a number on a plate is the person not buying the new car. It's an Irish attitude issue, some people just hate to see someone else doing well in life

Toyotafanboi

Nikki Sixx wrote: »

Ah come off it. A big factor in buying new is parading the vehicle around town/ in the staff car park for the first two months. The new reg gets people saying, “he/she is doing well.”

I honestly dont think that that's endemic. Even if it is though, the only people who seem offended are the people without new cars, so maybe it's working.

And maybe they are doing well.

So do we really think that of the 63,000 people who bought a new car since January that the primary purpose of those purchases was to be a "show off", effectively, because I dont believe so.

Squidgy Black

Shefwedfan wrote: »

What difference to you or anyone else what someone drives? the only people I see concerned about a number on a plate is the person not buying the new car. It's an Irish attitude issue, some people just hate to see someone else doing well in life

It's ironic that certain people are getting their backs up saying people only buy cars to have a newer reg number, when it comes across that they're very bitter that they don't have a newer reg number

Allinall

realdanbreen wrote: »

I think he was just trying to be kind. An estate poor or otherwise is still an estate or scheme of houses. Most successful people will not be living in a semi D.

Absolutely ridiculous comment, especially in the context of the thread.

realdanbreen

Shefwedfan wrote: »

Majority of people I work with get company cars. That is because of the mileage we do every day ..

TBF I don't think the thread was meant to be about sales reps traipsing up and down the country in new wagons eating bread rolls out of Centra and thinking they've arrived!

Shefwedfan

realdanbreen wrote: »

TBF I don't think the thread was meant to be about sales reps traipsing up and down the country in new wagons eating bread rolls out of Centra and thinking they've arrived!

I didn't think it was for people who can't do simple maths....but here we are

Shefwedfan

Allinall wrote: »

Absolutely ridiculous comment, especially in the context of the thread.

It's not the first and certainly won't be the last :P:P

Funny because a huge amount of houses in D4 are semi D....but sure successful people dont live in D4 :eek:

realdanbreen

You think the guy who owns the garage that sold you the 191 VW Touran(a car with less going on under the bonnet than an 09 golf) is living in a semi D in among 99 other identical houses?

Shefwedfan

realdanbreen wrote: »

You think the guy who owns the garage that sold you the 191 VW Touran(a car with less going on under the bonnet than an 09 golf) is living in a semi D in among 99 other identical houses?

In the most advanced car now less and less is "going on under the bonnet"....that's advancements in technology

You can have a chat about it down the pub with the lads....blow your minds it will

While your down the pub, show the lads the price of a semi D in south side Dublin ..... your head will really explode then

Squidgy Black

realdanbreen wrote: »

You think the guy who owns the garage that sold you the 191 VW Touran(a car with less going on under the bonnet than an 09 golf) is living in a semi D in among 99 other identical houses?

You do realise the majority of those Semi D houses in most areas of Dublin are minimum of 4-500k? In a slightly nicer area you're looking at 700k....

Somehow I don't think every tradesperson in the motor industry is living in 5/6 bedroom mansions on their own plot of land....

Donald Trump

Deleted User wrote: »

You seem to have missed the sarcasm and that I was agreeing with you...

Whoops. Sorry.

realdanbreen

Shefwedfan wrote: »

While your down the pub, show the lads the price of a semi D in south side Dublin ..... your head will really explode then

I know it's mad. But I guess when they know they can get a sucker to part with 40k for a 191 plate then the same guy won't figure that 500k for a semi D in a scheme of houses is a rip off!

Shefwedfan

realdanbreen wrote: »

I know it's mad. But I guess when they know they can get a sucker to part with 40k for a 191 plate then the same guy won't figure that 500k for a semi D in a scheme of houses is a rip off!

When you consider local school, amenities in area, safety of area etc....I wouldn’t refer to it as rip off

Personally I would prefer to spend money on my house and children future than standing at a bar drinking watered down beer

But people are free to make those decisions for themselves

jmreire

Shefwedfan wrote: »

You what now?

Shefwedfan, I have absolutely no interest in purchasing a new car, just to have the latest Nr Plate outside my door. To all those who DO like to have the latest model parked outside their door, Good Luck to them !! I wish them well. But if I were in the market for a 2nd hand car, the year would interest me very much, I use that statement in the context of the BMW N47 engine disaster. But there are other makes too, when a car from specific year had problems,,,it's not just BMW. So yes, from that viewpoint the year is important.

McCrack

Squidgy Black wrote: »

You do realise the majority of those Semi D houses in most areas of Dublin are minimum of 4-500k? In a slightly nicer area you're looking at 700k....

Somehow I don't think every tradesperson in the motor industry is living in 5/6 bedroom mansions on their own plot of land....

Ireland isn't confined to Dublin... There might well be outside Dublin.. Large detached houses on their own plot are plenty and quite affordable

btkm8unsl0w5r4

MontgomeryClift wrote: »

This is a serious inquiry. How does this work for most people? How do they lay their hands on new or new-ish cars? Are they all selling drugs on the side?

They get paid more than you do for a variety of reasons.

dodzy

Karter Green Ferret wrote: »

They get paid more than you do for a variety of reasons.

Stupid comment, and you know it.

btkm8unsl0w5r4

dodzy wrote: »

Stupid comment, and you know it.

But it is the answer to the OP's question. He assumes they do something stupid or illegal, most of this thread went on about finance, but the answer is that a lot of people have enough money to get a new car or finance it and not notice the repayments, and by the number of dealerships around, its a awful lot of people. Sorry to piss on your chips, I know motors can be a people before profit enclave, once got eaten alive on here for suggesting that 10 grand was not a lot of money to spend on a car..

[Deleted User]

Karter Green Ferret wrote: »

.... Sorry to piss on your chips, I know motors can be a people before profit enclave, once got eaten alive on here for suggesting that 10 grand was not a lot of money to spend on a car..

You got ‘eaten alive’ for the way you dismissed how much of an investment it was relative to another simply because you wrote as though €10k is like play money to you.

People before profit enclave? Pffft. Empathy doesn’t cost anything, even for a ‘comfortable’ braggart like yourself.

V8 Interceptor

pinktoe wrote: »

Aahhh Irish mentality, if I can't afford it you must a criminal. How much do you piss down the pub toilet? Would that not go a long way on buying a decent car for you?Save up for six months and get a car loan based on what you can afford. Forget PCP that's for people who think they are financially better off than they are.

You'd be better off putting the car on the back burner for a while and save up the price to buy it outright.

Squidgy Black

McCrack wrote: »

Ireland isn't confined to Dublin... There might well be outside Dublin.. Large detached houses on their own plot are plenty and quite affordable

I know, but what I'm saying is that every estate with semi-detached houses aren't council estates or people on the dole, considering the poster was saying people who live in a semi-detached house can't afford new cars....

ChuckLarry

Just a side note, people need to stop referring to buying a car (of any value) as an investment

It’s an asset that literally depreciates the minute you sit in it

btkm8unsl0w5r4

JayZeus wrote: »

You got ‘eaten alive’ for the way you dismissed how much of an investment it was relative to another simply because you wrote as though €10k is like play money to you.

People before profit enclave? Pffft. Empathy doesn’t cost anything, even for a ‘comfortable’ braggart like yourself.

I think you fancy me....

Twenty Grand

OSI wrote: »

E60 had lane departure warning. Show me an E60 that will come up to a bend and steer itself around it without any input from the driver, or actively keep you positioned in the middle of a lane. Making the wheel shake is a far cry from semi-autonomous driving.

Show me ANY production car that will reliably steer itself around a corner. Good luck getting it to steer you around any corner that's not laid out with fresh paint.

I've driven plenty of new cars with lane assist that do nothing but ping pong you from one white line to the other.

nice_guy80

I've seen people pull up in high speced BMWs and put 10 euro of diesel in
All fur coat and no knickers

Shefwedfan

nice_guy80 wrote: »

I've seen people pull up in high speced BMWs and put 10 euro of diesel in
All fur coat and no knickers

You and realdanbreen should join together and tell stories to tourists.....make a fortune you would

Squidgy Black

Twenty Grand wrote: »

Show me ANY production car that will reliably steer itself around a corner. Good luck getting it to steer you around any corner that's not laid out with fresh paint.

I've driven plenty of new cars with lane assist that do nothing but ping pong you from one white line to the other.

Tesla autopilot does.

But there's a big difference between a corner and a bend in the road. Most modern lane assist cars will guide you around a bend.

mloc123

Allinall wrote: »

Absolutely ridiculous comment, especially in the context of the thread.

https://www.daft.ie/dublin/houses-for-sale/churchtown/19-braemor-park-churchtown-dublin-1583697/

Only plebs live in a semi-d